Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
64.29
-0.02 (-0.03%)
At close: Apr 28, 2026, 4:00 PM EDT
64.29
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Essent Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Premiums & Annuity Revenue | 983.72 | 990.88 | 916.91 | 842.53 | 872.54 | Upgrade
|
| Total Interest & Dividend Income | 236.52 | 222.07 | 186.14 | 124.41 | 88.77 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.92 | -2.35 | -7.2 | -13.17 | 0.42 | Upgrade
|
| Other Revenue | 41.62 | 32.3 | 13.92 | 47.06 | 66.78 | Upgrade
|
| Total Revenue | 1,261 | 1,243 | 1,110 | 1,001 | 1,029 | Upgrade
|
| Revenue Growth (YoY) | 1.45% | 12.00% | 10.88% | -2.69% | 7.68% | Upgrade
|
| Policy Benefits | 149.34 | 81.22 | 31.54 | -174.7 | 31.06 | Upgrade
|
| Policy Acquisition & Underwriting Costs | 101.26 | 109.98 | 83.52 | 47.45 | 146.01 | Upgrade
|
| Other Operating Expenses | 25.83 | 24.5 | 22.17 | 20.98 | - | Upgrade
|
| Total Operating Expenses | 406.38 | 352.09 | 252.12 | -5.97 | 197.91 | Upgrade
|
| Operating Income | 854.56 | 890.81 | 857.64 | 1,007 | 830.6 | Upgrade
|
| Interest Expense | -32.7 | -35.32 | -30.14 | -15.61 | -8.28 | Upgrade
|
| EBT Excluding Unusual Items | 821.86 | 855.49 | 827.5 | 991.19 | 822.31 | Upgrade
|
| Merger & Restructuring Charges | - | - | -4.5 | -3 | - | Upgrade
|
| Pretax Income | 821.86 | 855.49 | 823 | 988.19 | 822.31 | Upgrade
|
| Income Tax Expense | 131.89 | 126.09 | 126.61 | 156.83 | 140.53 | Upgrade
|
| Net Income | 689.97 | 729.4 | 696.39 | 831.35 | 681.78 | Upgrade
|
| Net Income to Common | 689.97 | 729.4 | 696.39 | 831.35 | 681.78 | Upgrade
|
| Net Income Growth | -5.41% | 4.74% | -16.23% | 21.94% | 65.06% | Upgrade
|
| Shares Outstanding (Basic) | 99 | 105 | 106 | 107 | 111 | Upgrade
|
| Shares Outstanding (Diluted) | 100 | 107 | 107 | 108 | 112 | Upgrade
|
| Shares Change (YoY) | -6.13% | -0.54% | -0.49% | -3.50% | 4.87% | Upgrade
|
| EPS (Basic) | 6.97 | 6.92 | 6.56 | 7.75 | 6.13 | Upgrade
|
| EPS (Diluted) | 6.90 | 6.85 | 6.50 | 7.72 | 6.11 | Upgrade
|
| EPS Growth | 0.73% | 5.38% | -15.80% | 26.35% | 57.47% | Upgrade
|
| Free Cash Flow | 848.69 | 854.77 | 759 | 584.84 | 706.76 | Upgrade
|
| Free Cash Flow Per Share | 8.48 | 8.02 | 7.08 | 5.43 | 6.34 | Upgrade
|
| Dividend Per Share | 1.240 | 1.120 | 1.000 | 0.860 | 0.700 | Upgrade
|
| Dividend Growth | 10.71% | 12.00% | 16.28% | 22.86% | 9.38% | Upgrade
|
| Operating Margin | 67.77% | 71.67% | 77.28% | 100.60% | 80.76% | Upgrade
|
| Profit Margin | 54.72% | 58.68% | 62.75% | 83.07% | 66.29% | Upgrade
|
| Free Cash Flow Margin | 67.31% | 68.77% | 68.39% | 58.44% | 68.72% | Upgrade
|
| EBITDA | 859.79 | 896.59 | 862.16 | 1,010 | 833.98 | Upgrade
|
| EBITDA Margin | 68.19% | 72.14% | 77.69% | 100.90% | 81.09% | Upgrade
|
| D&A For EBITDA | 5.23 | 5.78 | 4.53 | 3.02 | 3.38 | Upgrade
|
| EBIT | 854.56 | 890.81 | 857.64 | 1,007 | 830.6 | Upgrade
|
| EBIT Margin | 67.77% | 71.67% | 77.28% | 100.60% | 80.76% | Upgrade
|
| Effective Tax Rate | 16.05% | 14.74% | 15.38% | 15.87% | 17.09% | Upgrade
|
| Revenue as Reported | 1,261 | 1,243 | 1,110 | 1,001 | 1,029 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.