Essent Group Ltd. (ESNT)
NYSE: ESNT · Real-Time Price · USD
61.85
+0.30 (0.49%)
Dec 5, 2025, 4:00 PM EST - Market closed
Essent Group Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 5,979 | 5,782 | 5,631 | 4,188 | 5,028 | 4,857 | |
| Market Cap Growth | 0.52% | 2.70% | 34.46% | -16.71% | 3.53% | -5.06% | |
| Enterprise Value | 6,382 | 6,167 | 5,955 | 4,529 | 5,285 | 5,173 | |
| PE Ratio | 9.00 | 7.93 | 8.09 | 5.04 | 7.38 | 11.76 | |
| PS Ratio | 4.96 | 4.65 | 5.07 | 4.18 | 4.89 | 5.09 | |
| PB Ratio | 1.05 | 1.03 | 1.10 | 0.94 | 1.19 | 1.26 | |
| P/FCF Ratio | 7.06 | 6.77 | 7.42 | 7.16 | 7.11 | 6.69 | |
| P/OCF Ratio | 7.00 | 6.71 | 7.38 | 7.11 | 7.09 | 6.67 | |
| EV/Sales Ratio | 5.05 | 4.96 | 5.37 | 4.53 | 5.14 | 5.42 | |
| EV/EBITDA Ratio | 7.33 | 6.88 | 6.91 | 4.49 | 6.34 | 10.30 | |
| EV/EBIT Ratio | 7.38 | 6.92 | 6.94 | 4.50 | 6.36 | 10.36 | |
| EV/FCF Ratio | 7.54 | 7.21 | 7.85 | 7.74 | 7.48 | 7.13 | |
| Debt / Equity Ratio | 0.09 | 0.10 | 0.09 | 0.10 | 0.10 | 0.09 | |
| Debt / EBITDA Ratio | 0.56 | 0.59 | 0.53 | 0.43 | 0.51 | 0.66 | |
| Debt / FCF Ratio | 0.59 | 0.62 | 0.61 | 0.75 | 0.61 | 0.46 | |
| Quick Ratio | 1.55 | 2.52 | 2.26 | 0.83 | 0.64 | 1.25 | |
| Current Ratio | 2.61 | 3.94 | 3.27 | 1.80 | 1.21 | 1.71 | |
| Asset Turnover | 0.18 | 0.18 | 0.18 | 0.18 | 0.19 | 0.21 | |
| Return on Equity (ROE) | 12.35% | 13.63% | 14.56% | 19.11% | 16.84% | 12.06% | |
| Return on Assets (ROA) | 7.47% | 8.22% | 8.82% | 11.00% | 9.50% | 6.88% | |
| Return on Capital (ROIC) | 8.74% | 9.52% | 10.25% | 13.16% | 11.72% | 8.41% | |
| Earnings Yield | 11.76% | 12.62% | 12.37% | 19.85% | 13.56% | 8.51% | |
| FCF Yield | 14.16% | 14.78% | 13.48% | 13.97% | 14.06% | 14.94% | |
| Dividend Yield | 2.00% | 2.10% | 1.97% | 2.35% | 1.67% | 1.64% | |
| Payout Ratio | 18.04% | 16.18% | 15.25% | 11.08% | 11.40% | 16.80% | |
| Buyback Yield / Dilution | 4.06% | 0.54% | 0.49% | 3.50% | -4.87% | -8.30% | |
| Total Shareholder Return | 6.08% | 2.64% | 2.46% | 5.85% | -3.20% | -6.66% | |
Source: S&P Capital IQ. Insurance template.
Financial Sources.