First Business Financial Services, Inc. (FBIZ)
NASDAQ: FBIZ · Real-Time Price · USD
58.04
+0.96 (1.68%)
At close: Apr 28, 2026, 4:00 PM EDT
57.99
-0.05 (-0.09%)
After-hours: Apr 28, 2026, 4:10 PM EDT

FBIZ Statistics

Total Valuation

FBIZ has a market cap or net worth of $485.34 million. The enterprise value is $759.54 million.

Market Cap 485.34M
Enterprise Value 759.54M

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date Apr 23, 2026
Ex-Dividend Date May 6, 2026

Share Statistics

FBIZ has 8.36 million shares outstanding. The number of shares has increased by 0.28% in one year.

Current Share Class 8.36M
Shares Outstanding 8.36M
Shares Change (YoY) +0.28%
Shares Change (QoQ) +0.16%
Owned by Insiders (%) 6.36%
Owned by Institutions (%) 69.32%
Float 7.83M

Valuation Ratios

The trailing PE ratio is 9.58 and the forward PE ratio is 9.18.

PE Ratio 9.58
Forward PE 9.18
PS Ratio 2.97
Forward PS 2.57
PB Ratio 1.31
P/TBV Ratio 1.36
P/FCF Ratio 9.18
P/OCF Ratio 9.07
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 15.33
EV / Sales 4.66
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 14.39

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 6.56
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.34%.

Return on Equity (ROE) 14.34%
Return on Assets (ROA) 1.24%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 4.78%
Revenue Per Employee $431,553
Profits Per Employee $131,050
Employee Count 378
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FBIZ has paid $10.03 million in taxes.

Income Tax 10.03M
Effective Tax Rate 16.34%

Stock Price Statistics

The stock price has increased by +21.19% in the last 52 weeks. The beta is 0.72, so FBIZ's price volatility has been lower than the market average.

Beta (5Y) 0.72
52-Week Price Change +21.19%
50-Day Moving Average 55.41
200-Day Moving Average 53.38
Relative Strength Index (RSI) 57.24
Average Volume (20 Days) 54,148

Short Selling Information

The latest short interest is 60,763, so 0.73% of the outstanding shares have been sold short.

Short Interest 60,763
Short Previous Month 71,348
Short % of Shares Out 0.73%
Short % of Float 0.78%
Short Ratio (days to cover) 1.32

Income Statement

In the last 12 months, FBIZ had revenue of $163.13 million and earned $49.54 million in profits. Earnings per share was $6.06.

Revenue 163.13M
Gross Profit 163.13M
Operating Income 64.73M
Pretax Income 61.37M
Net Income 49.54M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $6.06
Full Income Statement

Balance Sheet

The company has $71.72 million in cash and $346.34 million in debt, giving a net cash position of -$274.62 million or -$32.84 per share.

Cash & Cash Equivalents 71.72M
Total Debt 346.34M
Net Cash -274.62M
Net Cash Per Share -$32.84
Equity (Book Value) 380.08M
Book Value Per Share 44.12
Working Capital -3.39B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $53.45 million and capital expenditures -$650,000, giving a free cash flow of $52.80 million.

Operating Cash Flow 53.45M
Capital Expenditures -650,000
Depreciation & Amortization n/a
Net Borrowing 16.86M
Free Cash Flow 52.80M
FCF Per Share $6.31
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 39.68%
Pretax Margin 37.62%
Profit Margin 31.48%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 32.36%

Dividends & Yields

This stock pays an annual dividend of $1.36, which amounts to a dividend yield of 2.34%.

Dividend Per Share $1.36
Dividend Yield 2.34%
Dividend Growth (YoY) 16.67%
Years of Dividend Growth 13
Payout Ratio 20.80%
Buyback Yield -0.27%
Shareholder Yield 2.07%
Earnings Yield 10.22%
FCF Yield 10.89%
Dividend Details

Analyst Forecast

The average price target for FBIZ is $66.00, which is 13.72% higher than the current price. The consensus rating is "Strong Buy".

Price Target $66.00
Price Target Difference 13.72%
Analyst Consensus Strong Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on August 31, 2015. It was a forward split with a ratio of 2:1.

Last Split Date Aug 31, 2015
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4