First BanCorp. (FBP)
NYSE: FBP · Real-Time Price · USD
24.18
-0.06 (-0.25%)
Apr 28, 2026, 4:00 PM EDT - Market closed
First BanCorp. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 981.92 | 979.14 | 965.47 | 890.56 | 747.9 | 719.15 | Upgrade
|
| Interest Income on Investments | 144.02 | 144.02 | 129.68 | 132.92 | 114.71 | 75.56 | Upgrade
|
| Total Interest Income | 1,126 | 1,123 | 1,095 | 1,023 | 862.61 | 794.71 | Upgrade
|
| Interest Paid on Deposits | 231.91 | 237.68 | 253.11 | 185.46 | 46.36 | 41.48 | Upgrade
|
| Interest Paid on Borrowings | 16.53 | 16.53 | 34.57 | 40.92 | 20.96 | 23.3 | Upgrade
|
| Total Interest Expense | 248.44 | 254.22 | 287.67 | 226.38 | 67.32 | 64.78 | Upgrade
|
| Net Interest Income | 877.5 | 868.94 | 807.48 | 797.11 | 795.29 | 729.93 | Upgrade
|
| Net Interest Income Growth (YoY) | 6.58% | 7.61% | 1.30% | 0.23% | 8.96% | 21.59% | Upgrade
|
| Mortgage Banking Activities | 14.97 | 14.11 | 12.68 | 10.59 | 15.19 | 24.87 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.02 | 0.02 | 0.1 | 3.51 | 0.92 | 0.03 | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.13 | 0.13 | -0.02 | 0.02 | -0.52 | -0.1 | Upgrade
|
| Other Non-Interest Income | 79.36 | 78.56 | 77.61 | 74.95 | 69.61 | 60.4 | Upgrade
|
| Total Non-Interest Income | 133.83 | 131.88 | 129.2 | 127.11 | 123.03 | 120.49 | Upgrade
|
| Non-Interest Income Growth (YoY) | 2.16% | 2.07% | 1.64% | 3.32% | 2.10% | 13.31% | Upgrade
|
| Revenues Before Loan Losses | 1,011 | 1,001 | 936.68 | 924.22 | 918.32 | 850.42 | Upgrade
|
| Provision for Loan Losses | 78.42 | 85.96 | 59.92 | 60.94 | 27.7 | -65.7 | Upgrade
|
| Revenue | 932.9 | 914.86 | 876.76 | 863.28 | 890.62 | 916.12 | Upgrade
|
| Revenue Growth (YoY) | 5.80% | 4.35% | 1.56% | -3.07% | -2.78% | 71.02% | Upgrade
|
| Salaries and Employee Benefits | 238.22 | 235.06 | 226.99 | 215.06 | 200.63 | 194.93 | Upgrade
|
| Occupancy Expenses | 70.64 | 71.21 | 70.33 | 68.61 | 69.88 | 72.45 | Upgrade
|
| Federal Deposit Insurance | 8.59 | 8.77 | 8.72 | 8.56 | 6.15 | 6.54 | Upgrade
|
| Selling, General & Administrative | 103.24 | 101.54 | 102.69 | 99.13 | 98.61 | 108.34 | Upgrade
|
| Other Non-Interest Expense | 83.95 | 84.18 | 84.73 | 80.9 | 73.67 | 79.74 | Upgrade
|
| Total Non-Interest Expense | 503.31 | 499.22 | 485.97 | 465.12 | 443.11 | 459.84 | Upgrade
|
| EBT Excluding Unusual Items | 429.6 | 415.64 | 390.78 | 398.16 | 447.52 | 456.28 | Upgrade
|
| Asset Writedown | - | - | - | - | 0.07 | 0.12 | Upgrade
|
| Legal Settlements | - | - | - | 3.6 | - | - | Upgrade
|
| Other Unusual Items | 1.1 | 1.1 | -1.1 | -4.71 | - | -2.7 | Upgrade
|
| Pretax Income | 430.7 | 416.73 | 391.21 | 397.44 | 447.58 | 427.82 | Upgrade
|
| Income Tax Expense | 74.11 | 71.87 | 92.48 | 94.57 | 142.51 | 146.79 | Upgrade
|
| Net Income | 356.59 | 344.87 | 298.72 | 302.86 | 305.07 | 281.03 | Upgrade
|
| Preferred Dividends & Other Adjustments | - | - | - | - | - | 3.69 | Upgrade
|
| Net Income to Common | 356.59 | 344.87 | 298.72 | 302.86 | 305.07 | 277.34 | Upgrade
|
| Net Income Growth | 17.95% | 15.45% | -1.37% | -0.72% | 8.56% | 174.78% | Upgrade
|
| Basic Shares Outstanding | 158 | 160 | 165 | 177 | 191 | 210 | Upgrade
|
| Diluted Shares Outstanding | 159 | 161 | 165 | 177 | 192 | 211 | Upgrade
|
| Shares Change (YoY) | -3.31% | -2.74% | -6.72% | -7.70% | -9.15% | -2.93% | Upgrade
|
| EPS (Basic) | 2.26 | 2.16 | 1.82 | 1.72 | 1.60 | 1.32 | Upgrade
|
| EPS (Diluted) | 2.25 | 2.15 | 1.81 | 1.71 | 1.59 | 1.31 | Upgrade
|
| EPS Growth | 22.35% | 18.79% | 5.85% | 7.55% | 21.37% | 185.29% | Upgrade
|
| Dividend Per Share | 0.740 | 0.720 | 0.640 | 0.560 | 0.460 | 0.310 | Upgrade
|
| Dividend Growth | 12.12% | 12.50% | 14.29% | 21.74% | 48.39% | 55.00% | Upgrade
|
| Effective Tax Rate | 17.21% | 17.25% | 23.64% | 23.80% | 31.84% | 34.31% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.