First Capital, Inc. (FCAP)
NASDAQ: FCAP · Real-Time Price · USD
50.50
-2.50 (-4.72%)
Mar 5, 2026, 1:14 PM EST - Market open

First Capital Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Interest Income on Loans
56.8538.2733.3524.9623.77
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Interest Income on Investments
-12.210.268.985.69
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Total Interest Income
56.8550.4743.6133.9429.46
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Interest Paid on Deposits
14.713.238.241.591.13
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Interest Paid on Borrowings
-1.450.78--
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Total Interest Expense
14.714.689.021.591.13
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Net Interest Income
42.1535.7934.5932.3528.33
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Net Interest Income Growth (YoY)
17.77%3.48%6.93%14.17%0.88%
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Gain (Loss) on Sale of Investments
0.15-0.34-0.17-0.410.34
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Other Non-Interest Income
8.325.045.045.244.9
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Total Non-Interest Income
8.477.667.637.939.55
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Non-Interest Income Growth (YoY)
10.57%0.31%-3.72%-17.00%11.07%
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Revenues Before Loan Losses
50.6243.4542.2240.2737.88
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Provision for Loan Losses
1.141.451.140.95-0.33
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Revenue
49.474241.0839.3238.21
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Revenue Growth (YoY)
17.80%2.23%4.47%2.92%9.53%
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Salaries and Employee Benefits
-15.3414.7514.2614.05
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Occupancy Expenses
-1.881.731.811.74
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Selling, General & Administrative
-6.475.675.525.35
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Other Non-Interest Expense
29.564.143.883.53.39
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Total Non-Interest Expense
29.5627.8326.0325.0924.53
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EBT Excluding Unusual Items
19.9114.1715.0514.2413.68
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Pretax Income
19.9114.1715.0514.2413.68
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Income Tax Expense
3.532.222.252.322.24
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Earnings From Continuing Operations
16.3811.9512.811.9211.44
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Minority Interest in Earnings
-0.01-0.01-0.01-0.01-0.01
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Net Income
16.3711.9412.7911.911.42
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Net Income to Common
16.3711.9412.7911.911.42
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Net Income Growth
37.08%-6.65%7.46%4.18%12.76%
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Basic Shares Outstanding
33333
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Diluted Shares Outstanding
33333
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Shares Change (YoY)
0.06%-0.03%-0.23%0.26%-0.08%
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EPS (Basic)
4.893.573.823.553.41
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EPS (Diluted)
4.893.573.823.553.41
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EPS Growth
37.04%-6.59%7.68%4.03%12.91%
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Dividend Per Share
1.2001.1201.0801.0401.040
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Dividend Growth
7.14%3.70%3.85%-8.33%
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Effective Tax Rate
17.73%15.64%14.94%16.30%16.38%
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Source: S&P Capital IQ. Banks template. Financial Sources.