First Capital, Inc. (FCAP)
NASDAQ: FCAP · Real-Time Price · USD
56.40
+2.81 (5.24%)
At close: Apr 28, 2026, 4:00 PM EDT
56.40
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:04 PM EDT
First Capital Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 42.5 | 40.92 | 38.27 | 33.35 | 24.96 | 23.77 | Upgrade
|
| Interest Income on Investments | 15.93 | 15.93 | 12.2 | 10.26 | 8.98 | 5.69 | Upgrade
|
| Total Interest Income | 58.43 | 56.85 | 50.47 | 43.61 | 33.94 | 29.46 | Upgrade
|
| Interest Paid on Deposits | 14.44 | 14.7 | 13.23 | 8.24 | 1.59 | 1.13 | Upgrade
|
| Interest Paid on Borrowings | - | - | 1.45 | 0.78 | - | - | Upgrade
|
| Total Interest Expense | 14.44 | 14.7 | 14.68 | 9.02 | 1.59 | 1.13 | Upgrade
|
| Net Interest Income | 43.99 | 42.15 | 35.79 | 34.59 | 32.35 | 28.33 | Upgrade
|
| Net Interest Income Growth (YoY) | 19.62% | 17.77% | 3.48% | 6.93% | 14.17% | 0.88% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.18 | 0.06 | -0.34 | -0.17 | -0.41 | 0.34 | Upgrade
|
| Other Non-Interest Income | 5.25 | 5.17 | 5.04 | 5.04 | 5.24 | 4.9 | Upgrade
|
| Total Non-Interest Income | 8.67 | 8.47 | 7.66 | 7.63 | 7.93 | 9.55 | Upgrade
|
| Non-Interest Income Growth (YoY) | 13.94% | 10.57% | 0.31% | -3.72% | -17.00% | 11.07% | Upgrade
|
| Revenues Before Loan Losses | 52.65 | 50.62 | 43.45 | 42.22 | 40.27 | 37.88 | Upgrade
|
| Provision for Loan Losses | 1.16 | 1.14 | 1.45 | 1.14 | 0.95 | -0.33 | Upgrade
|
| Revenue | 51.5 | 49.47 | 42 | 41.08 | 39.32 | 38.21 | Upgrade
|
| Revenue Growth (YoY) | 20.12% | 17.80% | 2.23% | 4.47% | 2.92% | 9.53% | Upgrade
|
| Salaries and Employee Benefits | 16.71 | 16.71 | 15.34 | 14.75 | 14.26 | 14.05 | Upgrade
|
| Occupancy Expenses | 2.37 | 2.37 | 1.88 | 1.73 | 1.81 | 1.74 | Upgrade
|
| Selling, General & Administrative | 6.4 | 6.4 | 6.47 | 5.67 | 5.52 | 5.35 | Upgrade
|
| Other Non-Interest Expense | 4.66 | 4.09 | 4.14 | 3.88 | 3.5 | 3.39 | Upgrade
|
| Total Non-Interest Expense | 30.13 | 29.56 | 27.83 | 26.03 | 25.09 | 24.53 | Upgrade
|
| EBT Excluding Unusual Items | 21.36 | 19.91 | 14.17 | 15.05 | 14.24 | 13.68 | Upgrade
|
| Pretax Income | 21.36 | 19.91 | 14.17 | 15.05 | 14.24 | 13.68 | Upgrade
|
| Income Tax Expense | 3.89 | 3.53 | 2.22 | 2.25 | 2.32 | 2.24 | Upgrade
|
| Earnings From Continuing Operations | 17.48 | 16.38 | 11.95 | 12.8 | 11.92 | 11.44 | Upgrade
|
| Minority Interest in Earnings | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | -0.01 | Upgrade
|
| Net Income | 17.46 | 16.37 | 11.94 | 12.79 | 11.9 | 11.42 | Upgrade
|
| Net Income to Common | 17.46 | 16.37 | 11.94 | 12.79 | 11.9 | 11.42 | Upgrade
|
| Net Income Growth | 42.86% | 37.08% | -6.65% | 7.46% | 4.18% | 12.76% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | -0.04% | 0.06% | -0.03% | -0.23% | 0.26% | -0.08% | Upgrade
|
| EPS (Basic) | 5.22 | 4.89 | 3.57 | 3.82 | 3.55 | 3.41 | Upgrade
|
| EPS (Diluted) | 5.22 | 4.89 | 3.57 | 3.82 | 3.55 | 3.41 | Upgrade
|
| EPS Growth | 42.92% | 37.04% | -6.59% | 7.68% | 4.03% | 12.91% | Upgrade
|
| Dividend Per Share | 1.220 | 1.200 | 1.120 | 1.080 | 1.040 | 1.040 | Upgrade
|
| Dividend Growth | 7.02% | 7.14% | 3.70% | 3.85% | - | 8.33% | Upgrade
|
| Effective Tax Rate | 18.20% | 17.73% | 15.64% | 14.94% | 16.30% | 16.38% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.