Fifth District Bancorp, Inc. (FDSB)

NASDAQ: FDSB · Real-Time Price · USD

15.14

+0.04 (0.29%)

At close: Apr 28, 2026, 4:00 PM EDT

15.15

+0.01 (0.04%)

After-hours: Apr 28, 2026, 4:10 PM EDT

Fifth District Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Interest Income on Loans	16.84	15.25	14.12	12.52
Interest Income on Investments	5.22	4.02	2.29	1.88
Total Interest Income	22.06	19.28	16.41	14.4
Interest Paid on Deposits	9.21	9.22	6.27	1.62
Interest Paid on Borrowings	-	0	0.09	-
Total Interest Expense	9.21	9.22	6.37	1.62
Net Interest Income	12.85	10.06	10.05	12.78
Net Interest Income Growth (YoY)	27.77%	0.07%	-21.39%	-
Gain (Loss) on Sale of Assets	0.01	0.14	-	-
Gain (Loss) on Sale of Investments	-	-1.14	-	-
Other Non-Interest Income	3.35	0.18	0.22	0.77
Total Non-Interest Income	3.57	-0.6	0.42	0.95
Non-Interest Income Growth (YoY)	-	-	-55.46%	-
Revenues Before Loan Losses	16.42	9.45	10.47	13.73
Provision for Loan Losses	0.01	-1.21	-0.33	-
Revenue	16.41	10.66	10.8	13.73
Revenue Growth (YoY)	53.90%	-1.24%	-21.38%	-
Salaries and Employee Benefits	7.31	6.46	5.95	5.93
Occupancy Expenses	2.03	1.82	1.66	1.54
Federal Deposit Insurance	0.22	0.21	0.2	0.12
Selling, General & Administrative	2.67	2.33	2	1.97
Other Non-Interest Expense	0	1.28	0.04	0.56
Total Non-Interest Expense	12.23	12.1	9.85	10.11
EBT Excluding Unusual Items	4.18	-1.44	0.95	3.62
Pretax Income	4.18	-1.44	0.95	3.62
Income Tax Expense	0.1	-0.36	0.15	0.71
Net Income	4.09	-1.08	0.8	2.91
Net Income to Common	4.09	-1.08	0.8	2.91
Net Income Growth	-	-	-72.61%	-
Basic Shares Outstanding	5	5	-	-
Diluted Shares Outstanding	5	5	-	-
Shares Change (YoY)	-0.18%	-	-	-
EPS (Basic)	0.80	-0.21	-	-
EPS (Diluted)	0.80	-0.21	-	-
Effective Tax Rate	2.32%	-	15.75%	19.67%

Source: S&P Capital IQ. Banks template. Financial Sources.