Flushing Financial Statistics

Total Valuation

FFIC has a market cap or net worth of $554.34 million. The enterprise value is $977.35 million.

Market Cap	554.34M
Enterprise Value	977.35M

Important Dates

The next confirmed earnings date is Tuesday, April 28, 2026, after market close.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Apr 10, 2026

Share Statistics

FFIC has 33.88 million shares outstanding. The number of shares has increased by 14.98% in one year.

Current Share Class	33.88M
Shares Outstanding	33.88M
Shares Change (YoY)	+14.98%
Shares Change (QoQ)	-1.61%
Owned by Insiders (%)	4.71%
Owned by Institutions (%)	69.20%
Float	32.26M

Valuation Ratios

The trailing PE ratio is 30.30 and the forward PE ratio is 11.28.

PE Ratio	30.30
Forward PE	11.28
PS Ratio	2.45
Forward PS	2.14
PB Ratio	0.78
P/TBV Ratio	0.78
P/FCF Ratio	9.94
P/OCF Ratio	9.09
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	53.18
EV / Sales	4.32
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	17.52

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	10.22
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.64%.

Return on Equity (ROE)	2.64%
Return on Assets (ROA)	0.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.28%
Revenue Per Employee	$389,903
Profits Per Employee	$31,688
Employee Count	580
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFIC has paid $15.64 million in taxes.

Income Tax	15.64M
Effective Tax Rate	45.31%

Stock Price Statistics

The stock price has increased by +33.55% in the last 52 weeks. The beta is 0.81, so FFIC's price volatility has been lower than the market average.

Beta (5Y)	0.81
52-Week Price Change	+33.55%
50-Day Moving Average	15.70
200-Day Moving Average	14.80
Relative Strength Index (RSI)	59.93
Average Volume (20 Days)	225,307

Short Selling Information

The latest short interest is 851,655, so 2.51% of the outstanding shares have been sold short.

Short Interest	851,655
Short Previous Month	938,628
Short % of Shares Out	2.51%
Short % of Float	2.64%
Short Ratio (days to cover)	3.60

Income Statement

In the last 12 months, FFIC had revenue of $226.14 million and earned $18.38 million in profits. Earnings per share was $0.54.

Revenue	226.14M
Gross Profit	226.14M
Operating Income	58.92M
Pretax Income	34.52M
Net Income	18.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.54

Full Income Statement

Balance Sheet

The company has $147.36 million in cash and $570.21 million in debt, giving a net cash position of -$422.85 million or -$12.48 per share.

Cash & Cash Equivalents	147.36M
Total Debt	570.21M
Net Cash	-422.85M
Net Cash Per Share	-$12.48
Equity (Book Value)	707.98M
Book Value Per Share	20.96
Working Capital	-7.13B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $61.02 million and capital expenditures -$5.22 million, giving a free cash flow of $55.80 million.

Operating Cash Flow	61.02M
Capital Expenditures	-5.22M
Depreciation & Amortization	n/a
Net Borrowing	-435.00M
Free Cash Flow	55.80M
FCF Per Share	$1.65

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	26.06%
Pretax Margin	15.26%
Profit Margin	8.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	24.67%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 5.38%.

Dividend Per Share	$0.88
Dividend Yield	5.38%
Dividend Growth (YoY)	25.00%
Years of Dividend Growth	n/a
Payout Ratio	203.70%
Buyback Yield	-14.98%
Shareholder Yield	-9.60%
Earnings Yield	3.31%
FCF Yield	10.06%

Dividend Details

Analyst Forecast

The average price target for FFIC is $16.80, which is 2.69% higher than the current price. The consensus rating is "Hold".

Price Target	$16.80
Price Target Difference	2.69%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 16, 2003. It was a forward split with a ratio of 1.5:1.

Last Split Date	Dec 16, 2003
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4