Farmers & Merchants Bancorp, Inc. (FMAO)
NASDAQ: FMAO · Real-Time Price · USD
25.33
+0.18 (0.72%)
At close: Mar 6, 2026, 4:00 PM EST
24.88
-0.45 (-1.76%)
After-hours: Mar 6, 2026, 4:10 PM EST
FMAO Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 158.61 | 145.33 | 129.34 | 94.26 | 71.65 | Upgrade
|
| Interest Income on Investments | 14.93 | 18.24 | 10.46 | 6.89 | 5.2 | Upgrade
|
| Total Interest Income | 173.54 | 163.57 | 139.81 | 101.15 | 76.84 | Upgrade
|
| Interest Paid on Deposits | 58.18 | 64.46 | 46.92 | 9.88 | 5.42 | Upgrade
|
| Interest Paid on Borrowings | 11.07 | 13.2 | 11.49 | 4.48 | 1.92 | Upgrade
|
| Total Interest Expense | 69.25 | 77.66 | 58.41 | 14.36 | 7.34 | Upgrade
|
| Net Interest Income | 104.29 | 85.91 | 81.4 | 86.79 | 69.5 | Upgrade
|
| Net Interest Income Growth (YoY) | 21.39% | 5.55% | -6.21% | 24.88% | 16.26% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -0.89 | - | 0.29 | Upgrade
|
| Other Non-Interest Income | 15.89 | 14.69 | 16.23 | 14.18 | 13.42 | Upgrade
|
| Total Non-Interest Income | 17.18 | 15.55 | 16.04 | 15.54 | 17.61 | Upgrade
|
| Non-Interest Income Growth (YoY) | 10.46% | -3.06% | 3.24% | -11.77% | 7.65% | Upgrade
|
| Revenues Before Loan Losses | 121.47 | 101.46 | 97.44 | 102.32 | 87.11 | Upgrade
|
| Provision for Loan Losses | 2.09 | 0.27 | 1.74 | 4.6 | 3.44 | Upgrade
|
| Revenue | 119.38 | 101.19 | 95.69 | 97.72 | 83.66 | Upgrade
|
| Revenue Growth (YoY) | 17.97% | 5.74% | -2.08% | 16.81% | 20.98% | Upgrade
|
| Salaries and Employee Benefits | 39.34 | 37.16 | 32.97 | 28.46 | 25.79 | Upgrade
|
| Federal Deposit Insurance | 1.72 | 2.11 | 1.98 | 0.91 | 1.07 | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.36 | 2.6 | 2.39 | 1.28 | 1.58 | Upgrade
|
| Selling, General & Administrative | 27 | 22.65 | 24.7 | 19.84 | 18.13 | Upgrade
|
| Other Non-Interest Expense | 5.39 | 4.17 | 5.15 | 4.67 | 3.31 | Upgrade
|
| Total Non-Interest Expense | 76.85 | 68.62 | 67.34 | 54.89 | 50.31 | Upgrade
|
| EBT Excluding Unusual Items | 42.53 | 32.57 | 28.35 | 42.84 | 33.36 | Upgrade
|
| Pretax Income | 42.53 | 32.57 | 28.35 | 40.48 | 29.5 | Upgrade
|
| Income Tax Expense | 9.22 | 6.64 | 5.57 | 7.96 | 6 | Upgrade
|
| Net Income | 33.31 | 25.94 | 22.79 | 32.52 | 23.5 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.41 | 0.51 | 0.25 | 0.28 | 0.19 | Upgrade
|
| Net Income to Common | 32.9 | 25.43 | 22.54 | 32.23 | 23.3 | Upgrade
|
| Net Income Growth | 28.42% | 13.83% | -29.92% | 38.39% | 16.92% | Upgrade
|
| Basic Shares Outstanding | 14 | 13 | 13 | 13 | 12 | Upgrade
|
| Diluted Shares Outstanding | 14 | 13 | 13 | 13 | 12 | Upgrade
|
| Shares Change (YoY) | 1.05% | -0.55% | 3.07% | 13.15% | 4.60% | Upgrade
|
| EPS (Basic) | 2.43 | 1.90 | 1.67 | 2.46 | 2.01 | Upgrade
|
| EPS (Diluted) | 2.43 | 1.90 | 1.67 | 2.46 | 2.01 | Upgrade
|
| EPS Growth | 28.02% | 13.49% | -32.11% | 22.39% | 11.67% | Upgrade
|
| Dividend Per Share | 0.900 | 0.882 | 0.850 | 0.800 | 0.710 | Upgrade
|
| Dividend Growth | 1.98% | 3.82% | 6.25% | 12.68% | 7.58% | Upgrade
|
| Effective Tax Rate | 21.67% | 20.37% | 19.63% | 19.67% | 20.35% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.