Farmers & Merchants Bancorp, Inc. (FMAO)

NASDAQ: FMAO · Real-Time Price · USD
27.67
+0.20 (0.73%)
At close: Apr 28, 2026, 4:00 PM EDT
27.67
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
0.73%
Market Cap 376.42M
Revenue (ttm) 123.99M
Net Income (ttm) 35.53M
Shares Out 13.60M
EPS (ttm) 2.62
PE Ratio 10.57
Forward PE 9.75
Dividend $0.92 (3.33%)
Ex-Dividend Date Apr 2, 2026
Volume 44,817
Open 27.61
Previous Close 27.47
Day's Range 27.50 - 27.87
52-Week Range 22.59 - 29.83
Beta 0.82
Analysts Hold
Price Target 28.50 (+3.0%)
Earnings Date Apr 22, 2026

About FMAO

Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio, Northeast Indiana, and Southeast Michigan. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm ... [Read more]

Sector Financials
Founded 1897
Employees 474
Stock Exchange NASDAQ
Ticker Symbol FMAO
Full Company Profile

Financial Performance

In 2025, FMAO's revenue was $119.38 million, an increase of 17.98% compared to the previous year's $101.19 million. Earnings were $32.90 million, an increase of 29.37%.

Financial Statements

Analyst Forecast

According to one analyst, the rating for FMAO stock is "Hold" and the 12-month stock price target is $28.5.

Price Target
$28.5
(3.00% upside)
Analyst Consensus: Hold
Stock Forecasts

News

Farmers & Merchants Bancorp, Inc. Reports 2026 First-Quarter Financial Results

ARCHBOLD, Ohio, April 22, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2026 first quarter ended March 31, 2026, on a consolidated ...

6 days ago - GlobeNewsWire

F&M Bank Announces Appointment of Shalini Singhal to Chief Information and Technology Officer

ARCHBOLD, Ohio, April 21, 2026 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), announces the appointment of Shalini Singha...

7 days ago - GlobeNewsWire

Farmers & Merchants Bancorp Transcript: AGM 2026

Record financial results in 2025 included a 28% net income increase and improved efficiency. Shareholders approved all proposals, including director elections and executive compensation. The board outlined a new three-year strategic plan focused on growth, efficiency, and leadership.

8 days ago - Transcripts

Farmers & Merchants Bancorp, Inc. Declares 2026 First-Quarter Cash Dividend

Regular quarterly dividend increased 4.0% year-over-year, to $0.23 per share Regular quarterly dividend increased 4.0% year-over-year, to $0.23 per share

5 weeks ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Reports 2025 Fourth-Quarter and Full-Year Financial Results

ARCHBOLD, Ohio, Feb. 12, 2026 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 fourth quarter and twelve months ended December 31, 202...

2 months ago - GlobeNewsWire

Mike Schnitkey Promoted to Market President for Northwest Ohio at F&M Bank

ARCHBOLD, Ohio, Dec. 17, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is pleased to announce the promotion of Mike...

4 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Declares 2025 Fourth-Quarter Cash Dividend

Regular quarterly dividend increased 4.0% year-over-year to $0.23 per share Regular quarterly dividend increased 4.0% year-over-year to $0.23 per share

4 months ago - GlobeNewsWire

F&M Bank Appoints Amy Cover as Chief Marketing & Experience Officer

ARCHBOLD, Ohio, Oct. 31, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is proud to announce the appointment of Amy ...

6 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Reports 2025 Third-Quarter and Year-to-Date Financial Results

ARCHBOLD, Ohio, Oct. 27, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 third quarter and year-to-date ended September 30, 2025...

6 months ago - GlobeNewsWire

F&M Bank Welcomes Mike Benson as Senior Vice President, Senior Small Business Banking Manager

ARCHBOLD, Ohio, Oct. 20, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is pleased to announce the addition of Mike ...

6 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Announces 31st Consecutive Annual Increase in Dividend

Regular quarterly dividend increased 2.82% year-over-year, to $0.2275 per share Regular quarterly dividend increased 2.82% year-over-year, to $0.2275 per share

7 months ago - GlobeNewsWire

F&M's Annual Ohio and Indiana Golf Classics Raise $48,500 for Local Charities

ARCHBOLD, Ohio, Sept. 30, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), recently celebrated the success of its 8th ...

7 months ago - GlobeNewsWire

Farmers & Merchants Bancorp Transcript: Small-Cap Virtual Conference

Strong asset and deposit growth has been driven by a balanced mix of organic expansion and acquisitions, with a focus on commercial and agricultural lending. Asset quality remains top-tier, and ongoing digital innovation and efficiency improvements support profitability. Key markets for future growth include southern Michigan, eastern Indiana, and western Ohio.

7 months ago - Transcripts

Curtis Metz Promoted to Market President for Northern Indiana at F&M Bank

ARCHBOLD, Ohio, Sept. 11, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is proud to announce the promotion of Curti...

8 months ago - GlobeNewsWire

$10,000 in Cash Up for Grabs in F&M Bank's “The Great Briefcase Hunt”

ARCHBOLD, Ohio, Aug. 18, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is inviting the community to put on their de...

9 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Announces Opening of Second Full-Service Office in the State of Michigan

ARCHBOLD, Ohio, Aug. 07, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), today announced the opening of its second fu...

9 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Reports 2025 Second-Quarter and Year-to-Date Financial Results

ARCHBOLD, Ohio, July 28, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 second quarter and year-to-date ended June 30, 2025.

9 months ago - GlobeNewsWire

F&M Bank Announces Board Leadership Transition: Andrew Briggs to Step Down as Chairman, Kevin J. Sauder Named Successor

ARCHBOLD, Ohio, July 18, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), announced that Andrew Briggs, Chairman of th...

10 months ago - GlobeNewsWire

F&M Bank Announces Appointment of Ahmed Alomari to Board of Directors

ARCHBOLD, Ohio, June 25, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), announces the appointment of Ahmed Alomari t...

10 months ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Declares 2025 Second-Quarter Cash Dividend

ARCHBOLD, Ohio, June 24, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Farmers & Merchants Bancorp, Inc., (Nasdaq: FMAO) the holding company of F&M Bank, with total assets of $3.39 billion at Mar...

11 months ago - GlobeNewsWire

F&M Bank Promotes Eric D. Faust to Executive Vice President

ARCHBOLD, Ohio, May 21, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), is proud to announce the promotion of Eric D....

1 year ago - GlobeNewsWire

F&M Bank Announces Resignation of Board Member Jo Ellen Hornish

ARCHBOLD, Ohio, May 20, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO), today announced that Jo Ellen Hornish has res...

1 year ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Reports 2025 First-Quarter Financial Results

ARCHBOLD, Ohio, April 28, 2025 (GLOBE NEWSWIRE) -- Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) today reported financial results for the 2025 first quarter ended March 31, 2025.

1 year ago - GlobeNewsWire

Farmers & Merchants Bancorp, Inc. Declares 2025 First-Quarter Cash Dividend

ARCHBOLD, Ohio, March 25, 2025 (GLOBE NEWSWIRE) -- The Board of Directors of Farmers & Merchants Bancorp, Inc., (Nasdaq: FMAO) the holding company of F&M Bank, with total assets of $3.36 billion at De...

1 year ago - GlobeNewsWire

F&M Bank Welcomes Carly Buchanan as Chief People Officer

ARCHBOLD, Ohio, Feb. 14, 2025 (GLOBE NEWSWIRE) -- F&M Bank (“F&M”), an Archbold, Ohio-based bank owned by Farmers & Merchants Bancorp, Inc. (Nasdaq: FMAO) is pleased to announce Carly Buchanan as its ...

1 year ago - GlobeNewsWire