FOA Statistics

Total Valuation

FOA has a market cap or net worth of $175.23 million. The enterprise value is $11.41 billion.

Market Cap	175.23M
Enterprise Value	11.41B

Important Dates

The next confirmed earnings date is Tuesday, May 5, 2026, after market close.

Earnings Date	May 5, 2026
Ex-Dividend Date	n/a

Share Statistics

FOA has 8.55 million shares outstanding. The number of shares has increased by 15.06% in one year.

Current Share Class	8.55M
Shares Outstanding	8.55M
Shares Change (YoY)	+15.06%
Shares Change (QoQ)	-58.96%
Owned by Insiders (%)	23.64%
Owned by Institutions (%)	32.51%
Float	3.88M

Valuation Ratios

The trailing PE ratio is 5.35 and the forward PE ratio is 4.55.

PE Ratio	5.35
Forward PE	4.55
PS Ratio	0.36
Forward PS	0.33
PB Ratio	0.50
P/TBV Ratio	1.23
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	253.28
EV / Sales	22.93
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 8.08, with a Debt / Equity ratio of 28.61.

Current Ratio	8.08
Quick Ratio	8.01
Debt / Equity	28.61
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 30.81% and return on invested capital (ROIC) is 1.07%.

Return on Equity (ROE)	30.81%
Return on Assets (ROA)	0.37%
Return on Invested Capital (ROIC)	1.07%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.21%
Revenue Per Employee	$634,489
Profits Per Employee	$57,448
Employee Count	784
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

In the past 12 months, FOA has paid $3.52 million in taxes.

Income Tax	3.52M
Effective Tax Rate	3.11%

Stock Price Statistics

The stock price has increased by +4.28% in the last 52 weeks. The beta is 1.71, so FOA's price volatility has been higher than the market average.

Beta (5Y)	1.71
52-Week Price Change	+4.28%
50-Day Moving Average	19.10
200-Day Moving Average	22.58
Relative Strength Index (RSI)	52.12
Average Volume (20 Days)	68,259

Short Selling Information

The latest short interest is 639,865, so 7.48% of the outstanding shares have been sold short.

Short Interest	639,865
Short Previous Month	608,404
Short % of Shares Out	7.48%
Short % of Float	16.50%
Short Ratio (days to cover)	6.17

Income Statement

In the last 12 months, FOA had revenue of $497.44 million and earned $45.04 million in profits. Earnings per share was $3.83.

Revenue	497.44M
Gross Profit	411.97M
Operating Income	130.31M
Pretax Income	113.10M
Net Income	45.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.83

Full Income Statement

Balance Sheet

The company has $89.50 million in cash and $11.32 billion in debt, giving a net cash position of -$11.23 billion or -$1,313.26 per share.

Cash & Cash Equivalents	89.50M
Total Debt	11.32B
Net Cash	-11.23B
Net Cash Per Share	-$1,313.26
Equity (Book Value)	395.63M
Book Value Per Share	41.00
Working Capital	26.71B

Full Balance Sheet

Cash Flow

Operating Cash Flow	-429.75M
Capital Expenditures	n/a
Depreciation & Amortization	1.40M
Net Borrowing	-407.38M
Free Cash Flow	-429.75M
FCF Per Share	-$50.25

Full Cash Flow Statement

Margins

Gross margin is 82.82%, with operating and profit margins of 26.20% and 9.09%.

Gross Margin	82.82%
Operating Margin	26.20%
Pretax Margin	22.74%
Profit Margin	9.09%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-15.06%
Shareholder Yield	-15.06%
Earnings Yield	25.48%
FCF Yield	-243.11%

Analyst Forecast

The average price target for FOA is $26.00, which is 26.89% higher than the current price. The consensus rating is "Buy".

Price Target	$26.00
Price Target Difference	26.89%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.

Last Split Date	Jul 26, 2024
Split Type	Reverse
Split Ratio	1:10

Scores

Altman Z-Score	n/a
Piotroski F-Score	4