FOA Statistics

Total Valuation

FOA has a market cap or net worth of $215.27 million. The enterprise value is $11.81 billion.

Market Cap	215.27M
Enterprise Value	11.81B

Important Dates

The next estimated earnings date is Tuesday, August 4, 2026, after market close.

Earnings Date	Aug 4, 2026
Ex-Dividend Date	n/a

Share Statistics

FOA has 8.89 million shares outstanding. The number of shares has decreased by -15.20% in one year.

Current Share Class	8.89M
Shares Outstanding	8.89M
Shares Change (YoY)	-15.20%
Shares Change (QoQ)	+143.69%
Owned by Insiders (%)	22.71%
Owned by Institutions (%)	31.59%
Float	3.63M

Valuation Ratios

The trailing PE ratio is 12.77 and the forward PE ratio is 5.30.

PE Ratio	12.77
Forward PE	5.30
PS Ratio	0.48
Forward PS	0.43
PB Ratio	0.60
P/TBV Ratio	1.21
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	378.27
EV / Sales	26.13
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.23, with a Debt / Equity ratio of 26.70.

Current Ratio	9.23
Quick Ratio	9.13
Debt / Equity	26.70
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 15.60% and return on invested capital (ROIC) is 0.53%.

Return on Equity (ROE)	15.60%
Return on Assets (ROA)	0.21%
Return on Invested Capital (ROIC)	0.53%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.25%
Revenue Per Employee	$576,385
Profits Per Employee	$39,811
Employee Count	784
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

In the past 12 months, FOA has paid $2.67 million in taxes.

Income Tax	2.67M
Effective Tax Rate	3.94%

Stock Price Statistics

The stock price has increased by +7.60% in the last 52 weeks. The beta is 1.70, so FOA's price volatility has been higher than the market average.

Beta (5Y)	1.70
52-Week Price Change	+7.60%
50-Day Moving Average	20.40
200-Day Moving Average	21.48
Relative Strength Index (RSI)	77.47
Average Volume (20 Days)	50,290

Short Selling Information

The latest short interest is 572,750, so 6.44% of the outstanding shares have been sold short.

Short Interest	572,750
Short Previous Month	607,858
Short % of Shares Out	6.44%
Short % of Float	15.78%
Short Ratio (days to cover)	9.43

Income Statement

In the last 12 months, FOA had revenue of $451.89 million and earned $31.21 million in profits. Earnings per share was $1.86.

Revenue	451.89M
Gross Profit	360.38M
Operating Income	66.36M
Pretax Income	67.66M
Net Income	31.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.86

Full Income Statement

Balance Sheet

The company has $107.66 million in cash and $11.70 billion in debt, giving a net cash position of -$11.59 billion or -$1,303.61 per share.

Cash & Cash Equivalents	107.66M
Total Debt	11.70B
Net Cash	-11.59B
Net Cash Per Share	-$1,303.61
Equity (Book Value)	438.11M
Book Value Per Share	40.66
Working Capital	27.65B

Full Balance Sheet

Cash Flow

Operating Cash Flow	-468.53M
Capital Expenditures	n/a
Depreciation & Amortization	1.59M
Net Borrowing	-272.40M
Free Cash Flow	-468.53M
FCF Per Share	-$52.69

Full Cash Flow Statement

Margins

Gross margin is 79.75%, with operating and profit margins of 14.68% and 7.20%.

Gross Margin	79.75%
Operating Margin	14.68%
Pretax Margin	14.97%
Profit Margin	7.20%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

FOA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	15.20%
Shareholder Yield	15.20%
Earnings Yield	14.50%
FCF Yield	-217.65%

Analyst Forecast

The average price target for FOA is $25.00, which is 3.26% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$25.00
Price Target Difference	3.26%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Splits

The last stock split was on July 26, 2024. It was a reverse split with a ratio of 1:10.

Last Split Date	Jul 26, 2024
Split Type	Reverse
Split Ratio	1:10

Scores

Altman Z-Score	n/a
Piotroski F-Score	3