Five Star Bancorp (FSBC)
NASDAQ: FSBC · Real-Time Price · USD
38.93
-1.07 (-2.68%)
At close: Feb 27, 2026, 4:00 PM EST
38.97
+0.04 (0.10%)
After-hours: Feb 27, 2026, 4:15 PM EST
Five Star Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2019 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2019 |
| Interest Income on Loans | 248.93 | 193.34 | 162.71 | 111.8 | 78.89 | Upgrade
|
| Interest Income on Investments | - | 13.61 | 11.67 | 6.12 | 2.69 | Upgrade
|
| Total Interest Income | 248.93 | 206.95 | 174.38 | 117.92 | 81.58 | Upgrade
|
| Interest Paid on Deposits | 97.03 | 82.4 | 57.86 | 10.92 | 2.2 | Upgrade
|
| Interest Paid on Borrowings | - | 4.84 | 5.64 | 3.93 | 1.77 | Upgrade
|
| Total Interest Expense | 97.03 | 87.24 | 63.5 | 14.85 | 3.97 | Upgrade
|
| Net Interest Income | 151.91 | 119.71 | 110.88 | 103.07 | 77.61 | Upgrade
|
| Net Interest Income Growth (YoY) | 26.89% | 7.96% | 7.58% | 32.80% | 19.02% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | -0.17 | 0.01 | 0.72 | Upgrade
|
| Other Non-Interest Income | 5.54 | 4.46 | 5.15 | 3.75 | 2.05 | Upgrade
|
| Total Non-Interest Income | 6.54 | 6.45 | 7.51 | 7.16 | 7.28 | Upgrade
|
| Non-Interest Income Growth (YoY) | 1.27% | -14.09% | 4.95% | -1.69% | -21.74% | Upgrade
|
| Revenues Before Loan Losses | 158.44 | 126.16 | 118.39 | 110.23 | 84.89 | Upgrade
|
| Provision for Loan Losses | 9.7 | 6.95 | 4 | 6.7 | 1.7 | Upgrade
|
| Revenue | 148.74 | 119.21 | 114.39 | 103.53 | 83.19 | Upgrade
|
| Revenue Growth (YoY) | 24.77% | 4.22% | 10.49% | 24.45% | 26.99% | Upgrade
|
| Salaries and Employee Benefits | 37.89 | 30.55 | 26.14 | 21.47 | 18.39 | Upgrade
|
| Occupancy Expenses | 2.78 | 2.52 | 2.19 | 2.03 | 1.8 | Upgrade
|
| Federal Deposit Insurance | 1.95 | 1.64 | 1.56 | 0.85 | 0.7 | Upgrade
|
| Selling, General & Administrative | 13.02 | 11.77 | 9.98 | 8.6 | 9.17 | Upgrade
|
| Other Non-Interest Expense | 9.37 | 8.03 | 7.91 | 7.72 | 5.99 | Upgrade
|
| Total Non-Interest Expense | 65.01 | 54.49 | 47.78 | 40.67 | 36.04 | Upgrade
|
| EBT Excluding Unusual Items | 83.73 | 64.72 | 66.62 | 62.86 | 47.15 | Upgrade
|
| Pretax Income | 83.73 | 64.72 | 66.62 | 62.86 | 47.15 | Upgrade
|
| Income Tax Expense | 22.13 | 19.05 | 18.88 | 18.06 | 4.71 | Upgrade
|
| Net Income | 61.61 | 45.67 | 47.73 | 44.8 | 42.44 | Upgrade
|
| Net Income to Common | 61.61 | 45.67 | 47.73 | 44.8 | 42.44 | Upgrade
|
| Net Income Growth | 34.89% | -4.32% | 6.55% | 5.56% | 18.13% | Upgrade
|
| Basic Shares Outstanding | 21 | 20 | 17 | 17 | 15 | Upgrade
|
| Diluted Shares Outstanding | 21 | 20 | 17 | 17 | 15 | Upgrade
|
| Shares Change (YoY) | 5.29% | 17.56% | 0.13% | 14.47% | 49.01% | Upgrade
|
| EPS (Basic) | 2.90 | 2.27 | 2.78 | 2.62 | 2.83 | Upgrade
|
| EPS (Diluted) | 2.90 | 2.26 | 2.78 | 2.61 | 2.83 | Upgrade
|
| EPS Growth | 28.32% | -18.70% | 6.51% | -7.77% | -20.73% | Upgrade
|
| Dividend Per Share | 0.800 | 0.800 | 0.800 | 0.600 | 0.450 | Upgrade
|
| Dividend Growth | - | - | 33.33% | 33.33% | -82.89% | Upgrade
|
| Effective Tax Rate | 26.42% | 29.43% | 28.34% | 28.73% | 9.98% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.