Five Star Bancorp (FSBC)
NASDAQ: FSBC · Real-Time Price · USD
40.31
-0.48 (-1.18%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Five Star Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2019 |
| Interest Income on Loans | 239.47 | 229.21 | 193.34 | 162.71 | 111.8 | 78.89 | Upgrade
|
| Interest Income on Investments | 19.72 | 19.72 | 13.61 | 11.67 | 6.12 | 2.69 | Upgrade
|
| Total Interest Income | 259.19 | 248.93 | 206.95 | 174.38 | 117.92 | 81.58 | Upgrade
|
| Interest Paid on Deposits | 93.16 | 92.38 | 82.4 | 57.86 | 10.92 | 2.2 | Upgrade
|
| Interest Paid on Borrowings | 4.65 | 4.65 | 4.84 | 5.64 | 3.93 | 1.77 | Upgrade
|
| Total Interest Expense | 97.81 | 97.03 | 87.24 | 63.5 | 14.85 | 3.97 | Upgrade
|
| Net Interest Income | 161.39 | 151.91 | 119.71 | 110.88 | 103.07 | 77.61 | Upgrade
|
| Net Interest Income Growth (YoY) | 27.13% | 26.89% | 7.96% | 7.58% | 32.80% | 19.02% | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | -0.17 | 0.01 | 0.72 | Upgrade
|
| Other Non-Interest Income | 6.03 | 5.54 | 4.46 | 5.15 | 3.75 | 2.05 | Upgrade
|
| Total Non-Interest Income | 6.82 | 6.54 | 6.45 | 7.51 | 7.16 | 7.28 | Upgrade
|
| Non-Interest Income Growth (YoY) | 14.05% | 1.27% | -14.09% | 4.95% | -1.69% | -21.74% | Upgrade
|
| Revenues Before Loan Losses | 168.2 | 158.44 | 126.16 | 118.39 | 110.23 | 84.89 | Upgrade
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| Provision for Loan Losses | 10.48 | 9.7 | 6.95 | 4 | 6.7 | 1.7 | Upgrade
|
| Revenue | 157.73 | 148.74 | 119.21 | 114.39 | 103.53 | 83.19 | Upgrade
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| Revenue Growth (YoY) | 26.21% | 24.77% | 4.22% | 10.49% | 24.45% | 26.99% | Upgrade
|
| Salaries and Employee Benefits | 38.72 | 36.43 | 30.55 | 26.14 | 21.47 | 18.39 | Upgrade
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| Occupancy Expenses | 1.25 | 1.06 | 0.94 | 0.96 | 0.93 | 1.8 | Upgrade
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| Federal Deposit Insurance | 2.04 | 1.95 | 1.64 | 1.56 | 0.85 | 0.7 | Upgrade
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| Selling, General & Administrative | 16.54 | 16.21 | 13.34 | 11.22 | 9.69 | 9.17 | Upgrade
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| Other Non-Interest Expense | 8.81 | 9.37 | 8.03 | 7.91 | 7.72 | 5.99 | Upgrade
|
| Total Non-Interest Expense | 67.36 | 65.01 | 54.49 | 47.78 | 40.67 | 36.04 | Upgrade
|
| EBT Excluding Unusual Items | 90.37 | 83.73 | 64.72 | 66.62 | 62.86 | 47.15 | Upgrade
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| Pretax Income | 90.37 | 83.73 | 64.72 | 66.62 | 62.86 | 47.15 | Upgrade
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| Income Tax Expense | 23.26 | 22.13 | 19.05 | 18.88 | 18.06 | 4.71 | Upgrade
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| Net Income | 67.12 | 61.61 | 45.67 | 47.73 | 44.8 | 42.44 | Upgrade
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| Net Income to Common | 67.12 | 61.61 | 45.67 | 47.73 | 44.8 | 42.44 | Upgrade
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| Net Income Growth | 39.39% | 34.89% | -4.32% | 6.55% | 5.56% | 18.13% | Upgrade
|
| Basic Shares Outstanding | 21 | 21 | 20 | 17 | 17 | 15 | Upgrade
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| Diluted Shares Outstanding | 21 | 21 | 20 | 17 | 17 | 15 | Upgrade
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| Shares Change (YoY) | 0.41% | 5.29% | 17.56% | 0.13% | 14.47% | 49.01% | Upgrade
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| EPS (Basic) | 3.16 | 2.90 | 2.27 | 2.78 | 2.62 | 2.83 | Upgrade
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| EPS (Diluted) | 3.15 | 2.90 | 2.26 | 2.78 | 2.61 | 2.83 | Upgrade
|
| EPS Growth | 38.75% | 28.32% | -18.70% | 6.51% | -7.77% | -20.73% | Upgrade
|
| Dividend Per Share | 0.900 | 0.850 | 0.800 | 0.800 | 0.600 | 0.450 | Upgrade
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| Dividend Growth | 12.50% | 6.25% | - | 33.33% | 33.33% | -82.89% | Upgrade
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| Effective Tax Rate | 25.73% | 26.42% | 29.43% | 28.34% | 28.73% | 9.98% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.