GBank Financial Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 21, 2022
Net Income	20.93	18.64	10.92	-
Depreciation & Amortization	6.75	5.52	6.45	-
Other Amortization	0.08	0.08	0.07	-
Gain (Loss) on Sale of Assets	0.07	-	-	-
Gain (Loss) on Sale of Investments	-1.22	-0.39	-0.6	-
Total Asset Writedown	-	0.4	0.76	-
Provision for Credit Losses	3.85	2.24	1.09	-
Net Decrease (Increase) in Loans Originated / Sold - Operating	6.67	10.95	-49.6	-
Accrued Interest Receivable	-0.66	-1.6	-1.92	-
Change in Other Net Operating Assets	-19	-1.26	-6.09	-
Other Operating Activities	-0.77	-0.41	-0.38	-
Operating Cash Flow	9.64	26.48	-37.59	-
Operating Cash Flow Growth	-63.60%	-	-	-
Capital Expenditures	-0.5	-0.19	-0.33	-
Investment in Securities	38.03	-6.77	7.69	-
Net Decrease (Increase) in Loans Originated / Sold - Investing	-166.33	-170.74	-227.22	-
Other Investing Activities	-15.86	-1.43	-1.33	-
Investing Cash Flow	-144.66	-179.13	-221.19	-
Short-Term Debt Issued	0.37	-	30	-
Total Debt Issued	0.37	-	30	-
Short-Term Debt Repaid	-	-30	-	-
Total Debt Repaid	-	-30	-	-
Net Debt Issued (Repaid)	0.37	-30	30	-
Issuance of Common Stock	0.77	19.46	0.01	-
Net Increase (Decrease) in Deposit Accounts	207.62	189.38	190.27	-
Financing Cash Flow	208.76	178.84	220.27	-
Net Cash Flow	73.74	26.19	-38.5	-
Free Cash Flow	9.14	26.29	-37.91	-
Free Cash Flow Growth	-65.22%	-	-	-
Free Cash Flow Margin	12.67%	43.71%	-84.85%	-
Free Cash Flow Per Share	0.63	1.96	-2.91	-
Cash Interest Paid	32.94	27.5	11.79	-
Cash Income Tax Paid	4.15	5.55	3.02	-

Source: S&P Capital IQ. Banks template. Financial Sources.