Grupo Financiero Galicia S.A. (GGAL)
NASDAQ: GGAL · Real-Time Price · USD
50.07
-1.71 (-3.30%)
At close: Dec 5, 2025, 4:00 PM EST
49.94
-0.13 (-0.26%)
After-hours: Dec 5, 2025, 6:58 PM EST
Grupo Financiero Galicia Income Statement
Financials in millions ARS. Fiscal year is January - December.
Millions ARS. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 6,992,115 | 8,950,699 | 11,240,292 | 5,278,101 | 565,230 | 252,651 | Upgrade
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| Total Interest Income | 6,992,115 | 8,950,699 | 11,240,292 | 5,278,101 | 565,230 | 252,651 | Upgrade
|
| Interest Paid on Deposits | 2,971,112 | 3,359,593 | 7,155,627 | 4,155,211 | 352,366 | 136,851 | Upgrade
|
| Total Interest Expense | 2,971,112 | 3,359,593 | 7,155,627 | 4,155,211 | 352,366 | 136,851 | Upgrade
|
| Net Interest Income | 4,021,003 | 5,591,106 | 4,084,665 | 1,122,890 | 212,864 | 115,800 | Upgrade
|
| Net Interest Income Growth (YoY) | -41.22% | 36.88% | 263.76% | 427.51% | 83.82% | 144.21% | Upgrade
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| Other Non-Interest Income | 3,093,168 | 2,842,465 | 4,198,905 | 4,273,380 | 392,386 | 211,257 | Upgrade
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| Total Non-Interest Income | 3,093,168 | 2,842,465 | 4,198,905 | 4,273,380 | 392,386 | 211,257 | Upgrade
|
| Non-Interest Income Growth (YoY) | -30.67% | -32.30% | -1.74% | 989.08% | 85.74% | 18.41% | Upgrade
|
| Revenues Before Loan Losses | 7,114,171 | 8,433,571 | 8,283,569 | 5,396,270 | 605,250 | 327,057 | Upgrade
|
| Provision for Loan Losses | 2,137,977 | 936,734 | 450,820 | 386,067 | 42,426 | 47,224 | Upgrade
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| Revenue | 4,976,194 | 7,496,837 | 7,832,749 | 5,010,203 | 562,824 | 279,833 | Upgrade
|
| Revenue Growth (YoY) | -52.68% | -4.29% | 56.34% | 790.19% | 101.13% | 39.40% | Upgrade
|
| Salaries and Employee Benefits | 1,348,414 | 1,119,867 | 830,935 | 713,356 | 90,470 | 48,037 | Upgrade
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| Occupancy Expenses | 260,521 | 204,183 | 199,255 | 205,243 | 28,240 | 12,504 | Upgrade
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| Selling, General & Administrative | 739,233 | 588,127 | 489,458 | 486,884 | 65,437 | 36,015 | Upgrade
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| Other Non-Interest Expense | 2,617,351 | 4,187,747 | 5,135,773 | 3,123,330 | 281,394 | 111,876 | Upgrade
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| Total Non-Interest Expense | 4,181,714 | 5,319,062 | 6,648,494 | 4,532,062 | 465,689 | 208,621 | Upgrade
|
| EBT Excluding Unusual Items | 794,480 | 2,177,775 | 1,184,255 | 478,140 | 97,136 | 71,212 | Upgrade
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| Asset Writedown | 29,326 | 222,930 | 99,551 | 4,399 | 32.2 | 220.44 | Upgrade
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| Other Unusual Items | - | - | - | - | - | -566.5 | Upgrade
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| Pretax Income | 823,806 | 2,400,705 | 1,283,806 | 482,539 | 97,168 | 70,866 | Upgrade
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| Income Tax Expense | 67,459 | 636,881 | 486,656 | 124,930 | 33,025 | 31,596 | Upgrade
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| Earnings From Continuing Operations | 756,347 | 1,763,824 | 797,150 | 357,609 | 64,143 | 39,270 | Upgrade
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| Minority Interest in Earnings | -79.97 | 146.83 | 5.95 | -0.07 | - | -512.15 | Upgrade
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| Net Income | 756,267 | 1,763,971 | 797,156 | 357,609 | 64,143 | 38,758 | Upgrade
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| Net Income to Common | 756,267 | 1,763,971 | 797,156 | 357,609 | 64,143 | 38,758 | Upgrade
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| Net Income Growth | -51.57% | 121.28% | 122.91% | 457.52% | 65.50% | 30.20% | Upgrade
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| Basic Shares Outstanding | 1,580 | 1,483 | 1,475 | 1,475 | 1,475 | 1,443 | Upgrade
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| Diluted Shares Outstanding | 1,580 | 1,483 | 1,475 | 1,475 | 1,475 | 1,443 | Upgrade
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| Shares Change (YoY) | 7.12% | 0.57% | - | - | 2.21% | 1.12% | Upgrade
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| EPS (Basic) | 478.75 | 1189.39 | 540.56 | 242.50 | 43.50 | 26.86 | Upgrade
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| EPS (Diluted) | 478.75 | 1189.39 | 540.56 | 242.50 | 43.50 | 26.86 | Upgrade
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| EPS Growth | -54.79% | 120.03% | 122.91% | 457.52% | 61.93% | 28.76% | Upgrade
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| Dividend Per Share | - | - | - | 26.446 | 7.460 | 1.020 | Upgrade
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| Dividend Growth | - | - | - | 254.51% | 631.37% | -14.29% | Upgrade
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| Effective Tax Rate | 8.19% | 26.53% | 37.91% | 25.89% | 33.99% | 44.59% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.