Heritage Financial Statistics

Total Valuation

HFWA has a market cap or net worth of $1.22 billion. The enterprise value is $991.06 million.

Market Cap	1.22B
Enterprise Value	991.06M

Important Dates

The next confirmed earnings date is Thursday, July 23, 2026, before market open.

Earnings Date	Jul 23, 2026
Ex-Dividend Date	May 6, 2026

Share Statistics

HFWA has 41.22 million shares outstanding. The number of shares has increased by 2.56% in one year.

Current Share Class	41.22M
Shares Outstanding	41.22M
Shares Change (YoY)	+2.56%
Shares Change (QoQ)	+13.66%
Owned by Insiders (%)	1.59%
Owned by Institutions (%)	79.77%
Float	40.55M

Valuation Ratios

The trailing PE ratio is 14.50 and the forward PE ratio is 12.09.

PE Ratio	14.50
Forward PE	12.09
PS Ratio	4.58
Forward PS	3.44
PB Ratio	1.09
P/TBV Ratio	1.55
P/FCF Ratio	15.16
P/OCF Ratio	13.59
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	13.66
EV / Sales	3.73
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	12.35

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.74
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.27%.

Return on Equity (ROE)	7.27%
Return on Assets (ROA)	0.93%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.71%
Revenue Per Employee	$349,441
Profits Per Employee	$95,484
Employee Count	760
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFWA has paid $12.27 million in taxes.

Income Tax	12.27M
Effective Tax Rate	14.47%

Stock Price Statistics

The stock price has increased by +26.59% in the last 52 weeks. The beta is 0.51, so HFWA's price volatility has been lower than the market average.

Beta (5Y)	0.51
52-Week Price Change	+26.59%
50-Day Moving Average	27.55
200-Day Moving Average	25.54
Relative Strength Index (RSI)	65.67
Average Volume (20 Days)	344,037

Short Selling Information

The latest short interest is 2.55 million, so 6.19% of the outstanding shares have been sold short.

Short Interest	2.55M
Short Previous Month	2.49M
Short % of Shares Out	6.19%
Short % of Float	6.29%
Short Ratio (days to cover)	10.58

Income Statement

In the last 12 months, HFWA had revenue of $265.58 million and earned $72.57 million in profits. Earnings per share was $2.04.

Revenue	265.58M
Gross Profit	265.58M
Operating Income	91.21M
Pretax Income	84.84M
Net Income	72.57M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.04

Full Income Statement

Balance Sheet

The company has $284.77 million in cash and $59.05 million in debt, giving a net cash position of $225.72 million or $5.48 per share.

Cash & Cash Equivalents	284.77M
Total Debt	59.05M
Net Cash	225.72M
Net Cash Per Share	$5.48
Equity (Book Value)	1.12B
Book Value Per Share	27.05
Working Capital	-6.91B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $89.54 million and capital expenditures -$9.29 million, giving a free cash flow of $80.25 million.

Operating Cash Flow	89.54M
Capital Expenditures	-9.29M
Depreciation & Amortization	n/a
Net Borrowing	-244.40M
Free Cash Flow	80.25M
FCF Per Share	$1.95

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	34.34%
Pretax Margin	31.95%
Profit Margin	27.32%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	30.22%

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.25%.

Dividend Per Share	$0.96
Dividend Yield	3.25%
Dividend Growth (YoY)	2.13%
Years of Dividend Growth	5
Payout Ratio	47.15%
Buyback Yield	-2.56%
Shareholder Yield	0.69%
Earnings Yield	5.96%
FCF Yield	6.60%

Dividend Details

Analyst Forecast

The average price target for HFWA is $30.60, which is 3.66% higher than the current price. The consensus rating is "Hold".

Price Target	$30.60
Price Target Difference	3.66%
Analyst Consensus	Hold
Analyst Count	6
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date	Sep 28, 2005
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4