The Hartford Insurance Group, Inc. (HIG)
NYSE: HIG · Real-Time Price · USD
138.79
+2.08 (1.52%)
At close: Apr 28, 2026, 4:00 PM EDT
139.84
+1.05 (0.76%)
After-hours: Apr 28, 2026, 7:59 PM EDT

HIG Statistics

Total Valuation

HIG has a market cap or net worth of $38.05 billion. The enterprise value is $42.25 billion.

Market Cap 38.05B
Enterprise Value 42.25B

Important Dates

The last earnings date was Thursday, April 23, 2026, after market close.

Earnings Date Apr 23, 2026
Ex-Dividend Date Mar 2, 2026

Share Statistics

HIG has 274.13 million shares outstanding. The number of shares has decreased by -4.02% in one year.

Current Share Class 274.13M
Shares Outstanding 274.13M
Shares Change (YoY) -4.02%
Shares Change (QoQ) -0.96%
Owned by Insiders (%) 0.39%
Owned by Institutions (%) 95.50%
Float 272.67M

Valuation Ratios

The trailing PE ratio is 9.74 and the forward PE ratio is 10.22. HIG's PEG ratio is 2.41.

PE Ratio 9.74
Forward PE 10.22
PS Ratio 1.32
Forward PS 1.25
PB Ratio 2.06
P/TBV Ratio 2.36
P/FCF Ratio 6.54
P/OCF Ratio 6.36
PEG Ratio 2.41
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.65, with an EV/FCF ratio of 7.26.

EV / Earnings 10.46
EV / Sales 1.47
EV / EBITDA 7.65
EV / EBIT 8.06
EV / FCF 7.26

Financial Position

The company has a current ratio of 1.79, with a Debt / Equity ratio of 0.23.

Current Ratio 1.79
Quick Ratio 1.06
Debt / Equity 0.23
Debt / EBITDA 0.79
Debt / FCF 0.75
Interest Coverage 25.44

Financial Efficiency

Return on equity (ROE) is 22.74% and return on invested capital (ROIC) is 18.08%.

Return on Equity (ROE) 22.74%
Return on Assets (ROA) 3.88%
Return on Invested Capital (ROIC) 18.08%
Return on Capital Employed (ROCE) 6.91%
Weighted Average Cost of Capital (WACC) 6.81%
Revenue Per Employee $1.50M
Profits Per Employee $210,469
Employee Count 19,200
Asset Turnover 0.34
Inventory Turnover n/a

Taxes

In the past 12 months, HIG has paid $972.00 million in taxes.

Income Tax 972.00M
Effective Tax Rate 19.31%

Stock Price Statistics

The stock price has increased by +16.87% in the last 52 weeks. The beta is 0.53, so HIG's price volatility has been lower than the market average.

Beta (5Y) 0.53
52-Week Price Change +16.87%
50-Day Moving Average 137.63
200-Day Moving Average 133.07
Relative Strength Index (RSI) 53.22
Average Volume (20 Days) 1,331,562

Short Selling Information

The latest short interest is 28,829, so 0.01% of the outstanding shares have been sold short.

Short Interest 28,829
Short Previous Month 20,606
Short % of Shares Out 0.01%
Short % of Float 0.01%
Short Ratio (days to cover) 0.02

Income Statement

In the last 12 months, HIG had revenue of $28.79 billion and earned $4.04 billion in profits. Earnings per share was $14.24.

Revenue 28.79B
Gross Profit 10.99B
Operating Income 5.24B
Pretax Income 5.03B
Net Income 4.04B
EBITDA 5.52B
EBIT 5.24B
Earnings Per Share (EPS) $14.24
Full Income Statement

Balance Sheet

The company has $4.39 billion in cash and $4.37 billion in debt, giving a net cash position of -$4.21 billion or -$15.35 per share.

Cash & Cash Equivalents 4.39B
Total Debt 4.37B
Net Cash -4.21B
Net Cash Per Share -$15.35
Equity (Book Value) 18.89B
Book Value Per Share 67.50
Working Capital 8.30B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $5.98 billion and capital expenditures -$162.00 million, giving a free cash flow of $5.82 billion.

Operating Cash Flow 5.98B
Capital Expenditures -162.00M
Depreciation & Amortization n/a
Net Borrowing n/a
Free Cash Flow 5.82B
FCF Per Share $21.23
Full Cash Flow Statement

Margins

Gross margin is 38.17%, with operating and profit margins of 18.20% and 14.11%.

Gross Margin 38.17%
Operating Margin 18.20%
Pretax Margin 17.48%
Profit Margin 14.11%
EBITDA Margin 19.18%
EBIT Margin 18.20%
FCF Margin 20.21%

Dividends & Yields

This stock pays an annual dividend of $2.40, which amounts to a dividend yield of 1.73%.

Dividend Per Share $2.40
Dividend Yield 1.73%
Dividend Growth (YoY) 13.13%
Years of Dividend Growth 13
Payout Ratio 15.73%
Buyback Yield 4.02%
Shareholder Yield 5.75%
Earnings Yield 10.62%
FCF Yield 15.30%
Dividend Details

Analyst Forecast

The average price target for HIG is $148.47, which is 6.98% higher than the current price. The consensus rating is "Buy".

Price Target $148.47
Price Target Difference 6.98%
Analyst Consensus Buy
Analyst Count 18
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on July 16, 1998. It was a forward split with a ratio of 2:1.

Last Split Date Jul 16, 1998
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 6