Horace Mann Educators Corporation (HMN)
NYSE: HMN · Real-Time Price · USD
46.13
+0.33 (0.72%)
Apr 28, 2026, 4:00 PM EDT - Market closed
Horace Mann Educators Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 1,863 | 1,879 | 1,599 | 1,335 | 1,528 | 1,606 | |
| Market Cap Growth | 14.25% | 17.51% | 19.74% | -12.63% | -4.81% | -7.78% | |
| Enterprise Value | 3,469 | 2,675 | 2,151 | 1,848 | 1,991 | 1,955 | |
| PE Ratio | 11.83 | 11.59 | 15.55 | 29.67 | 77.19 | 9.42 | |
| PS Ratio | 1.09 | 1.10 | 1.00 | 0.90 | 1.11 | 1.21 | |
| PB Ratio | 1.26 | 1.27 | 1.24 | 1.14 | 1.39 | 0.89 | |
| P/OCF Ratio | 3.37 | 3.40 | 3.54 | 4.42 | 8.91 | 7.84 | |
| EV/Sales Ratio | 2.04 | 1.57 | 1.35 | 1.24 | 1.44 | 1.47 | |
| EV/EBITDA Ratio | 13.11 | 10.11 | 11.35 | 16.92 | 29.15 | 8.07 | |
| EV/EBIT Ratio | 14.60 | 11.26 | 13.18 | 22.26 | 48.92 | 8.73 | |
| Debt / Equity Ratio | 1.10 | 1.10 | 1.20 | 1.23 | 1.24 | 0.28 | |
| Debt / EBITDA Ratio | 6.17 | 6.17 | 8.17 | 13.28 | 19.92 | 2.08 | |
| Net Debt / Equity Ratio | 1.08 | 1.08 | 1.18 | 1.21 | 1.20 | 0.21 | |
| Net Debt / EBITDA Ratio | 6.07 | 6.07 | 7.99 | 13.02 | 19.31 | 1.57 | |
| Quick Ratio | 0.12 | 0.12 | 0.17 | 0.19 | 0.20 | 0.29 | |
| Current Ratio | 1.67 | 1.67 | 3.35 | 3.64 | 2.96 | 2.92 | |
| Asset Turnover | 0.11 | 0.11 | 0.11 | 0.11 | 0.10 | 0.10 | |
| Return on Equity (ROE) | 11.70% | 11.70% | 8.35% | 3.96% | 1.36% | 9.47% | |
| Return on Assets (ROA) | 1.00% | 1.00% | 0.71% | 0.38% | 0.18% | 1.00% | |
| Return on Invested Capital (ROIC) | 7.09% | 6.43% | 4.78% | 2.76% | 1.70% | 7.97% | |
| Earnings Yield | 8.70% | 8.63% | 6.43% | 3.37% | 1.29% | 10.61% | |
| Dividend Yield | 3.04% | 3.06% | 3.61% | 4.37% | 3.86% | 3.74% | |
| Payout Ratio | 36.15% | 35.23% | 53.99% | 119.78% | 265.66% | 30.16% | |
| Buyback Yield / Dilution | -0.24% | -0.24% | -0.24% | 0.96% | 0.95% | -0.48% | |
| Total Shareholder Return | 2.82% | 2.82% | 3.37% | 5.32% | 4.81% | 3.26% | |
Source: S&P Capital IQ. Insurance template.
Financial Sources.