Hoyne Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	26.93	15.33	24.68
Investment Securities	42.47	45.02	70.14
Mortgage-Backed Securities	97.04	106.9	125.44
Total Investments	139.51	151.93	195.59
Gross Loans	257.43	248.25	193.82
Allowance for Loan Losses	-2.55	-2.13	-1.65
Other Adjustments to Gross Loans	-5.49	-5.2	-1.6
Net Loans	249.4	240.93	190.57
Property, Plant & Equipment	7.33	7.82	7.76
Other Intangible Assets	0.18	0.32	0.51
Accrued Interest Receivable	1.39	1.48	1.27
Long-Term Deferred Tax Assets	9.2	10.81	9.58
Other Real Estate Owned & Foreclosed	0.87	0.14	0.2
Other Long-Term Assets	18.77	19.59	14.79
Total Assets	454.75	449.51	446.1
Accounts Payable	4.05	3.44	3.09
Interest Bearing Deposits	153.88	156.32	151.14
Institutional Deposits	38.7	36.55	33.15
Non-Interest Bearing Deposits	164.24	164.42	168.58
Total Deposits	356.82	357.29	352.88
Current Portion of Leases	-	0.07	0.17
Long-Term Debt	3.73	2.75	2.09
Pension & Post-Retirement Benefits	-	0.12	0.12
Total Liabilities	364.61	363.68	358.34
Retained Earnings	101.75	101.72	103.68
Comprehensive Income & Other	-11.6	-15.89	-15.92
Shareholders' Equity	90.15	85.83	87.76
Total Liabilities & Equity	454.75	449.51	446.1
Total Debt	3.73	2.83	2.26
Net Cash (Debt)	24.06	13.85	23.77
Net Cash Growth	1.24%	-41.73%	-
Tangible Book Value	89.96	85.51	87.25

Source: S&P Capital IQ. Banks template. Financial Sources.