Hoyne Bancorp Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Cash & Equivalents	47.6	15.33	24.68
Investment Securities	42.29	45.02	70.14
Mortgage-Backed Securities	93.6	106.9	125.44
Total Investments	135.89	151.93	195.59
Gross Loans	276.38	248.25	193.82
Allowance for Loan Losses	-2.68	-2.13	-1.65
Other Adjustments to Gross Loans	-5.74	-5.2	-1.6
Net Loans	267.95	240.93	190.57
Property, Plant & Equipment	7.42	7.82	7.76
Other Intangible Assets	0.14	0.32	0.51
Accrued Interest Receivable	1.45	1.48	1.27
Long-Term Deferred Tax Assets	9.37	10.81	9.58
Other Real Estate Owned & Foreclosed	0.73	0.14	0.2
Other Long-Term Assets	17.67	19.59	14.79
Total Assets	489.38	449.51	446.1
Accounts Payable	3.4	3.44	3.09
Interest Bearing Deposits	122.26	156.32	151.14
Institutional Deposits	38.97	36.55	33.15
Non-Interest Bearing Deposits	160.32	164.42	168.58
Total Deposits	321.55	357.29	352.88
Current Portion of Leases	-	0.07	0.17
Long-Term Debt	3.06	2.75	2.09
Pension & Post-Retirement Benefits	-	0.12	0.12
Total Liabilities	328.01	363.68	358.34
Common Stock	0.08	-	-
Additional Paid-In Capital	77.24	-	-
Retained Earnings	101.39	101.72	103.68
Comprehensive Income & Other	-17.34	-15.89	-15.92
Shareholders' Equity	161.37	85.83	87.76
Total Liabilities & Equity	489.38	449.51	446.1
Total Debt	3.06	2.83	2.26
Net Cash (Debt)	45.41	13.85	23.77
Net Cash Growth	227.84%	-41.73%	-
Net Cash Per Share	6.09	-	-
Filing Date Shares Outstanding	8.1	-	-
Total Common Shares Outstanding	8.1	-	-
Book Value Per Share	19.93	-	-
Tangible Book Value	161.23	85.51	87.25
Tangible Book Value Per Share	19.91	-	-

Source: S&P Capital IQ. Banks template. Financial Sources.