First Internet Bancorp Statistics

Total Valuation

INBK has a market cap or net worth of $201.88 million. The enterprise value is $99.89 million.

Market Cap	201.88M
Enterprise Value	99.89M

Important Dates

The next confirmed earnings date is Thursday, April 30, 2026, after market close.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	Mar 31, 2026

Share Statistics

INBK has 8.72 million shares outstanding. The number of shares has decreased by -0.41% in one year.

Current Share Class	8.72M
Shares Outstanding	8.72M
Shares Change (YoY)	-0.41%
Shares Change (QoQ)	+0.31%
Owned by Insiders (%)	12.64%
Owned by Institutions (%)	71.33%
Float	7.51M

Valuation Ratios

PE Ratio	n/a
Forward PE	10.53
PS Ratio	4.57
Forward PS	1.20
PB Ratio	0.55
P/TBV Ratio	0.57
P/FCF Ratio	90.82
P/OCF Ratio	58.48
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	2.26
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	44.98

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	159.92
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -9.46%.

Return on Equity (ROE)	-9.46%
Return on Assets (ROA)	-0.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.12%
Revenue Per Employee	$124,389
Profits Per Employee	-$99,065
Employee Count	355
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-15.70M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +10.50% in the last 52 weeks. The beta is 0.79, so INBK's price volatility has been lower than the market average.

Beta (5Y)	0.79
52-Week Price Change	+10.50%
50-Day Moving Average	21.17
200-Day Moving Average	21.76
Relative Strength Index (RSI)	58.95
Average Volume (20 Days)	58,120

Short Selling Information

The latest short interest is 151,242, so 1.74% of the outstanding shares have been sold short.

Short Interest	151,242
Short Previous Month	160,121
Short % of Shares Out	1.74%
Short % of Float	2.01%
Short Ratio (days to cover)	2.55

Income Statement

In the last 12 months, INBK had revenue of $44.16 million and -$35.17 million in losses. Loss per share was -$4.03.

Revenue	44.16M
Gross Profit	44.16M
Operating Income	-44.76M
Pretax Income	-50.87M
Net Income	-35.17M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$4.03

Full Income Statement

Balance Sheet

The company has $456.99 million in cash and $355.18 million in debt, giving a net cash position of $101.81 million or $11.68 per share.

Cash & Cash Equivalents	456.99M
Total Debt	355.18M
Net Cash	101.81M
Net Cash Per Share	$11.68
Equity (Book Value)	359.77M
Book Value Per Share	41.41
Working Capital	-4.27B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $3.45 million and capital expenditures -$1.23 million, giving a free cash flow of $2.22 million.

Operating Cash Flow	3.45M
Capital Expenditures	-1.23M
Depreciation & Amortization	n/a
Net Borrowing	-45.50M
Free Cash Flow	2.22M
FCF Per Share	$0.25

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	-101.36%
Pretax Margin	-115.20%
Profit Margin	-79.64%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	5.03%

Dividends & Yields

This stock pays an annual dividend of $0.24, which amounts to a dividend yield of 1.04%.

Dividend Per Share	$0.24
Dividend Yield	1.04%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.41%
Shareholder Yield	1.46%
Earnings Yield	-17.44%
FCF Yield	1.10%

Dividend Details

Analyst Forecast

The average price target for INBK is $23.25, which is 0.39% higher than the current price. The consensus rating is "Hold".

Price Target	$23.25
Price Target Difference	0.39%
Analyst Consensus	Hold
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 24, 2013. It was a forward split with a ratio of 1.5:1.

Last Split Date	Jun 24, 2013
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2