LendingClub Statistics

Total Valuation

LendingClub has a market cap or net worth of $1.95 billion. The enterprise value is $1.16 billion.

Market Cap	1.95B
Enterprise Value	1.16B

Important Dates

The last earnings date was Monday, April 27, 2026, after market close.

Earnings Date	Apr 27, 2026
Ex-Dividend Date	n/a

Share Statistics

LendingClub has 115.50 million shares outstanding. The number of shares has increased by 2.64% in one year.

Current Share Class	115.50M
Shares Outstanding	115.50M
Shares Change (YoY)	+2.64%
Shares Change (QoQ)	-1.28%
Owned by Insiders (%)	3.36%
Owned by Institutions (%)	81.40%
Float	111.30M

Valuation Ratios

The trailing PE ratio is 11.26 and the forward PE ratio is 9.48.

PE Ratio	11.26
Forward PE	9.48
PS Ratio	1.43
Forward PS	1.73
PB Ratio	1.32
P/TBV Ratio	1.36
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	6.61
EV / Sales	0.85
EV / EBITDA	3.92
EV / EBIT	5.02
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	80.62

Financial Efficiency

Return on equity (ROE) is 12.16% and return on invested capital (ROIC) is 26.94%.

Return on Equity (ROE)	12.16%
Return on Assets (ROA)	1.29%
Return on Invested Capital (ROIC)	26.94%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	15.00%
Revenue Per Employee	$1.28M
Profits Per Employee	$163,357
Employee Count	1,075
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, LendingClub has paid $52.97 million in taxes.

Income Tax	52.97M
Effective Tax Rate	23.17%

Stock Price Statistics

The stock price has increased by +53.92% in the last 52 weeks. The beta is 1.95, so LendingClub's price volatility has been higher than the market average.

Beta (5Y)	1.95
52-Week Price Change	+53.92%
50-Day Moving Average	15.30
200-Day Moving Average	16.65
Relative Strength Index (RSI)	57.60
Average Volume (20 Days)	2,521,681

Short Selling Information

The latest short interest is 5.43 million, so 4.70% of the outstanding shares have been sold short.

Short Interest	5.43M
Short Previous Month	4.58M
Short % of Shares Out	4.70%
Short % of Float	4.88%
Short Ratio (days to cover)	3.08

Income Statement

In the last 12 months, LendingClub had revenue of $1.37 billion and earned $175.61 million in profits. Earnings per share was $1.50.

Revenue	1.37B
Gross Profit	537.79M
Operating Income	231.45M
Pretax Income	228.58M
Net Income	175.61M
EBITDA	296.15M
EBIT	231.45M
Earnings Per Share (EPS)	$1.50

Full Income Statement

Balance Sheet

The company has $801.94 million in cash and n/a in debt, giving a net cash position of $801.94 million or $6.94 per share.

Cash & Cash Equivalents	801.94M
Total Debt	n/a
Net Cash	801.94M
Net Cash Per Share	$6.94
Equity (Book Value)	1.52B
Book Value Per Share	13.19
Working Capital	6.12B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	64.70M
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 39.19%, with operating and profit margins of 16.87% and 12.80%.

Gross Margin	39.19%
Operating Margin	16.87%
Pretax Margin	16.66%
Profit Margin	12.80%
EBITDA Margin	21.58%
EBIT Margin	16.87%
FCF Margin	n/a

Dividends & Yields

LendingClub does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-2.64%
Shareholder Yield	-2.64%
Earnings Yield	8.94%
FCF Yield	n/a

Analyst Forecast

The average price target for LendingClub is $22.64, which is 34.20% higher than the current price. The consensus rating is "Buy".

Price Target	$22.64
Price Target Difference	34.20%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on July 8, 2019. It was a reverse split with a ratio of 1:5.

Last Split Date	Jul 8, 2019
Split Type	Reverse
Split Ratio	1:5

Scores

LendingClub has an Altman Z-Score of 0.88 and a Piotroski F-Score of 4. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	0.88
Piotroski F-Score	4