LM Funding America Statistics

Total Valuation

LMFA has a market cap or net worth of $2.59 million. The enterprise value is $22.40 million.

Market Cap	2.59M
Enterprise Value	22.40M

Important Dates

The next estimated earnings date is Thursday, August 13, 2026, before market open.

Earnings Date	Aug 13, 2026
Ex-Dividend Date	n/a

Share Statistics

LMFA has 17.35 million shares outstanding. The number of shares has increased by 266.81% in one year.

Current Share Class	17.35M
Shares Outstanding	17.35M
Shares Change (YoY)	+266.81%
Shares Change (QoQ)	+48.67%
Owned by Insiders (%)	2.24%
Owned by Institutions (%)	9.26%
Float	14.79M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.36
Forward PS	0.26
PB Ratio	0.12
P/TBV Ratio	0.18
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	3.14
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 1.08.

Current Ratio	1.13
Quick Ratio	0.04
Debt / Equity	1.08
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -128.97% and return on invested capital (ROIC) is -44.74%.

Return on Equity (ROE)	-128.97%
Return on Assets (ROA)	-78.35%
Return on Invested Capital (ROIC)	-44.74%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	1.91%
Revenue Per Employee	$445,838
Profits Per Employee	-$2.08M
Employee Count	16
Asset Turnover	0.18
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -93.49% in the last 52 weeks. The beta is 2.34, so LMFA's price volatility has been higher than the market average.

Beta (5Y)	2.34
52-Week Price Change	-93.49%
50-Day Moving Average	0.23
200-Day Moving Average	0.58
Relative Strength Index (RSI)	31.63
Average Volume (20 Days)	4,204,079

Short Selling Information

The latest short interest is 212,191, so 1.22% of the outstanding shares have been sold short.

Short Interest	212,191
Short Previous Month	450,080
Short % of Shares Out	1.22%
Short % of Float	1.43%
Short Ratio (days to cover)	0.35

Income Statement

In the last 12 months, LMFA had revenue of $7.13 million and -$33.22 million in losses. Loss per share was -$2.60.

Revenue	7.13M
Gross Profit	118,884
Operating Income	-19.96M
Pretax Income	-31.68M
Net Income	-33.22M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$2.60

Full Income Statement

Balance Sheet

The company has $801,201 in cash and $20.62 million in debt, giving a net cash position of -$19.82 million or -$1.14 per share.

Cash & Cash Equivalents	801,201
Total Debt	20.62M
Net Cash	-19.82M
Net Cash Per Share	-$1.14
Equity (Book Value)	19.09M
Book Value Per Share	1.29
Working Capital	2.66M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$14.38 million and capital expenditures -$1.76 million, giving a free cash flow of -$16.14 million.

Operating Cash Flow	-14.38M
Capital Expenditures	-1.76M
Depreciation & Amortization	6.72M
Net Borrowing	12.15M
Free Cash Flow	-16.14M
FCF Per Share	-$0.93

Full Cash Flow Statement

Margins

Gross Margin	1.67%
Operating Margin	-279.80%
Pretax Margin	-444.16%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LMFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-266.81%
Shareholder Yield	-266.81%
Earnings Yield	-1,284.85%
FCF Yield	-624.32%

Analyst Forecast

The average price target for LMFA is $1.00, which is 571.14% higher than the current price. The consensus rating is "Buy".

Price Target	$1.00
Price Target Difference	571.14%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Splits

The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.

Last Split Date	Mar 12, 2024
Split Type	Reverse
Split Ratio	1:6

Scores

Altman Z-Score	n/a
Piotroski F-Score	2