LM Funding America Statistics

Total Valuation

LMFA has a market cap or net worth of $3.83 million. The enterprise value is $23.00 million.

Market Cap	3.83M
Enterprise Value	23.00M

Important Dates

The next estimated earnings date is Thursday, May 14, 2026, before market open.

Earnings Date	May 14, 2026
Ex-Dividend Date	n/a

Share Statistics

LMFA has 16.16 million shares outstanding. The number of shares has increased by 209.84% in one year.

Current Share Class	16.16M
Shares Outstanding	16.16M
Shares Change (YoY)	+209.84%
Shares Change (QoQ)	+44.52%
Owned by Insiders (%)	1.59%
Owned by Institutions (%)	11.39%
Float	14.82M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	0.50
Forward PS	0.48
PB Ratio	0.11
P/TBV Ratio	0.16
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	2.98
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.18, with a Debt / Equity ratio of 0.71.

Current Ratio	1.18
Quick Ratio	0.08
Debt / Equity	0.71
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -84.01% and return on invested capital (ROIC) is -34.00%.

Return on Equity (ROE)	-84.01%
Return on Assets (ROA)	-56.57%
Return on Invested Capital (ROIC)	-34.00%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.76%
Revenue Per Employee	$857,783
Profits Per Employee	-$3.17M
Employee Count	9
Asset Turnover	0.16
Inventory Turnover	n/a

Taxes

Income Tax	n/a
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -85.46% in the last 52 weeks. The beta is 2.43, so LMFA's price volatility has been higher than the market average.

Beta (5Y)	2.43
52-Week Price Change	-85.46%
50-Day Moving Average	0.32
200-Day Moving Average	0.96
Relative Strength Index (RSI)	35.80
Average Volume (20 Days)	346,385

Short Selling Information

The latest short interest is 404,543, so 2.50% of the outstanding shares have been sold short.

Short Interest	404,543
Short Previous Month	439,490
Short % of Shares Out	2.50%
Short % of Float	2.73%
Short Ratio (days to cover)	1.10

Income Statement

In the last 12 months, LMFA had revenue of $7.72 million and -$28.50 million in losses. Loss per share was -$3.28.

Revenue	7.72M
Gross Profit	846,212
Operating Income	-18.11M
Pretax Income	-26.98M
Net Income	-28.50M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$3.28

Full Income Statement

Balance Sheet

The company has $1.47 million in cash and $20.65 million in debt, giving a net cash position of -$19.17 million or -$1.19 per share.

Cash & Cash Equivalents	1.47M
Total Debt	20.65M
Net Cash	-19.17M
Net Cash Per Share	-$1.19
Equity (Book Value)	28.88M
Book Value Per Share	2.17
Working Capital	3.54M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -$13.99 million and capital expenditures -$2.21 million, giving a free cash flow of -$16.19 million.

Operating Cash Flow	-13.99M
Capital Expenditures	-2.21M
Depreciation & Amortization	7.94M
Net Borrowing	12.19M
Free Cash Flow	-16.19M
FCF Per Share	-$1.00

Full Cash Flow Statement

Margins

Gross Margin	10.96%
Operating Margin	-234.61%
Pretax Margin	-349.42%
Profit Margin	n/a
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

LMFA does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-209.84%
Shareholder Yield	-209.84%
Earnings Yield	-744.53%
FCF Yield	-423.08%

Analyst Forecast

The average price target for LMFA is $5.00, which is 2,010.60% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$5.00
Price Target Difference	2,010.60%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on March 12, 2024. It was a reverse split with a ratio of 1:6.

Last Split Date	Mar 12, 2024
Split Type	Reverse
Split Ratio	1:6

Scores

Altman Z-Score	n/a
Piotroski F-Score	2