Live Oak Bancshares Stock Forecast

Stock Price Forecast

The 4 analysts with 12-month price forecasts for Live Oak Bancshares stock have an average target of 42.75, with a low estimate of 35 and a high estimate of 51. The average target predicts an increase of 27.42% from the current stock price of 33.55.

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$35	$42.75	$43	$51
Change	+4.32%	+27.42%	+28.17%	+52.01%

* Price targets were last updated on Feb 3, 2026.

Analyst Ratings

The average analyst rating for Live Oak Bancshares stock from 4 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26	Mar '26
Strong Buy	1	1	1	1	1	1
Buy	1	1	1	1	1	1
Hold	2	2	2	2	2	2
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	4	4	4	4	4	4

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Steven Alexopoulos TD Cowen	TD Cowen	Strong Buy Maintains $53 → $51	Strong Buy	Maintains	$53 → $51	+52.01%	Feb 3, 2026
Crispin Love Piper Sandler	Piper Sandler	Hold Maintains $37 → $35	Hold	Maintains	$37 → $35	+4.32%	Oct 24, 2025
Dave Rochester Cantor Fitzgerald	Cantor Fitzgerald	Hold Initiates $42	Hold	Initiates	$42	+25.19%	Sep 10, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold → Buy Upgrades $37 → $43	Hold → Buy	Upgrades	$37 → $43	+28.17%	Aug 19, 2025
Timothy Switzer Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Reiterates $36 → $37	Hold	Reiterates	$36 → $37	+10.28%	Jul 25, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

651.53M

from 480.78M

35.52%

from 480.78M

Revenue Next Year

755.99M

from 651.53M

16.03%

from 651.53M

EPS This Year

2.93

from 2.23

31.44%

from 2.23

EPS Next Year

4.07

from 2.93

38.75%

from 2.93

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	438.59M	508.33M	391.07M	402.94M	480.78M	651.53M	755.99M
Revenue Growth	82.70%	15.90%	-23.07%	3.04%	19.32%	35.52%	16.03%
EPS	3.71	3.92	1.64	1.69	2.23	2.93	4.07
EPS Growth	159.44%	5.66%	-58.16%	3.05%	31.95%	31.44%	38.75%
Forward PE	-	-	-	-	-	11.45	8.25
No. Analysts	-	-	-	-	-	6	6

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	684.2M	801.8M
Avg	651.5M	756.0M
Low	624.9M	720.2M

Revenue Growth

Revenue Growth	2026	2027
High	42.3%	23.1%
Avg	35.5%	16.0%
Low	30.0%	10.5%

EPS Forecast

EPS	2026	2027
High	3.42	4.28
Avg	2.93	4.07
Low	2.65	3.87

EPS Growth

EPS Growth	2026	2027
High	53.3%	46.2%
Avg	31.4%	38.8%
Low	18.7%	32.1%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.