Live Oak Bancshares, Inc. (LOB)
NYSE: LOB · Real-Time Price · USD
32.80
-0.03 (-0.09%)
Dec 5, 2025, 4:00 PM EST - Market closed
Live Oak Bancshares Stock Forecast
Stock Price Forecast
The 3 analysts with 12-month price forecasts for Live Oak Bancshares stock have an average target of 40, with a low estimate of 35 and a high estimate of 43. The average target predicts an increase of 21.95% from the current stock price of 32.80.
Analyst Consensus: Hold
* Price targets were last updated on Oct 24, 2025.
Analyst Ratings
The average analyst rating for Live Oak Bancshares stock from 3 stock analysts is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jun '25 | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 1 | 1 | 1 | 1 | 1 | 0 |
| Buy | 1 | 0 | 1 | 1 | 1 | 1 |
| Hold | 2 | 2 | 1 | 2 | 2 | 2 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Total | 4 | 3 | 3 | 4 | 4 | 3 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Piper Sandler | Piper Sandler | Hold Maintains $37 → $35 | Hold | Maintains | $37 → $35 | +6.71% | Oct 24, 2025 |
| Cantor Fitzgerald | Cantor Fitzgerald | Hold Initiates $42 | Hold | Initiates | $42 | +28.05% | Sep 10, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold → Buy Upgrades $37 → $43 | Hold → Buy | Upgrades | $37 → $43 | +31.10% | Aug 19, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold Reiterates $36 → $37 | Hold | Reiterates | $36 → $37 | +12.80% | Jul 25, 2025 |
| Keefe, Bruyette & Woods | Keefe, Bruyette & Woods | Hold Maintains $34 → $36 | Hold | Maintains | $34 → $36 | +9.76% | Jul 11, 2025 |
Financial Forecast
Revenue This Year
583.70M
from 402.94M
Increased by 44.86%
Revenue Next Year
678.25M
from 583.70M
Increased by 16.20%
EPS This Year
2.25
from 1.69
Increased by 33.07%
EPS Next Year
3.11
from 2.25
Increased by 38.26%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 616.3M | 707.9M | |
| Avg | 583.7M | 678.3M | |
| Low | 561.5M | 656.6M |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 52.9% | 21.3% | |
| Avg | 44.9% | 16.2% | |
| Low | 39.4% | 12.5% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 2.47 | 3.42 | |
| Avg | 2.25 | 3.11 | |
| Low | 2.12 | 2.89 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 46.0% | 52.0% | |
| Avg | 33.1% | 38.3% | |
| Low | 25.3% | 28.5% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.