Live Oak Bancshares, Inc. (LOB)
| Market Cap | 1.79B |
| Revenue (ttm) | 512.21M |
| Net Income (ttm) | 121.05M |
| Shares Out | 46.24M |
| EPS (ttm) | 2.62 |
| PE Ratio | 14.82 |
| Forward PE | 12.02 |
| Dividend | $0.12 (0.31%) |
| Ex-Dividend Date | Mar 5, 2026 |
| Volume | 283,151 |
| Open | 38.13 |
| Previous Close | 37.85 |
| Day's Range | 37.81 - 38.85 |
| 52-Week Range | 25.53 - 42.89 |
| Beta | 1.90 |
| Analysts | Buy |
| Price Target | 43.00 (+10.88%) |
| Earnings Date | Apr 22, 2026 |
About LOB
Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also provides commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company off... [Read more]
Financial Performance
In 2025, Live Oak Bancshares's revenue was $480.78 million, an increase of 22.71% compared to the previous year's $391.82 million. Earnings were $102.82 million, an increase of 32.72%.
Financial StatementsAnalyst Forecast
According to 5 analysts, the average rating for LOB stock is "Buy." The 12-month stock price target is $43.0, which is an increase of 10.88% from the latest price.
News
Live Oak Bancshares Earnings Call Transcript: Q1 2026
Q1 2026 saw robust earnings growth, with EPS nearly doubling year-over-year and strong loan and deposit growth. Credit quality remains stable, efficiency improved, and key initiatives in SBA lending and checking are driving sustainable momentum.
Live Oak Bancshares, Inc. Reports First Quarter 2026 Results
WILMINGTON, N.C., April 22, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported first quarter of 2026 net income attributable to common sharehol...
Live Oak Bancshares, Inc. Announces Date of First Quarter 2026 Financial Results
WILMINGTON, N.C., April 08, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its first quarter 2026 financial results after U.S. financial markets clo...
Live Oak Bank Grant Supports Lower Cape Fear LifeCare Hospice Nurses, Addresses Growing Care Shortage in North Carolina
Key Points Live Oak Bank is highlighting how a $300,000 grant awarded in 2024 has supported the Lower Cape Fear LifeCare Scholars program, which trains and retains hospice and palliative care nurses i...
Live Oak Bancshares Earnings Call Transcript: Q4 2025
Record loan production and strong profitability marked Q4, with net income and EPS tripling year-over-year. Credit quality remains strong, deposit and loan growth are robust, and strategic initiatives in business checking and small-dollar SBA lending are accelerating.
Live Oak Bancshares, Inc. Reports Fourth Quarter 2025 Results
WILMINGTON, N.C., Jan. 21, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported fourth quarter of 2025 net income attributable to common sharehol...
Live Oak Bancshares, Inc. Announces Date of Fourth Quarter 2025 Financial Results
WILMINGTON, N.C., Jan. 07, 2026 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its fourth quarter 2025 financial results after U.S. financial markets clo...
LOB Investors Have Opportunity to Join Live Oak Bancshares, Inc. Fraud Investigation with the Schall Law Firm
LOS ANGELES, Dec. 10, 2025 (GLOBE NEWSWIRE) -- The Schall Law Firm, a national shareholder rights litigation firm, announces that it is investigating claims on behalf of investors of Live Oak Bancshar...
Ewa M. Stasiowska Joins Live Oak Bank as Chief Risk Officer
WILMINGTON, N.C., Dec. 01, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced today that Ewa M. Stasiowska has been named Chief Risk Officer (CRO) of the company. Stasiowska also assumes the role ...
LOB Investors Have Opportunity to Join Live Oak Bancshares, Inc. Fraud Investigation With the Schall Law Firm
LOS ANGELES--(BUSINESS WIRE)--LOB Investors Have Opportunity to Join Live Oak Bancshares, Inc. Fraud Investigation with the Schall Law Firm.
Live Oak Bancshares Earnings Call Transcript: Q3 2025
Q3 2025 saw record SBA lending, strong loan and deposit growth, and robust profitability, with EPS nearly doubling year-over-year. Margin expanded for the third straight quarter, credit metrics remain healthy, and capital was strengthened by a $100M preferred issuance.
Live Oak Bancshares, Inc. Reports Third Quarter 2025 Results
WILMINGTON, N.C., Oct. 22, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported third quarter of 2025 net income attributable to common sharehold...
Live Oak Bancshares, Inc. Announces Date of Third Quarter 2025 Financial Results
WILMINGTON, N.C., Oct. 08, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its third quarter 2025 financial results after U.S. financial markets clos...
Live Oak Bank Leads Nation in SBA 7(a) Lending Activity
WILMINGTON, N.C., Oct. 06, 2025 (GLOBE NEWSWIRE) -- Live Oak Bank has been named the most active SBA 7(a) lender by dollar amount by the U.S. Small Business Administration.
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Live Oak Ventures Participates in Financing of Cascading AI, Inc.
WILMINGTON, N.C., Aug. 19, 2025 (GLOBE NEWSWIRE) -- Live Oak Ventures, the investment arm of Live Oak Bancshares, Inc., has announced an investment in Cascading AI, Inc. (Casca), a loan application an...
Live Oak Bancshares Announces Appointment of Jeffrey W. Lunsford to Board of Directors
WILMINGTON, N.C., Aug. 12, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced today the appointment of Jeffrey W. Lunsford to its board of directors. Lunsford has also been appointed to the board ...
Live Oak Bancshares, Inc. Closes Depositary Share Offering
WILMINGTON, N.C., Aug. 04, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or the “Company”) announced the closing of its previously announced underwritten offering of 4,000...
Live Oak Bancshares, Inc. Prices Depositary Share Offering
WILMINGTON, N.C., July 28, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or the “Company”) announced the pricing of an underwritten offering of 4,000,000 depositary shares...
Live Oak Bancshares Earnings Call Transcript: Q2 2025
Q2 2025 saw record loan originations, strong deposit growth, and improved credit metrics, driving a 22% increase in core operating leverage and a 10% sequential revenue rise. AI-driven modernization and targeted investments are fueling sustainable growth, with robust capital and a healthy loan pipeline.
Live Oak Bancshares, Inc. Reports Second Quarter 2025 Results
WILMINGTON, N.C., July 23, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) (“Live Oak” or “the Company”) today reported second quarter of 2025 net income attributable to the Company of ...
Live Oak Bancshares, Inc. Announces Date of Second Quarter 2025 Financial Results
WILMINGTON, N.C., July 09, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares, Inc. (NYSE: LOB) today announced that it will report its second quarter 2025 financial results after U.S. financial markets clo...
Live Oak Bancshares Announces Appointment of Patrick T. McHenry to Board of Directors
WILMINGTON, N.C., May 08, 2025 (GLOBE NEWSWIRE) -- Live Oak Bancshares announced the appointment of Patrick T.
Live Oak Bank Announces $600,000 Grant in Support of Child Care Providers in New Hanover County
WILMINGTON, N.C., May 06, 2025 (GLOBE NEWSWIRE) -- Live Oak Bank has announced a $600,000 grant to help licensed early child care providers connect with qualified substitute teachers to ensure both co...
Live Oak Bancshares Earnings Call Transcript: Q1 2025
Q1 2025 saw record loan originations, strong deposit and revenue growth, and robust credit reserving, though profitability was tempered by elevated provision expenses. The bank remains well-capitalized, proactive in risk management, and positioned to benefit from industry changes.