Mechanics Bancorp (MCHB)
NASDAQ: MCHB · Real-Time Price · USD
14.26
-0.76 (-5.06%)
At close: Feb 27, 2026, 4:00 PM EST
15.00
+0.74 (5.19%)
After-hours: Feb 27, 2026, 7:46 PM EST
Mechanics Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 572.27 | 528.51 | 602.87 | 551.3 | 553.87 | Upgrade
|
| Interest Income on Investments | 239.49 | 207.2 | 116.09 | 99.78 | 78.21 | Upgrade
|
| Total Interest Income | 811.76 | 735.72 | 718.96 | 651.07 | 632.07 | Upgrade
|
| Interest Paid on Deposits | 219.62 | 189.26 | 119.44 | 16.27 | 9.55 | Upgrade
|
| Interest Paid on Borrowings | 6.43 | 27.29 | 36.31 | 3.57 | 1.37 | Upgrade
|
| Total Interest Expense | 226.05 | 216.55 | 155.75 | 19.84 | 10.92 | Upgrade
|
| Net Interest Income | 585.72 | 519.17 | 563.21 | 631.23 | 621.16 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.82% | -7.82% | -10.78% | 1.62% | 7.98% | Upgrade
|
| Trust Income | 13.02 | 12.32 | 9.64 | 9.71 | 10.3 | Upgrade
|
| Gain (Loss) on Sale of Investments | 4.57 | -207.2 | - | -11.23 | - | Upgrade
|
| Other Non-Interest Income | 36.64 | 32.11 | 39.63 | 39.46 | 36.79 | Upgrade
|
| Total Non-Interest Income | 77.45 | -139.12 | 74.23 | 63.73 | 70.92 | Upgrade
|
| Non-Interest Income Growth (YoY) | - | - | 16.47% | -10.13% | -1.82% | Upgrade
|
| Revenues Before Loan Losses | 663.16 | 380.05 | 637.44 | 694.97 | 692.08 | Upgrade
|
| Provision for Loan Losses | 20.5 | -1.51 | 0.75 | 26.63 | 21.22 | Upgrade
|
| Revenue | 642.66 | 381.56 | 636.69 | 668.34 | 670.86 | Upgrade
|
| Revenue Growth (YoY) | 68.43% | -40.07% | -4.74% | -0.38% | 25.93% | Upgrade
|
| Salaries and Employee Benefits | 219.32 | 190.94 | 200.75 | 205.82 | 221.86 | Upgrade
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| Federal Deposit Insurance | 9 | 14.63 | 9.23 | 6.09 | - | Upgrade
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| Amortization of Goodwill & Intangibles | 17.13 | 13.45 | 17.32 | 20.67 | 24.28 | Upgrade
|
| Selling, General & Administrative | 105.18 | 89.5 | 91.96 | 96.66 | 61.98 | Upgrade
|
| Other Non-Interest Expense | 42.11 | 34.84 | 39.56 | 37.14 | 76.78 | Upgrade
|
| Total Non-Interest Expense | 395.21 | 345.86 | 358.75 | 366.21 | 384.91 | Upgrade
|
| EBT Excluding Unusual Items | 247.46 | 35.7 | 277.94 | 302.13 | 285.95 | Upgrade
|
| Other Unusual Items | 145.46 | - | - | - | - | Upgrade
|
| Pretax Income | 319.55 | 35.7 | 277.94 | 302.13 | 285.95 | Upgrade
|
| Income Tax Expense | 53.81 | 6.7 | 76.03 | 85.55 | 79.94 | Upgrade
|
| Net Income | 265.74 | 29 | 201.91 | 216.58 | 206.01 | Upgrade
|
| Net Income to Common | 265.74 | 29 | 201.91 | 216.58 | 206.01 | Upgrade
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| Net Income Growth | 816.37% | -85.64% | -6.77% | 5.13% | 120.42% | Upgrade
|
| Basic Shares Outstanding | 222 | 212 | 212 | 212 | 212 | Upgrade
|
| Diluted Shares Outstanding | 222 | 212 | 212 | 212 | 212 | Upgrade
|
| Shares Change (YoY) | 4.78% | -0.05% | 0.02% | 0.08% | - | Upgrade
|
| EPS (Basic) | 1.20 | 0.14 | 0.95 | 1.02 | 0.97 | Upgrade
|
| EPS (Diluted) | 1.20 | 0.14 | 0.95 | 1.02 | 0.97 | Upgrade
|
| EPS Growth | 774.83% | -85.63% | -6.79% | 5.05% | 120.42% | Upgrade
|
| Dividend Per Share | 0.210 | 0.448 | 0.499 | 1.109 | 0.245 | Upgrade
|
| Dividend Growth | -53.13% | -10.26% | -54.97% | 351.79% | - | Upgrade
|
| Effective Tax Rate | 16.84% | 18.76% | 27.35% | 28.32% | 27.96% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.