Mechanics Bancorp Statistics

Total Valuation

MCHB has a market cap or net worth of $3.54 billion. The enterprise value is $3.22 billion.

Market Cap	3.54B
Enterprise Value	3.22B

Important Dates

The next estimated earnings date is Saturday, August 8, 2026, before market open.

Earnings Date	Aug 8, 2026
Ex-Dividend Date	May 22, 2026

Share Statistics

MCHB has 221.40 million shares outstanding. The number of shares has increased by 4.56% in one year.

Current Share Class	220.29M
Shares Outstanding	221.40M
Shares Change (YoY)	+4.56%
Shares Change (QoQ)	+0.05%
Owned by Insiders (%)	4.24%
Owned by Institutions (%)	12.79%
Float	39.14M

Valuation Ratios

The trailing PE ratio is 13.30 and the forward PE ratio is 14.66.

PE Ratio	13.30
Forward PE	14.66
PS Ratio	5.14
Forward PS	4.37
PB Ratio	1.27
P/TBV Ratio	2.03
P/FCF Ratio	17.89
P/OCF Ratio	17.14
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	12.11
EV / Sales	4.68
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	16.28

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.11
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.30%.

Return on Equity (ROE)	10.30%
Return on Assets (ROA)	1.40%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.84%
Revenue Per Employee	$363,950
Profits Per Employee	$140,761
Employee Count	1,890
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCHB has paid $53.93 million in taxes.

Income Tax	53.93M
Effective Tax Rate	16.85%

Stock Price Statistics

The stock price has increased by +44.52% in the last 52 weeks. The beta is 0.16, so MCHB's price volatility has been lower than the market average.

Beta (5Y)	0.16
52-Week Price Change	+44.52%
50-Day Moving Average	14.94
200-Day Moving Average	14.46
Relative Strength Index (RSI)	65.80
Average Volume (20 Days)	526,182

Short Selling Information

The latest short interest is 3.80 million, so 1.71% of the outstanding shares have been sold short.

Short Interest	3.80M
Short Previous Month	4.20M
Short % of Shares Out	1.71%
Short % of Float	9.70%
Short Ratio (days to cover)	8.06

Income Statement

In the last 12 months, MCHB had revenue of $687.87 million and earned $266.04 million in profits. Earnings per share was $1.26.

Revenue	687.87M
Gross Profit	687.87M
Operating Income	283.87M
Pretax Income	319.97M
Net Income	266.04M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.26

Full Income Statement

Balance Sheet

The company has $536.85 million in cash and $219.63 million in debt, giving a net cash position of $317.22 million or $1.43 per share.

Cash & Cash Equivalents	536.85M
Total Debt	219.63M
Net Cash	317.22M
Net Cash Per Share	$1.43
Equity (Book Value)	2.79B
Book Value Per Share	12.61
Working Capital	-17.91B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $206.43 million and capital expenditures -$8.66 million, giving a free cash flow of $197.78 million.

Operating Cash Flow	206.43M
Capital Expenditures	-8.66M
Depreciation & Amortization	n/a
Net Borrowing	-1.07B
Free Cash Flow	197.78M
FCF Per Share	$0.89

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	41.27%
Pretax Margin	46.52%
Profit Margin	38.68%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	28.75%

Dividends & Yields

This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 10.01%.

Dividend Per Share	$1.60
Dividend Yield	10.01%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	104.04%
Buyback Yield	-4.56%
Shareholder Yield	5.45%
Earnings Yield	7.52%
FCF Yield	5.59%

Dividend Details

Analyst Forecast

The average price target for MCHB is $16.50, which is 3.25% higher than the current price. The consensus rating is "Buy".

Price Target	$16.50
Price Target Difference	3.25%
Analyst Consensus	Buy
Analyst Count	3
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.

Last Split Date	Sep 2, 2025
Split Type	Forward
Split Ratio	3301.092:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3