Medallion Financial Statistics

Total Valuation

MFIN has a market cap or net worth of $214.34 million. The enterprise value is $2.42 billion.

Market Cap	214.34M
Enterprise Value	2.42B

Important Dates

The next confirmed earnings date is Wednesday, April 29, 2026, after market close.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	Mar 19, 2026

Share Statistics

MFIN has 22.78 million shares outstanding. The number of shares has increased by 2.72% in one year.

Current Share Class	22.78M
Shares Outstanding	22.78M
Shares Change (YoY)	+2.72%
Shares Change (QoQ)	+0.64%
Owned by Insiders (%)	29.66%
Owned by Institutions (%)	35.70%
Float	14.83M

Valuation Ratios

The trailing PE ratio is 5.29 and the forward PE ratio is 6.60.

PE Ratio	5.29
Forward PE	6.60
PS Ratio	0.61
Forward PS	0.90
PB Ratio	0.52
P/TBV Ratio	0.89
P/FCF Ratio	1.70
P/OCF Ratio	1.70
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.94, with an EV/FCF ratio of 19.13.

EV / Earnings	56.12
EV / Sales	6.84
EV / EBITDA	12.94
EV / EBIT	13.55
EV / FCF	19.13

Financial Position

The company has a current ratio of 21.82, with a Debt / Equity ratio of 4.73.

Current Ratio	21.82
Quick Ratio	1.80
Debt / Equity	4.73
Debt / EBITDA	12.68
Debt / FCF	19.03
Interest Coverage	1.81

Financial Efficiency

Return on equity (ROE) is 11.69% and return on invested capital (ROIC) is 4.56%.

Return on Equity (ROE)	11.69%
Return on Assets (ROA)	3.83%
Return on Invested Capital (ROIC)	4.56%
Return on Capital Employed (ROCE)	6.29%
Weighted Average Cost of Capital (WACC)	3.33%
Revenue Per Employee	$1.97M
Profits Per Employee	$240,469
Employee Count	179
Asset Turnover	0.12
Inventory Turnover	n/a

Taxes

In the past 12 months, MFIN has paid $24.54 million in taxes.

Income Tax	24.54M
Effective Tax Rate	30.72%

Stock Price Statistics

The stock price has increased by +5.61% in the last 52 weeks. The beta is 0.83, so MFIN's price volatility has been lower than the market average.

Beta (5Y)	0.83
52-Week Price Change	+5.61%
50-Day Moving Average	9.33
200-Day Moving Average	9.95
Relative Strength Index (RSI)	55.55
Average Volume (20 Days)	51,961

Short Selling Information

The latest short interest is 789,368, so 3.47% of the outstanding shares have been sold short.

Short Interest	789,368
Short Previous Month	807,415
Short % of Shares Out	3.47%
Short % of Float	5.32%
Short Ratio (days to cover)	12.16

Income Statement

In the last 12 months, MFIN had revenue of $353.31 million and earned $43.04 million in profits. Earnings per share was $1.78.

Revenue	353.31M
Gross Profit	263.49M
Operating Income	178.31M
Pretax Income	79.89M
Net Income	43.04M
EBITDA	186.64M
EBIT	178.31M
Earnings Per Share (EPS)	$1.78

Full Income Statement

Balance Sheet

The company has $201.56 million in cash and $2.40 billion in debt, giving a net cash position of -$2.20 billion or -$96.63 per share.

Cash & Cash Equivalents	201.56M
Total Debt	2.40B
Net Cash	-2.20B
Net Cash Per Share	-$96.63
Equity (Book Value)	508.05M
Book Value Per Share	18.11
Working Capital	2.55B

Full Balance Sheet

Cash Flow

Operating Cash Flow	126.28M
Capital Expenditures	n/a
Depreciation & Amortization	8.32M
Net Borrowing	n/a
Free Cash Flow	126.28M
FCF Per Share	$5.54

Full Cash Flow Statement

Margins

Gross margin is 74.58%, with operating and profit margins of 50.47% and 12.18%.

Gross Margin	74.58%
Operating Margin	50.47%
Pretax Margin	22.61%
Profit Margin	12.18%
EBITDA Margin	52.82%
EBIT Margin	50.47%
FCF Margin	35.74%

Dividends & Yields

This stock pays an annual dividend of $0.48, which amounts to a dividend yield of 5.10%.

Dividend Per Share	$0.48
Dividend Yield	5.10%
Dividend Growth (YoY)	14.29%
Years of Dividend Growth	3
Payout Ratio	26.97%
Buyback Yield	-2.72%
Shareholder Yield	2.38%
Earnings Yield	20.08%
FCF Yield	58.92%

Dividend Details

Analyst Forecast

The average price target for MFIN is $12.00, which is 27.52% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$12.00
Price Target Difference	27.52%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

MFIN has an Altman Z-Score of 1.48 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score	1.48
Piotroski F-Score	6