Midland States Bancorp, Inc. (MSBI)
NASDAQ: MSBI · Real-Time Price · USD
25.98
+0.14 (0.54%)
At close: Apr 28, 2026, 4:00 PM EDT
25.98
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Midland States Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 303.72 | 317.05 | 367.82 | 380.36 | 288.06 | 217.51 | Upgrade
|
| Interest Income on Investments | 70.82 | 70.82 | 58.31 | 36.74 | 24.65 | 20.31 | Upgrade
|
| Total Interest Income | 374.53 | 387.87 | 426.13 | 417.1 | 312.72 | 237.82 | Upgrade
|
| Interest Paid on Deposits | 111.81 | 124.27 | 160.68 | 136.95 | 36.06 | 10.96 | Upgrade
|
| Interest Paid on Borrowings | 26.79 | 26.79 | 29.11 | 31.33 | 19.96 | 19.19 | Upgrade
|
| Total Interest Expense | 138.6 | 151.06 | 189.78 | 168.28 | 56.02 | 30.14 | Upgrade
|
| Net Interest Income | 235.93 | 236.8 | 236.35 | 248.82 | 256.7 | 207.68 | Upgrade
|
| Net Interest Income Growth (YoY) | 0.45% | 0.19% | -5.01% | -3.07% | 23.60% | 4.29% | Upgrade
|
| Trust Income | 31.92 | 31.02 | 28.7 | 25.57 | 25.71 | 26.81 | Upgrade
|
| Mortgage Banking Activities | 2.81 | 2.86 | 2.42 | 1.9 | 1.51 | 5.53 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | - | -3.25 | -0.22 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.72 | 0.01 | -0.23 | -9.37 | -0.23 | 4.73 | Upgrade
|
| Other Non-Interest Income | 45.66 | 40.46 | 94.47 | 84.02 | 113.91 | 31.12 | Upgrade
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| Total Non-Interest Income | 92.54 | 88.18 | 138.51 | 114.11 | 147.88 | 77.21 | Upgrade
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| Non-Interest Income Growth (YoY) | -21.86% | -36.34% | 21.39% | -22.84% | 91.53% | 7.39% | Upgrade
|
| Revenues Before Loan Losses | 328.47 | 324.98 | 374.86 | 362.93 | 404.58 | 284.88 | Upgrade
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| Provision for Loan Losses | 54 | 59.85 | 120.33 | 82.56 | 76.76 | 3.39 | Upgrade
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| Revenue | 274.47 | 265.14 | 254.52 | 280.37 | 327.81 | 281.49 | Upgrade
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| Revenue Growth (YoY) | 13.39% | 4.17% | -9.22% | -14.47% | 16.46% | 24.19% | Upgrade
|
| Salaries and Employee Benefits | 101.23 | 101.49 | 90.61 | 90.95 | 88.09 | 84.95 | Upgrade
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| Occupancy Expenses | 15.32 | 15.28 | 14.8 | 14.49 | 13.34 | 13.47 | Upgrade
|
| Federal Deposit Insurance | 7.2 | 8.14 | 5.28 | 4.78 | 3.34 | 3.35 | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.03 | 3.22 | 4.01 | 4.76 | 5.41 | 5.86 | Upgrade
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| Selling, General & Administrative | 49.59 | 49.94 | 46.29 | 42.22 | 40.67 | 45.15 | Upgrade
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| Other Non-Interest Expense | 27.04 | 23.95 | 30.35 | 35.56 | 39.12 | 12.28 | Upgrade
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| Total Non-Interest Expense | 226.74 | 225.34 | 196.9 | 193.08 | 195.16 | 166.31 | Upgrade
|
| EBT Excluding Unusual Items | 47.73 | 39.79 | 57.63 | 87.29 | 132.65 | 115.18 | Upgrade
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| Asset Writedown | -0.68 | -0.68 | -7.86 | - | -1.26 | -7.53 | Upgrade
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| Legal Settlements | - | - | -3.1 | - | - | - | Upgrade
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| Other Unusual Items | - | - | 0.23 | 0.68 | - | -8.54 | Upgrade
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| Pretax Income | 47.05 | -114.87 | 46.9 | 87.96 | 131.39 | 99.11 | Upgrade
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| Income Tax Expense | 11.89 | 9.41 | 8.86 | 26.81 | 31.15 | 17.8 | Upgrade
|
| Net Income | 35.16 | -124.28 | 38.04 | 61.16 | 100.24 | 81.32 | Upgrade
|
| Preferred Dividends & Other Adjustments | 9.45 | 9.45 | 9.4 | 9.56 | 4.29 | 0.82 | Upgrade
|
| Net Income to Common | 25.71 | -133.73 | 28.65 | 51.59 | 95.95 | 80.49 | Upgrade
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| Net Income Growth | - | - | -37.79% | -38.99% | 23.27% | 260.82% | Upgrade
|
| Basic Shares Outstanding | 22 | 22 | 22 | 22 | 22 | 22 | Upgrade
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| Diluted Shares Outstanding | 22 | 22 | 22 | 22 | 22 | 23 | Upgrade
|
| Shares Change (YoY) | -0.13% | 0.44% | -1.75% | -1.21% | -0.67% | -3.42% | Upgrade
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| EPS (Basic) | 1.18 | -6.12 | 1.32 | 2.33 | 4.29 | 3.58 | Upgrade
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| EPS (Diluted) | 1.18 | -6.12 | 1.32 | 2.33 | 4.28 | 3.57 | Upgrade
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| EPS Growth | - | - | -43.42% | -45.62% | 20.01% | 275.79% | Upgrade
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| Dividend Per Share | 0.950 | 1.260 | 1.240 | 1.200 | 1.160 | 1.120 | Upgrade
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| Dividend Growth | -23.39% | 1.61% | 3.33% | 3.45% | 3.57% | 4.67% | Upgrade
|
| Effective Tax Rate | 25.27% | - | 18.88% | 30.48% | 23.71% | 17.95% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.