MVB Financial Statistics

Total Valuation

MVB Financial has a market cap or net worth of $341.03 million. The enterprise value is $195.15 million.

Market Cap	341.03M
Enterprise Value	195.15M

Important Dates

The next confirmed earnings date is Wednesday, April 29, 2026, after market close.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	Feb 27, 2026

Share Statistics

MVB Financial has 12.84 million shares outstanding. The number of shares has decreased by -0.24% in one year.

Current Share Class	12.84M
Shares Outstanding	12.84M
Shares Change (YoY)	-0.24%
Shares Change (QoQ)	+0.55%
Owned by Insiders (%)	9.79%
Owned by Institutions (%)	54.40%
Float	11.59M

Valuation Ratios

The trailing PE ratio is 12.89 and the forward PE ratio is 14.61.

PE Ratio	12.89
Forward PE	14.61
PS Ratio	2.15
Forward PS	2.12
PB Ratio	1.01
P/TBV Ratio	1.02
P/FCF Ratio	161.40
P/OCF Ratio	84.66
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	7.24
EV / Sales	1.23
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	92.36

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	50.22
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.42%.

Return on Equity (ROE)	8.42%
Return on Assets (ROA)	0.84%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.97%
Revenue Per Employee	$392,762
Profits Per Employee	$66,849
Employee Count	403
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MVB Financial has paid $9.93 million in taxes.

Income Tax	9.93M
Effective Tax Rate	26.94%

Stock Price Statistics

The stock price has increased by +59.46% in the last 52 weeks. The beta is 0.89, so MVB Financial's price volatility has been lower than the market average.

Beta (5Y)	0.89
52-Week Price Change	+59.46%
50-Day Moving Average	26.04
200-Day Moving Average	25.81
Relative Strength Index (RSI)	56.80
Average Volume (20 Days)	28,670

Short Selling Information

The latest short interest is 241,094, so 1.88% of the outstanding shares have been sold short.

Short Interest	241,094
Short Previous Month	251,098
Short % of Shares Out	1.88%
Short % of Float	2.08%
Short Ratio (days to cover)	6.78

Income Statement

In the last 12 months, MVB Financial had revenue of $158.28 million and earned $26.94 million in profits. Earnings per share was $2.06.

Revenue	158.28M
Gross Profit	158.28M
Operating Income	39.84M
Pretax Income	36.85M
Net Income	26.94M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.06

Full Income Statement

Balance Sheet

The company has $252.00 million in cash and $106.12 million in debt, giving a net cash position of $145.88 million or $11.36 per share.

Cash & Cash Equivalents	252.00M
Total Debt	106.12M
Net Cash	145.88M
Net Cash Per Share	$11.36
Equity (Book Value)	333.97M
Book Value Per Share	26.26
Working Capital	-2.58B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $4.03 million and capital expenditures -$1.92 million, giving a free cash flow of $2.11 million.

Operating Cash Flow	4.03M
Capital Expenditures	-1.92M
Depreciation & Amortization	n/a
Net Borrowing	580,000
Free Cash Flow	2.11M
FCF Per Share	$0.16

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	25.17%
Pretax Margin	23.28%
Profit Margin	17.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	1.33%

Dividends & Yields

This stock pays an annual dividend of $0.68, which amounts to a dividend yield of 2.61%.

Dividend Per Share	$0.68
Dividend Yield	2.61%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	33.01%
Buyback Yield	0.24%
Shareholder Yield	2.85%
Earnings Yield	7.90%
FCF Yield	0.62%

Dividend Details

Analyst Forecast

The average price target for MVB Financial is $29.50, which is 11.11% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$29.50
Price Target Difference	11.11%
Analyst Consensus	Strong Buy
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on April 2, 2014. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 2, 2014
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3