Navient Corporation (NAVI)
NASDAQ: NAVI · Real-Time Price · USD
7.95
-0.35 (-4.22%)
Mar 9, 2026, 1:37 PM EDT - Market open
Navient Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 3,108 | 3,809 | 4,419 | 3,223 | 2,648 | Upgrade
|
| Total Interest Expense | 2,619 | 3,203 | 3,546 | 1,972 | 1,286 | Upgrade
|
| Net Interest Income | 489 | 606 | 873 | 1,251 | 1,362 | Upgrade
|
| Gain (Loss) on Sale of Loans & Receivables | - | - | - | - | 78 | Upgrade
|
| Other Revenue | 70 | 301 | 342 | 409 | 603 | Upgrade
|
| Revenue Before Loan Losses | 610 | 961 | 1,279 | 1,737 | 2,211 | Upgrade
|
| Provision for Loan Losses | 280 | 113 | 123 | 79 | -61 | Upgrade
|
| Revenue | 330 | 848 | 1,156 | 1,658 | 2,272 | Upgrade
|
| Revenue Growth (YoY) | -61.09% | -26.64% | -30.28% | -27.02% | 48.21% | Upgrade
|
| Salaries & Employee Benefits | 149 | 316 | 401 | 444 | 569 | Upgrade
|
| Other Operating Expenses | 272 | 364 | 399 | 332 | 638 | Upgrade
|
| Total Operating Expenses | 424 | 688 | 810 | 795 | 1,237 | Upgrade
|
| Operating Income | -94 | 160 | 346 | 863 | 1,035 | Upgrade
|
| EBT Excluding Unusual Items | -94 | 160 | 346 | 863 | 1,035 | Upgrade
|
| Restructuring Charges | -17 | -39 | -25 | -36 | -26 | Upgrade
|
| Impairment of Goodwill | - | -137 | - | - | - | Upgrade
|
| Other Unusual Items | - | - | -8 | - | -73 | Upgrade
|
| Pretax Income | -111 | 174 | 313 | 827 | 936 | Upgrade
|
| Income Tax Expense | -31 | 43 | 85 | 182 | 219 | Upgrade
|
| Earnings From Continuing Ops. | -80 | 131 | 228 | 645 | 717 | Upgrade
|
| Net Income | -80 | 131 | 228 | 645 | 717 | Upgrade
|
| Net Income to Common | -80 | 131 | 228 | 645 | 717 | Upgrade
|
| Net Income Growth | - | -42.54% | -64.65% | -10.04% | 74.03% | Upgrade
|
| Shares Outstanding (Basic) | 99 | 109 | 122 | 142 | 170 | Upgrade
|
| Shares Outstanding (Diluted) | 99 | 111 | 123 | 144 | 172 | Upgrade
|
| Shares Change (YoY) | -10.81% | -9.76% | -14.58% | -16.28% | -11.79% | Upgrade
|
| EPS (Basic) | -0.81 | 1.20 | 1.87 | 4.54 | 4.22 | Upgrade
|
| EPS (Diluted) | -0.81 | 1.18 | 1.85 | 4.49 | 4.18 | Upgrade
|
| EPS Growth | - | -36.22% | -58.80% | 7.42% | 97.17% | Upgrade
|
| Dividend Per Share | 0.640 | 0.640 | 0.640 | 0.640 | 0.640 | Upgrade
|
| Operating Margin | -28.48% | 18.87% | 29.93% | 52.05% | 45.55% | Upgrade
|
| Profit Margin | -24.24% | 15.45% | 19.72% | 38.90% | 31.56% | Upgrade
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| Effective Tax Rate | - | 24.71% | 27.16% | 22.01% | 23.40% | Upgrade
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Source: S&P Capital IQ. Financial Services template. Financial Sources.