Navient Statistics

Total Valuation

Navient has a market cap or net worth of $817.71 million. The enterprise value is $45.36 billion.

Market Cap	817.71M
Enterprise Value	45.36B

Important Dates

The next estimated earnings date is Wednesday, July 29, 2026, before market open.

Earnings Date	Jul 29, 2026
Ex-Dividend Date	Jun 5, 2026

Share Statistics

Navient has 93.99 million shares outstanding. The number of shares has decreased by -9.95% in one year.

Current Share Class	93.99M
Shares Outstanding	93.99M
Shares Change (YoY)	-9.95%
Shares Change (QoQ)	-1.03%
Owned by Insiders (%)	2.24%
Owned by Institutions (%)	70.36%
Float	62.42M

Valuation Ratios

PE Ratio	n/a
Forward PE	11.86
PS Ratio	2.49
Forward PS	1.37
PB Ratio	0.34
P/TBV Ratio	0.42
P/FCF Ratio	n/a
P/OCF Ratio	2.53
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	137.88
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 7.86, with a Debt / Equity ratio of 19.00.

Current Ratio	7.86
Quick Ratio	7.60
Debt / Equity	19.00
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -2.46% and return on invested capital (ROIC) is -0.13%.

Return on Equity (ROE)	-2.46%
Return on Assets (ROA)	-0.12%
Return on Invested Capital (ROIC)	-0.13%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.19%
Revenue Per Employee	$491,045
Profits Per Employee	-$91,045
Employee Count	670
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

Income Tax	-13.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -38.56% in the last 52 weeks. The beta is 1.22, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.22
52-Week Price Change	-38.56%
50-Day Moving Average	8.41
200-Day Moving Average	10.50
Relative Strength Index (RSI)	60.72
Average Volume (20 Days)	1,496,935

Short Selling Information

The latest short interest is 10.18 million, so 10.83% of the outstanding shares have been sold short.

Short Interest	10.18M
Short Previous Month	9.83M
Short % of Shares Out	10.83%
Short % of Float	16.30%
Short Ratio (days to cover)	8.36

Income Statement

In the last 12 months, Navient had revenue of $329.00 million and -$61.00 million in losses. Loss per share was -$0.64.

Revenue	329.00M
Gross Profit	329.00M
Operating Income	-60.00M
Pretax Income	-74.00M
Net Income	-61.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.64

Full Income Statement

Balance Sheet

The company has $657.00 million in cash and $45.20 billion in debt, giving a net cash position of -$44.54 billion or -$473.93 per share.

Cash & Cash Equivalents	657.00M
Total Debt	45.20B
Net Cash	-44.54B
Net Cash Per Share	-$473.93
Equity (Book Value)	2.38B
Book Value Per Share	25.31
Working Capital	40.91B

Full Balance Sheet

Cash Flow

Operating Cash Flow	323.00M
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	-2.93B
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -18.24% and -18.54%.

Gross Margin	100.00%
Operating Margin	-18.24%
Pretax Margin	-22.49%
Profit Margin	-18.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 7.36%.

Dividend Per Share	$0.64
Dividend Yield	7.36%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	9.95%
Shareholder Yield	17.31%
Earnings Yield	-7.46%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Navient is $9.44, which is 8.51% higher than the current price. The consensus rating is "Hold".

Price Target	$9.44
Price Target Difference	8.51%
Analyst Consensus	Hold
Analyst Count	8
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 23, 2003
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3