Navient Statistics

Total Valuation

Navient has a market cap or net worth of $861.88 million. The enterprise value is $45.96 billion.

Market Cap	861.88M
Enterprise Value	45.96B

Important Dates

The next confirmed earnings date is Wednesday, April 29, 2026, before market open.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	Mar 6, 2026

Share Statistics

Navient has 93.99 million shares outstanding. The number of shares has decreased by -10.81% in one year.

Current Share Class	93.99M
Shares Outstanding	93.99M
Shares Change (YoY)	-10.81%
Shares Change (QoQ)	-1.02%
Owned by Insiders (%)	2.34%
Owned by Institutions (%)	67.76%
Float	62.32M

Valuation Ratios

PE Ratio	n/a
Forward PE	13.24
PS Ratio	2.60
Forward PS	1.45
PB Ratio	0.35
P/TBV Ratio	0.44
P/FCF Ratio	n/a
P/OCF Ratio	1.94
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	139.28
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 9.24, with a Debt / Equity ratio of 19.09.

Current Ratio	9.24
Quick Ratio	8.95
Debt / Equity	19.09
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -3.17% and return on invested capital (ROIC) is -0.19%.

Return on Equity (ROE)	-3.17%
Return on Assets (ROA)	-0.16%
Return on Invested Capital (ROIC)	-0.19%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	0.21%
Revenue Per Employee	$492,537
Profits Per Employee	-$119,403
Employee Count	670
Asset Turnover	0.01
Inventory Turnover	n/a

Taxes

Income Tax	-31.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -22.49% in the last 52 weeks. The beta is 1.29, so Navient's price volatility has been higher than the market average.

Beta (5Y)	1.29
52-Week Price Change	-22.49%
50-Day Moving Average	8.54
200-Day Moving Average	11.56
Relative Strength Index (RSI)	63.83
Average Volume (20 Days)	878,160

Short Selling Information

The latest short interest is 9.02 million, so 9.60% of the outstanding shares have been sold short.

Short Interest	9.02M
Short Previous Month	8.83M
Short % of Shares Out	9.60%
Short % of Float	14.48%
Short Ratio (days to cover)	9.61

Income Statement

In the last 12 months, Navient had revenue of $330.00 million and -$80.00 million in losses. Loss per share was -$0.81.

Revenue	330.00M
Gross Profit	330.00M
Operating Income	-94.00M
Pretax Income	-111.00M
Net Income	-80.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$0.81

Full Income Statement

Balance Sheet

The company has $679.00 million in cash and $45.79 billion in debt, giving a net cash position of -$45.11 billion or -$479.91 per share.

Cash & Cash Equivalents	679.00M
Total Debt	45.79B
Net Cash	-45.11B
Net Cash Per Share	-$479.91
Equity (Book Value)	2.40B
Book Value Per Share	25.12
Working Capital	42.45B

Full Balance Sheet

Cash Flow

Operating Cash Flow	441.00M
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	-3.07B
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross margin is 100.00%, with operating and profit margins of -28.48% and -24.24%.

Gross Margin	100.00%
Operating Margin	-28.48%
Pretax Margin	-33.64%
Profit Margin	-24.24%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 6.98%.

Dividend Per Share	$0.64
Dividend Yield	6.98%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	10.81%
Shareholder Yield	17.82%
Earnings Yield	-9.33%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Navient is $10.29, which is 12.21% higher than the current price. The consensus rating is "Sell".

Price Target	$10.29
Price Target Difference	12.21%
Analyst Consensus	Sell
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on June 23, 2003. It was a forward split with a ratio of 3:1.

Last Split Date	Jun 23, 2003
Split Type	Forward
Split Ratio	3:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3