NMI Holdings, Inc. (NMIH)
NASDAQ: NMIH · Real-Time Price · USD
38.29
-0.41 (-1.06%)
Mar 6, 2026, 4:00 PM EST - Market closed

NMI Holdings Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Net Income
388.93360.11322.11292.9231.13
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Depreciation & Amortization
11.2611.9411.5411.8711.23
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Other Amortization
2.422.211.961.851.86
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Gain (Loss) on Sale of Investments
-4.52-1.10.515.246
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Stock-Based Compensation
20.1919.8116.9115.4316.68
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Change in Accounts Receivable
-3.46-6.35-6.78-9.32-10.58
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Reinsurance Recoverable
-6.32-4.75-5.93-1.27-2.71
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Change in Accounts Payable
-2.1716.4510.391.3916.91
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Change in Unearned Revenue
-18.56-27.08-30.74-16.220.42
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Change in Income Taxes
-78.08-86.89-80.88-65.17-42.85
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Change in Insurance Reserves / Liabilities
44.3628.124.14-3.7212.98
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Change in Other Net Operating Assets
-6.47-5.09-6.82-3.91-2.94
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Other Operating Activities
71.7787.6690.5983.2864.94
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Operating Cash Flow
419.3393.6342.68313.39325.72
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Operating Cash Flow Growth
6.53%14.86%9.35%-3.78%28.95%
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Capital Expenditures
-6.78-6.91-9.37-10.57-12.24
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Investment in Securities
-309.69-332.38-190.63-279.21-361.94
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Investing Cash Flow
-316.47-339.29-200-289.79-374.18
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Long-Term Debt Issued
-419.71---
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Total Debt Repaid
--405.08---
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Net Debt Issued (Repaid)
-14.63---
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Issuance of Common Stock
2.884.2910.555.964.7
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Repurchases of Common Stock
-116.08-107.83-100.97-61.79-5.43
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Other Financing Activities
--7.79---1.11
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Financing Cash Flow
-113.2-96.7-90.42-55.83-1.83
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Net Cash Flow
-10.37-42.3852.26-32.22-50.29
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Free Cash Flow
412.52386.7333.31302.82313.48
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Free Cash Flow Growth
6.68%16.02%10.07%-3.40%30.38%
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Free Cash Flow Margin
58.39%59.40%57.57%57.86%64.63%
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Free Cash Flow Per Share
5.224.763.983.523.61
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Cash Interest Paid
31.4514.0129.529.529.5
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Cash Income Tax Paid
42.3620.030.02-0.02-0.46
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Levered Free Cash Flow
267.06176.54333.21-6.65142.31
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Unlevered Free Cash Flow
282.44197.39351.3811.6160.32
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Change in Working Capital
-70.74-87.03-100.95-97.17-6.13
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Source: S&P Capital IQ. Insurance template. Financial Sources.