NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $3.09 billion. The enterprise value is $3.44 billion.
Important Dates
The next estimated earnings date is Tuesday, July 28, 2026, after market close.
| Earnings Date | Jul 28, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 75.97 million shares outstanding. The number of shares has decreased by -2.83% in one year.
| Current Share Class | 75.97M |
| Shares Outstanding | 75.97M |
| Shares Change (YoY) | -2.83% |
| Shares Change (QoQ) | -0.99% |
| Owned by Insiders (%) | 1.85% |
| Owned by Institutions (%) | 99.69% |
| Float | 74.53M |
Valuation Ratios
The trailing PE ratio is 8.26 and the forward PE ratio is 7.85. NMI Holdings's PEG ratio is 1.39.
| PE Ratio | 8.26 |
| Forward PE | 7.85 |
| PS Ratio | 4.31 |
| Forward PS | 4.09 |
| PB Ratio | 1.18 |
| P/TBV Ratio | 1.17 |
| P/FCF Ratio | 7.21 |
| P/OCF Ratio | 7.11 |
| PEG Ratio | 1.39 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.46, with an EV/FCF ratio of 8.04.
| EV / Earnings | 8.92 |
| EV / Sales | 4.80 |
| EV / EBITDA | 6.46 |
| EV / EBIT | 6.59 |
| EV / FCF | 8.04 |
Financial Position
The company has a current ratio of 1.81, with a Debt / Equity ratio of 0.16.
| Current Ratio | 1.81 |
| Quick Ratio | 0.51 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | 0.80 |
| Debt / FCF | 0.99 |
| Interest Coverage | 18.32 |
Financial Efficiency
Return on equity (ROE) is 15.57% and return on invested capital (ROIC) is 13.43%.
| Return on Equity (ROE) | 15.57% |
| Return on Assets (ROA) | 8.86% |
| Return on Invested Capital (ROIC) | 13.43% |
| Return on Capital Employed (ROCE) | 14.70% |
| Weighted Average Cost of Capital (WACC) | 7.09% |
| Revenue Per Employee | $3.19M |
| Profits Per Employee | $1.71M |
| Employee Count | 225 |
| Asset Turnover | 0.19 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $107.68 million in taxes.
| Income Tax | 107.68M |
| Effective Tax Rate | 21.82% |
Stock Price Statistics
The stock price has decreased by -2.85% in the last 52 weeks. The beta is 0.56, so NMI Holdings's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | -2.85% |
| 50-Day Moving Average | 38.08 |
| 200-Day Moving Average | 38.29 |
| Relative Strength Index (RSI) | 71.61 |
| Average Volume (20 Days) | 694,195 |
Short Selling Information
The latest short interest is 1.81 million, so 2.39% of the outstanding shares have been sold short.
| Short Interest | 1.81M |
| Short Previous Month | 1.75M |
| Short % of Shares Out | 2.39% |
| Short % of Float | 2.43% |
| Short Ratio (days to cover) | 2.95 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $716.67 million and earned $385.70 million in profits. Earnings per share was $4.92.
| Revenue | 716.67M |
| Gross Profit | 544.77M |
| Operating Income | 521.86M |
| Pretax Income | 493.38M |
| Net Income | 385.70M |
| EBITDA | 532.71M |
| EBIT | 521.86M |
| Earnings Per Share (EPS) | $4.92 |
Full Income StatementBalance Sheet
The company has $96.06 million in cash and $425.61 million in debt, giving a net cash position of -$354.93 million or -$4.67 per share.
| Cash & Cash Equivalents | 96.06M |
| Total Debt | 425.61M |
| Net Cash | -354.93M |
| Net Cash Per Share | -$4.67 |
| Equity (Book Value) | 2.63B |
| Book Value Per Share | 34.57 |
| Working Capital | 292.89M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $434.24 million and capital expenditures -$6.18 million, giving a free cash flow of $428.06 million.
| Operating Cash Flow | 434.24M |
| Capital Expenditures | -6.18M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 428.06M |
| FCF Per Share | $5.63 |
Full Cash Flow StatementMargins
Gross margin is 76.01%, with operating and profit margins of 72.82% and 53.82%.
| Gross Margin | 76.01% |
| Operating Margin | 72.82% |
| Pretax Margin | 68.84% |
| Profit Margin | 53.82% |
| EBITDA Margin | 74.33% |
| EBIT Margin | 72.82% |
| FCF Margin | 59.73% |