NMI Holdings Statistics
Total Valuation
NMI Holdings has a market cap or net worth of $3.16 billion. The enterprise value is $3.58 billion.
Important Dates
The next confirmed earnings date is Thursday, April 30, 2026, after market close.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
NMI Holdings has 76.16 million shares outstanding. The number of shares has decreased by -2.75% in one year.
| Current Share Class | 76.16M |
| Shares Outstanding | 76.16M |
| Shares Change (YoY) | -2.75% |
| Shares Change (QoQ) | -0.79% |
| Owned by Insiders (%) | 1.78% |
| Owned by Institutions (%) | 98.17% |
| Float | 74.77M |
Valuation Ratios
The trailing PE ratio is 8.44 and the forward PE ratio is 8.09. NMI Holdings's PEG ratio is 1.20.
| PE Ratio | 8.44 |
| Forward PE | 8.09 |
| PS Ratio | 4.52 |
| Forward PS | 4.97 |
| PB Ratio | 1.22 |
| P/TBV Ratio | 1.23 |
| P/FCF Ratio | 7.74 |
| P/OCF Ratio | 7.62 |
| PEG Ratio | 1.20 |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 6.63, with an EV/FCF ratio of 8.67.
| EV / Earnings | 9.20 |
| EV / Sales | 5.06 |
| EV / EBITDA | 6.63 |
| EV / EBIT | 6.77 |
| EV / FCF | 8.67 |
Financial Position
The company has a current ratio of 1.97, with a Debt / Equity ratio of 0.16.
| Current Ratio | 1.97 |
| Quick Ratio | 0.63 |
| Debt / Equity | 0.16 |
| Debt / EBITDA | 0.79 |
| Debt / FCF | 1.03 |
| Interest Coverage | 18.55 |
Financial Efficiency
Return on equity (ROE) is 16.17% and return on invested capital (ROIC) is 13.80%.
| Return on Equity (ROE) | 16.17% |
| Return on Assets (ROA) | 9.18% |
| Return on Invested Capital (ROIC) | 13.80% |
| Return on Capital Employed (ROCE) | 15.12% |
| Weighted Average Cost of Capital (WACC) | 7.49% |
| Revenue Per Employee | $3.14M |
| Profits Per Employee | $1.73M |
| Employee Count | 225 |
| Asset Turnover | 0.20 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NMI Holdings has paid $110.88 million in taxes.
| Income Tax | 110.88M |
| Effective Tax Rate | 22.18% |
Stock Price Statistics
The stock price has increased by +24.28% in the last 52 weeks. The beta is 0.64, so NMI Holdings's price volatility has been lower than the market average.
| Beta (5Y) | 0.64 |
| 52-Week Price Change | +24.28% |
| 50-Day Moving Average | 38.67 |
| 200-Day Moving Average | 38.54 |
| Relative Strength Index (RSI) | 70.17 |
| Average Volume (20 Days) | 358,559 |
Short Selling Information
The latest short interest is 1.92 million, so 2.52% of the outstanding shares have been sold short.
| Short Interest | 1.92M |
| Short Previous Month | 1.88M |
| Short % of Shares Out | 2.52% |
| Short % of Float | 2.57% |
| Short Ratio (days to cover) | 4.47 |
Income Statement
In the last 12 months, NMI Holdings had revenue of $706.44 million and earned $388.93 million in profits. Earnings per share was $4.92.
| Revenue | 706.44M |
| Gross Profit | 551.17M |
| Operating Income | 528.28M |
| Pretax Income | 499.80M |
| Net Income | 388.93M |
| EBITDA | 539.54M |
| EBIT | 528.28M |
| Earnings Per Share (EPS) | $4.92 |
Full Income StatementBalance Sheet
The company has $130.56 million in cash and $425.54 million in debt, giving a net cash position of -$381.60 million or -$5.01 per share.
| Cash & Cash Equivalents | 130.56M |
| Total Debt | 425.54M |
| Net Cash | -381.60M |
| Net Cash Per Share | -$5.01 |
| Equity (Book Value) | 2.59B |
| Book Value Per Share | 33.98 |
| Working Capital | 336.01M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $419.30 million and capital expenditures -$6.78 million, giving a free cash flow of $412.52 million.
| Operating Cash Flow | 419.30M |
| Capital Expenditures | -6.78M |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | 412.52M |
| FCF Per Share | $5.42 |
Full Cash Flow StatementMargins
Gross margin is 78.02%, with operating and profit margins of 74.78% and 55.05%.
| Gross Margin | 78.02% |
| Operating Margin | 74.78% |
| Pretax Margin | 70.75% |
| Profit Margin | 55.05% |
| EBITDA Margin | 76.37% |
| EBIT Margin | 74.78% |
| FCF Margin | 58.39% |