Neptune Insurance Holdings Inc. (NP)

NYSE: NP · Real-Time Price · USD

26.63

+0.12 (0.45%)

At close: Apr 28, 2026, 4:00 PM EDT

26.63

0.00 (0.00%)

After-hours: Apr 28, 2026, 4:00 PM EDT

NP Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023
Revenue	167.99	159.55	119.3	84.87
Revenue Growth (YoY)	38.08%	33.74%	40.57%	-
Cost of Revenue	68.58	65.95	40.07	30.36
Gross Profit	99.41	93.6	79.23	54.51
Selling, General & Admin	11.63	10.02	7.76	6.9
Amortization of Goodwill & Intangibles	3.84	3.71	3.03	2.18
Operating Expenses	22.26	13.74	10.78	9.08
Operating Income	77.15	79.87	68.45	45.43
Interest Expense	-19.37	-18.24	-17.52	-21.33
Interest & Investment Income	0.92	0.92	0.88	0.31
Other Non Operating Income (Expenses)	-8.38	-8.91	-	-
EBT Excluding Unusual Items	50.32	53.64	51.81	24.41
Other Unusual Items	-	-	-5.43	-0.56
Pretax Income	50.32	53.64	46.38	23.86
Income Tax Expense	15.49	16.22	11.79	5.97
Net Income	34.82	37.41	34.59	17.89
Preferred Dividends & Other Adjustments	59.2	64.61	19.87	8.14
Net Income to Common	-24.37	-27.2	14.72	9.75
Net Income Growth	-10.91%	8.15%	93.40%	-
Shares Outstanding (Basic)	116	105	93	94
Shares Outstanding (Diluted)	116	105	93	94
Shares Change (YoY)	23.97%	11.95%	-0.18%	-
EPS (Basic)	-0.21	-0.26	0.16	0.10
EPS (Diluted)	-0.21	-0.26	0.16	0.10
EPS Growth	-	-	57.67%	-
Gross Margin	59.18%	58.67%	66.41%	64.23%
Operating Margin	45.92%	50.06%	57.37%	53.53%
Profit Margin	-14.51%	-17.04%	12.34%	11.49%
EBITDA	77.22	79.94	68.52	45.5
EBITDA Margin	45.97%	50.10%	57.43%	53.61%
D&A For EBITDA	0.07	0.07	0.07	0.07
EBIT	77.15	79.87	68.45	45.43
EBIT Margin	45.92%	50.06%	57.37%	53.53%
Effective Tax Rate	30.79%	30.25%	25.42%	25.03%
Advertising Expenses	-	1.86	1.6	1.57

Source: S&P Capital IQ. Standard template. Financial Sources.