Northpointe Bancshares Statistics
Total Valuation
NPB has a market cap or net worth of $653.94 million. The enterprise value is $1.92 billion.
Important Dates
The next confirmed earnings date is Tuesday, July 21, 2026, after market close.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Apr 15, 2026 |
Share Statistics
NPB has 34.58 million shares outstanding. The number of shares has increased by 29.90% in one year.
| Current Share Class | 30.61M |
| Shares Outstanding | 34.58M |
| Shares Change (YoY) | +29.90% |
| Shares Change (QoQ) | +0.48% |
| Owned by Insiders (%) | 37.17% |
| Owned by Institutions (%) | 58.09% |
| Float | 12.38M |
Valuation Ratios
The trailing PE ratio is 8.46 and the forward PE ratio is 6.80.
| PE Ratio | 8.46 |
| Forward PE | 6.80 |
| PS Ratio | 2.60 |
| Forward PS | 2.41 |
| PB Ratio | 1.11 |
| P/TBV Ratio | 1.11 |
| P/FCF Ratio | 26.48 |
| P/OCF Ratio | 23.73 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 24.48 |
| EV / Sales | 7.62 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 77.58 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 70.84 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.01%.
| Return on Equity (ROE) | 15.01% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | $512,255 |
| Profits Per Employee | $159,426 |
| Employee Count | 491 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, NPB has paid $28.91 million in taxes.
| Income Tax | 28.91M |
| Effective Tax Rate | 24.66% |
Stock Price Statistics
The stock price has increased by +40.07% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +40.07% |
| 50-Day Moving Average | 17.71 |
| 200-Day Moving Average | 17.48 |
| Relative Strength Index (RSI) | 67.26 |
| Average Volume (20 Days) | 188,697 |
Short Selling Information
The latest short interest is 501,200, so 1.45% of the outstanding shares have been sold short.
| Short Interest | 501,200 |
| Short Previous Month | 266,872 |
| Short % of Shares Out | 1.45% |
| Short % of Float | 4.05% |
| Short Ratio (days to cover) | 3.91 |
Income Statement
In the last 12 months, NPB had revenue of $251.52 million and earned $78.28 million in profits. Earnings per share was $2.24.
| Revenue | 251.52M |
| Gross Profit | 251.52M |
| Operating Income | 117.23M |
| Pretax Income | 117.23M |
| Net Income | 78.28M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.24 |
Full Income StatementBalance Sheet
The company has $487.62 million in cash and $1.75 billion in debt, giving a net cash position of -$1.26 billion or -$36.50 per share.
| Cash & Cash Equivalents | 487.62M |
| Total Debt | 1.75B |
| Net Cash | -1.26B |
| Net Cash Per Share | -$36.50 |
| Equity (Book Value) | 589.99M |
| Book Value Per Share | 17.10 |
| Working Capital | -4.82B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $27.56 million and capital expenditures -$2.86 million, giving a free cash flow of $24.70 million.
| Operating Cash Flow | 27.56M |
| Capital Expenditures | -2.86M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 347.90M |
| Free Cash Flow | 24.70M |
| FCF Per Share | $0.71 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 46.61% |
| Pretax Margin | 46.61% |
| Profit Margin | 35.11% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.82% |