NSTS Bancorp, Inc. (NSTS)
NASDAQ: NSTS · Real-Time Price · USD
12.60
0.00 (0.00%)
At close: Apr 28, 2026, 4:00 PM EDT
12.60
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:00 PM EDT
NSTS Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Interest Income on Loans | 7.45 | 6.79 | 4.36 | 3.62 | 3.57 | |
| Interest Income on Investments | 3.54 | 3.52 | 3.37 | 2.73 | 1.47 | |
| Total Interest Income | 10.99 | 10.3 | 7.73 | 6.35 | 5.04 | |
| Interest Paid on Deposits | 3.42 | 3 | 1.34 | 0.76 | 0.94 | |
| Interest Paid on Borrowings | 0.11 | 0.24 | 0.17 | - | - | |
| Total Interest Expense | 3.53 | 3.24 | 1.51 | 0.76 | 0.94 | |
| Net Interest Income | 7.46 | 7.06 | 6.22 | 5.58 | 4.1 | |
| Net Interest Income Growth (YoY) | 5.69% | 13.52% | 11.39% | 36.26% | -9.64% | |
| Gain (Loss) on Sale of Investments | - | - | -1.79 | - | 0.13 | |
| Other Non-Interest Income | 0.46 | 0.44 | 0.34 | 0.84 | 0.38 | |
| Total Non-Interest Income | 2.27 | 1.94 | -1.15 | 1.24 | 1.21 | |
| Non-Interest Income Growth (YoY) | 17.05% | - | - | 2.23% | -24.01% | |
| Revenues Before Loan Losses | 9.74 | 9 | 5.07 | 6.82 | 5.31 | |
| Provision for Loan Losses | -0.19 | 0.07 | 0.18 | -0.23 | -0.02 | |
| Revenue | 9.93 | 8.93 | 4.89 | 7.05 | 5.33 | |
| Revenue Growth (YoY) | 11.15% | 82.49% | -30.58% | 32.27% | -5.86% | |
| Salaries and Employee Benefits | 5.34 | 4.96 | 3.84 | 3.6 | 3.14 | |
| Occupancy Expenses | 0.88 | 0.78 | 0.74 | 0.66 | 0.67 | |
| Selling, General & Administrative | 2.95 | 3.02 | 2.46 | 1.83 | 1.17 | |
| Other Non-Interest Expense | 1.15 | 0.96 | 0.81 | 0.79 | 0.62 | |
| Total Non-Interest Expense | 10.31 | 9.72 | 7.85 | 6.88 | 5.6 | |
| EBT Excluding Unusual Items | -0.39 | -0.79 | -2.96 | 0.17 | -0.27 | |
| Pretax Income | -0.39 | -0.79 | -2.96 | 0.17 | -0.27 | |
| Income Tax Expense | - | - | 1 | 0.15 | -0.21 | |
| Net Income | -0.39 | -0.79 | -3.96 | 0.03 | -0.06 | |
| Net Income to Common | -0.39 | -0.79 | -3.96 | 0.03 | -0.06 | |
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | |
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | |
| Shares Change (YoY) | -0.49% | -1.86% | 5.82% | -12.39% | - | |
| EPS (Basic) | -0.08 | -0.16 | -0.79 | 0.01 | -0.01 | |
| EPS (Diluted) | -0.08 | -0.16 | -0.79 | 0.01 | -0.01 | |
| Effective Tax Rate | - | - | - | 84.39% | - | |
Source: S&P Capital IQ. Banks template.
Financial Sources.