Orange County Bancorp, Inc. (OBT)
NASDAQ: OBT · Real-Time Price · USD
31.94
-1.08 (-3.27%)
Mar 5, 2026, 4:00 PM EST - Market closed
Orange County Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 115.8 | 106.03 | 96.26 | 69.33 | 57.52 | Upgrade
|
| Interest Income on Investments | 19.19 | 21.2 | 21.51 | 14.9 | 6.91 | Upgrade
|
| Total Interest Income | 134.98 | 127.23 | 117.77 | 84.22 | 64.43 | Upgrade
|
| Interest Paid on Deposits | 27.23 | 27.87 | 19.52 | 4.46 | 2.88 | Upgrade
|
| Interest Paid on Borrowings | 3.69 | 7.59 | 9.86 | 1.68 | 1.09 | Upgrade
|
| Total Interest Expense | 30.93 | 35.46 | 29.38 | 6.14 | 3.97 | Upgrade
|
| Net Interest Income | 104.06 | 91.77 | 88.39 | 78.09 | 60.46 | Upgrade
|
| Net Interest Income Growth (YoY) | 13.39% | 3.82% | 13.19% | 29.15% | 24.05% | Upgrade
|
| Trust Income | 6.55 | 5.51 | 5.1 | 4.76 | 4.79 | Upgrade
|
| Gain (Loss) on Sale of Assets | 1.24 | - | - | - | - | Upgrade
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| Gain (Loss) on Sale of Investments | -0.57 | - | 0.11 | - | - | Upgrade
|
| Other Non-Interest Income | 14.56 | 9.45 | 7.41 | 6.54 | 6.68 | Upgrade
|
| Total Non-Interest Income | 23.15 | 15.97 | 13.42 | 12 | 12.1 | Upgrade
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| Non-Interest Income Growth (YoY) | 44.93% | 19.02% | 11.86% | -0.88% | 5.94% | Upgrade
|
| Revenues Before Loan Losses | 127.2 | 107.74 | 101.81 | 90.08 | 72.56 | Upgrade
|
| Provision for Loan Losses | 7.75 | 7.71 | 7.87 | 9.52 | 2.43 | Upgrade
|
| Revenue | 119.46 | 100.03 | 93.94 | 80.57 | 70.14 | Upgrade
|
| Revenue Growth (YoY) | 19.42% | 6.48% | 16.60% | 14.87% | 28.10% | Upgrade
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| Salaries and Employee Benefits | 38.02 | 34.66 | 31.32 | 27.37 | 22.42 | Upgrade
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| Occupancy Expenses | - | 1.66 | 1.68 | 1.41 | 1.38 | Upgrade
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| Federal Deposit Insurance | 1.32 | 1.31 | 1.4 | 1.41 | 1.2 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.29 | 0.29 | 0.29 | 0.29 | 0.29 | Upgrade
|
| Selling, General & Administrative | 23.31 | 20.26 | 17.69 | 16.25 | 15.39 | Upgrade
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| Other Non-Interest Expense | 4.97 | 7.04 | 4.42 | 3.57 | 2.78 | Upgrade
|
| Total Non-Interest Expense | 67.9 | 65.21 | 56.79 | 50.29 | 43.46 | Upgrade
|
| EBT Excluding Unusual Items | 51.56 | 34.82 | 37.15 | 30.28 | 26.68 | Upgrade
|
| Pretax Income | 51.56 | 34.82 | 37.15 | 30.28 | 26.68 | Upgrade
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| Income Tax Expense | 9.94 | 6.94 | 7.67 | 5.91 | 5.39 | Upgrade
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| Net Income | 41.61 | 27.88 | 29.48 | 24.36 | 21.29 | Upgrade
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| Net Income to Common | 41.61 | 27.88 | 29.48 | 24.36 | 21.29 | Upgrade
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| Net Income Growth | 49.24% | -5.41% | 21.00% | 14.45% | 82.27% | Upgrade
|
| Basic Shares Outstanding | 13 | 11 | 11 | 11 | 10 | Upgrade
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| Diluted Shares Outstanding | 13 | 11 | 11 | 11 | 10 | Upgrade
|
| Shares Change (YoY) | 10.67% | 0.40% | 0.13% | 13.14% | 10.21% | Upgrade
|
| EPS (Basic) | 3.33 | 2.47 | 2.62 | 2.17 | 2.14 | Upgrade
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| EPS (Diluted) | 3.33 | 2.47 | 2.62 | 2.17 | 2.14 | Upgrade
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| EPS Growth | 34.86% | -5.79% | 20.83% | 1.16% | 65.39% | Upgrade
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| Dividend Per Share | 0.570 | 0.470 | 0.460 | 0.415 | 0.400 | Upgrade
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| Dividend Growth | 21.28% | 2.17% | 10.84% | 3.75% | - | Upgrade
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| Effective Tax Rate | 19.28% | 19.92% | 20.65% | 19.53% | 20.21% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.