Orange County Bancorp Statistics

Total Valuation

OBT has a market cap or net worth of $486.30 million. The enterprise value is $320.97 million.

Market Cap	486.30M
Enterprise Value	320.97M

Important Dates

The last earnings date was Tuesday, April 28, 2026, after market close.

Earnings Date	Apr 28, 2026
Ex-Dividend Date	Mar 4, 2026

Share Statistics

OBT has 13.41 million shares outstanding. The number of shares has increased by 10.67% in one year.

Current Share Class	13.41M
Shares Outstanding	13.41M
Shares Change (YoY)	+10.67%
Shares Change (QoQ)	+0.02%
Owned by Insiders (%)	12.08%
Owned by Institutions (%)	54.12%
Float	10.73M

Valuation Ratios

The trailing PE ratio is 10.90 and the forward PE ratio is 10.68.

PE Ratio	10.90
Forward PE	10.68
PS Ratio	4.07
Forward PS	3.56
PB Ratio	1.71
P/TBV Ratio	1.75
P/FCF Ratio	11.77
P/OCF Ratio	11.09
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	7.71
EV / Sales	2.69
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.77

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.94
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 17.71%.

Return on Equity (ROE)	17.71%
Return on Assets (ROA)	1.61%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.15%
Revenue Per Employee	$508,323
Profits Per Employee	$177,081
Employee Count	235
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OBT has paid $9.94 million in taxes.

Income Tax	9.94M
Effective Tax Rate	19.28%

Stock Price Statistics

The stock price has increased by +56.20% in the last 52 weeks. The beta is 0.43, so OBT's price volatility has been lower than the market average.

Beta (5Y)	0.43
52-Week Price Change	+56.20%
50-Day Moving Average	33.36
200-Day Moving Average	28.68
Relative Strength Index (RSI)	68.58
Average Volume (20 Days)	82,690

Short Selling Information

The latest short interest is 71,132, so 0.53% of the outstanding shares have been sold short.

Short Interest	71,132
Short Previous Month	92,346
Short % of Shares Out	0.53%
Short % of Float	0.66%
Short Ratio (days to cover)	0.90

Income Statement

In the last 12 months, OBT had revenue of $119.46 million and earned $41.61 million in profits. Earnings per share was $3.33.

Revenue	119.46M
Gross Profit	119.46M
Operating Income	53.16M
Pretax Income	51.56M
Net Income	41.61M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.33

Full Income Statement

Balance Sheet

The company has $204.23 million in cash and $38.90 million in debt, giving a net cash position of $165.33 million or $12.33 per share.

Cash & Cash Equivalents	204.23M
Total Debt	38.90M
Net Cash	165.33M
Net Cash Per Share	$12.33
Equity (Book Value)	284.36M
Book Value Per Share	21.27
Working Capital	-2.12B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $43.85 million and capital expenditures -$2.52 million, giving a free cash flow of $41.33 million.

Operating Cash Flow	43.85M
Capital Expenditures	-2.52M
Depreciation & Amortization	n/a
Net Borrowing	-108.95M
Free Cash Flow	41.33M
FCF Per Share	$3.08

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	44.50%
Pretax Margin	43.16%
Profit Margin	34.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.60%

Dividends & Yields

This stock pays an annual dividend of $0.72, which amounts to a dividend yield of 1.99%.

Dividend Per Share	$0.72
Dividend Yield	1.99%
Dividend Growth (YoY)	27.84%
Years of Dividend Growth	4
Payout Ratio	18.64%
Buyback Yield	-10.67%
Shareholder Yield	-8.68%
Earnings Yield	8.56%
FCF Yield	8.50%

Dividend Details

Analyst Forecast

The average price target for OBT is $36.00, which is -0.74% lower than the current price. The consensus rating is "Buy".

Price Target	$36.00
Price Target Difference	-0.74%
Analyst Consensus	Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 13, 2025. It was a forward split with a ratio of 2:1.

Last Split Date	Jan 13, 2025
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4