Orange County Bancorp, Inc. (OBT)
NASDAQ: OBT · Real-Time Price · USD
31.44
-0.03 (-0.08%)
At close: Mar 9, 2026, 4:00 PM EDT
31.44
0.00 (0.00%)
After-hours: Mar 9, 2026, 4:10 PM EDT
Orange County Bancorp Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | - | 27.88 | 29.48 | 24.36 | 21.29 | |
| Depreciation & Amortization | - | 1.95 | 1.97 | 1.69 | 1.66 | |
| Other Amortization | - | 0.07 | 0.07 | 0.07 | 0.07 | |
| Gain (Loss) on Sale of Investments | - | 1.09 | 1.13 | 1.67 | 2.03 | |
| Provision for Credit Losses | - | 7.71 | 7.87 | 9.52 | 2.43 | |
| Accrued Interest Receivable | - | -0.75 | 0.39 | 0.32 | -0.35 | |
| Change in Other Net Operating Assets | - | -2.12 | 6.63 | -2.31 | -0.56 | |
| Other Operating Activities | - | -0.75 | -0.88 | -1.91 | -1.2 | |
| Operating Cash Flow | - | 34.6 | 44.5 | 30.48 | 20.32 | |
| Operating Cash Flow Growth | - | -22.24% | 45.98% | 50.02% | 79.13% | |
| Capital Expenditures | - | -1.73 | -3.54 | -1.55 | -1.96 | |
| Sale of Property, Plant and Equipment | - | 0.42 | 0.44 | - | - | |
| Investment in Securities | - | 40.34 | 42.28 | -145.47 | -144.34 | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | - | -73.26 | -179.14 | -279.75 | -134.04 | |
| Other Investing Activities | - | 4.81 | -4.96 | -7.35 | -10.97 | |
| Investing Cash Flow | - | -29.42 | -144.92 | -434.11 | -291.31 | |
| Short-Term Debt Issued | - | - | 93 | 131.5 | - | |
| Long-Term Debt Issued | - | - | 10 | - | - | |
| Total Debt Issued | - | - | 103 | 131.5 | - | |
| Short-Term Debt Repaid | - | -111 | - | - | - | |
| Long-Term Debt Repaid | - | - | - | -3 | - | |
| Total Debt Repaid | - | -111 | - | -3 | - | |
| Net Debt Issued (Repaid) | - | -111 | 103 | 128.5 | - | |
| Issuance of Common Stock | - | - | - | - | 35.25 | |
| Repurchase of Common Stock | - | -0.52 | -0.45 | -0.31 | -0.38 | |
| Common Dividends Paid | - | -5.33 | -5.19 | -4.67 | -4.03 | |
| Net Increase (Decrease) in Deposit Accounts | - | 114.61 | 64.36 | 60 | 425.09 | |
| Financing Cash Flow | - | -2.23 | 161.72 | 183.53 | 455.93 | |
| Net Cash Flow | - | 2.95 | 61.3 | -220.1 | 184.95 | |
| Free Cash Flow | - | 32.87 | 40.96 | 28.94 | 18.36 | |
| Free Cash Flow Growth | - | -19.75% | 41.56% | 57.61% | 72.37% | |
| Free Cash Flow Margin | - | 32.86% | 43.61% | 35.92% | 26.18% | |
| Free Cash Flow Per Share | - | 2.91 | 3.64 | 2.57 | 1.85 | |
| Cash Interest Paid | - | 36.92 | 27.53 | 6.12 | 4.03 | |
| Cash Income Tax Paid | - | 10.11 | 7.82 | 7.26 | 3.72 | |
Source: S&P Capital IQ. Banks template.
Financial Sources.