OceanFirst Financial Corp. (OCFC)
NASDAQ: OCFC · Real-Time Price · USD
19.26
+0.37 (1.96%)
At close: Apr 28, 2026, 4:00 PM EDT
19.11
-0.15 (-0.77%)
After-hours: Apr 28, 2026, 4:16 PM EDT
OceanFirst Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 569.2 | 556.89 | 545.24 | 521.87 | 390.39 | 315.24 | Upgrade
|
| Interest Income on Investments | 87.84 | 85.56 | 96.93 | 86.11 | 40.79 | 26.86 | Upgrade
|
| Total Interest Income | 657.04 | 642.45 | 642.17 | 607.97 | 431.18 | 342.09 | Upgrade
|
| Interest Paid on Deposits | 218.83 | 216.18 | 242.13 | 172.02 | 31.02 | 25.21 | Upgrade
|
| Interest Paid on Borrowings | 68.2 | 66.05 | 66.01 | 66.23 | 22.68 | 11.54 | Upgrade
|
| Total Interest Expense | 287.02 | 282.23 | 308.14 | 238.24 | 53.7 | 36.75 | Upgrade
|
| Net Interest Income | 370.02 | 360.22 | 334.04 | 369.73 | 377.48 | 305.34 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.63% | 7.84% | -9.65% | -2.05% | 23.63% | -2.43% | Upgrade
|
| Trust Income | 1.54 | 1.51 | 1.75 | 2.53 | 2.39 | 2.34 | Upgrade
|
| Gain (Loss) on Sale of Assets | 2.6 | 2.6 | 0.86 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.36 | 0.92 | 4.23 | -3.73 | 9.69 | 7.15 | Upgrade
|
| Other Non-Interest Income | 33.33 | 36.27 | 41.02 | 34.4 | 46.62 | 39.28 | Upgrade
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| Total Non-Interest Income | 40.2 | 44.7 | 50.19 | 33.62 | 59.09 | 51.93 | Upgrade
|
| Non-Interest Income Growth (YoY) | -16.00% | -10.93% | 49.26% | -43.10% | 13.79% | -29.75% | Upgrade
|
| Revenues Before Loan Losses | 410.21 | 404.92 | 384.22 | 403.36 | 436.57 | 357.27 | Upgrade
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| Provision for Loan Losses | 13.57 | 16.17 | 7.69 | 17.68 | 7.77 | -11.83 | Upgrade
|
| Revenue | 396.65 | 388.75 | 376.53 | 385.68 | 428.8 | 369.1 | Upgrade
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| Revenue Growth (YoY) | 7.24% | 3.25% | -2.37% | -10.06% | 16.18% | 12.71% | Upgrade
|
| Salaries and Employee Benefits | 156.06 | 153.32 | 131.14 | 127.88 | 122.77 | 112.4 | Upgrade
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| Occupancy Expenses | 17.86 | 17.86 | 16.23 | 16.55 | 15.82 | 14.55 | Upgrade
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| Federal Deposit Insurance | 11.83 | 11.6 | 10.96 | 11.16 | 7.36 | 6.16 | Upgrade
|
| Amortization of Goodwill & Intangibles | 3.54 | 3.63 | 3.33 | 3.98 | 4.72 | 5.45 | Upgrade
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| Selling, General & Administrative | 64.51 | 63.12 | 54.96 | 64.58 | 58.17 | 53.77 | Upgrade
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| Other Non-Interest Expense | 31.49 | 30.94 | 27.48 | 24.67 | 22.6 | 20.69 | Upgrade
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| Total Non-Interest Expense | 285.29 | 280.46 | 244.1 | 248.82 | 231.43 | 213.02 | Upgrade
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| EBT Excluding Unusual Items | 111.36 | 108.3 | 132.44 | 136.86 | 197.37 | 156.08 | Upgrade
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| Pretax Income | 91.3 | 92.52 | 130.66 | 136.77 | 193.92 | 142.24 | Upgrade
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| Income Tax Expense | 21.23 | 21.49 | 30.27 | 32.7 | 46.57 | 32.17 | Upgrade
|
| Earnings From Continuing Operations | 70.07 | 71.03 | 100.39 | 104.07 | 147.36 | 110.08 | Upgrade
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| Minority Interest in Earnings | -0.1 | -0.05 | -0.33 | -0.04 | -0.75 | - | Upgrade
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| Net Income | 69.98 | 70.98 | 100.07 | 104.03 | 146.6 | 110.08 | Upgrade
|
| Preferred Dividends & Other Adjustments | 2.85 | 3.85 | 4.02 | 4.02 | 4.02 | 4.02 | Upgrade
|
| Net Income to Common | 67.13 | 67.13 | 96.05 | 100.01 | 142.59 | 106.06 | Upgrade
|
| Net Income Growth | -24.68% | -29.07% | -3.81% | -29.04% | 33.18% | 73.87% | Upgrade
|
| Basic Shares Outstanding | 57 | 57 | 58 | 59 | 59 | 59 | Upgrade
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| Diluted Shares Outstanding | 57 | 57 | 58 | 59 | 59 | 60 | Upgrade
|
| Shares Change (YoY) | -1.67% | -1.50% | -1.12% | 0.13% | -1.29% | -0.70% | Upgrade
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| EPS (Basic) | 1.17 | 1.17 | 1.65 | 1.70 | 2.43 | 1.79 | Upgrade
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| EPS (Diluted) | 1.17 | 1.17 | 1.65 | 1.70 | 2.42 | 1.78 | Upgrade
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| EPS Growth | -23.20% | -29.04% | -2.89% | -29.89% | 35.95% | 74.51% | Upgrade
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| Dividend Per Share | 0.800 | 0.800 | 0.800 | 0.800 | 0.770 | 0.680 | Upgrade
|
| Dividend Growth | - | - | - | 3.90% | 13.23% | - | Upgrade
|
| Effective Tax Rate | 23.25% | 23.23% | 23.16% | 23.91% | 24.01% | 22.61% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.