OP Bancorp (OPBK)
NASDAQ: OPBK · Real-Time Price · USD
15.00
+0.67 (4.68%)
Apr 28, 2026, 4:00 PM EDT - Market closed
OP Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 140.06 | 136.87 | 124.36 | 110.46 | 82.86 | 62.45 | Upgrade
|
| Interest Income on Investments | 13.94 | 13.45 | 13.26 | 11.2 | 5.35 | 1.71 | Upgrade
|
| Total Interest Income | 154.01 | 150.33 | 137.62 | 121.67 | 88.21 | 64.16 | Upgrade
|
| Interest Paid on Deposits | 69.09 | 68.85 | 68.12 | 49.44 | 11.21 | 3.13 | Upgrade
|
| Interest Paid on Borrowings | 3.47 | 3.13 | 3.89 | 3.54 | 0.09 | - | Upgrade
|
| Total Interest Expense | 72.55 | 71.98 | 72.01 | 52.98 | 11.3 | 3.13 | Upgrade
|
| Net Interest Income | 81.45 | 78.35 | 65.61 | 68.69 | 76.91 | 61.03 | Upgrade
|
| Net Interest Income Growth (YoY) | 21.49% | 19.42% | -4.48% | -10.69% | 26.03% | 34.52% | Upgrade
|
| Gain (Loss) on Sale of Investments | 0.11 | 0.11 | -0.03 | 0.05 | -0.43 | - | Upgrade
|
| Other Non-Interest Income | 5.67 | 5.94 | 4.89 | 4.17 | 4.09 | 3.25 | Upgrade
|
| Total Non-Interest Income | 15.55 | 16.33 | 16.43 | 14.18 | 17.62 | 16.02 | Upgrade
|
| Non-Interest Income Growth (YoY) | -11.94% | -0.58% | 15.84% | -19.51% | 10.00% | 48.70% | Upgrade
|
| Revenues Before Loan Losses | 97 | 94.68 | 82.04 | 82.87 | 94.53 | 77.04 | Upgrade
|
| Provision for Loan Losses | 3.26 | 3.58 | 2.76 | 1.65 | 2.98 | 0.52 | Upgrade
|
| Revenue | 93.75 | 91.1 | 79.28 | 81.22 | 91.55 | 76.52 | Upgrade
|
| Revenue Growth (YoY) | 15.23% | 14.91% | -2.39% | -11.29% | 19.65% | 52.51% | Upgrade
|
| Salaries and Employee Benefits | 35.79 | 35.29 | 30.53 | 28.3 | 26.01 | 20.7 | Upgrade
|
| Occupancy Expenses | 3.87 | 3.64 | 3.34 | 3.37 | 3.06 | 2.61 | Upgrade
|
| Federal Deposit Insurance | 1.71 | 1.78 | 1.67 | 1.46 | 0.81 | 0.58 | Upgrade
|
| Selling, General & Administrative | 8.28 | 8.25 | 9.47 | 9.4 | 9.01 | 7.63 | Upgrade
|
| Other Non-Interest Expense | 3.8 | 4.24 | 3.08 | 2.81 | 2.54 | 1.46 | Upgrade
|
| Total Non-Interest Expense | 56.19 | 55.77 | 50.2 | 47.73 | 44.83 | 35.87 | Upgrade
|
| EBT Excluding Unusual Items | 37.55 | 35.33 | 29.08 | 33.49 | 46.72 | 40.66 | Upgrade
|
| Pretax Income | 37.55 | 35.33 | 29.08 | 33.49 | 46.72 | 40.66 | Upgrade
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| Income Tax Expense | 10.24 | 9.69 | 8.01 | 9.57 | 13.41 | 11.82 | Upgrade
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| Net Income | 27.31 | 25.64 | 21.07 | 23.92 | 33.31 | 28.84 | Upgrade
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| Preferred Dividends & Other Adjustments | - | - | 0.38 | 0.48 | 0.7 | 0.33 | Upgrade
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| Net Income to Common | 27.31 | 25.64 | 20.69 | 23.44 | 32.61 | 28.51 | Upgrade
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| Net Income Growth | 27.59% | 21.67% | -11.91% | -28.20% | 15.50% | 119.70% | Upgrade
|
| Basic Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | Upgrade
|
| Diluted Shares Outstanding | 15 | 15 | 15 | 15 | 15 | 15 | Upgrade
|
| Shares Change (YoY) | 0.58% | 0.23% | -1.89% | -0.48% | 0.50% | -0.45% | Upgrade
|
| EPS (Basic) | 1.84 | 1.72 | 1.39 | 1.55 | 2.15 | 1.89 | Upgrade
|
| EPS (Diluted) | 1.83 | 1.72 | 1.39 | 1.55 | 2.14 | 1.88 | Upgrade
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| EPS Growth | 28.97% | 23.74% | -10.17% | -27.69% | 13.83% | 121.18% | Upgrade
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| Dividend Per Share | 0.480 | 0.480 | 0.480 | 0.480 | 0.440 | 0.340 | Upgrade
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| Dividend Growth | - | - | - | 9.09% | 29.41% | 21.43% | Upgrade
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| Effective Tax Rate | 27.28% | 27.43% | 27.55% | 28.58% | 28.71% | 29.06% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.