OptimumBank Holdings Statistics

Total Valuation

OPHC has a market cap or net worth of $71.77 million. The enterprise value is -$26.70 million.

Market Cap	71.77M
Enterprise Value	-26.70M

Important Dates

The next estimated earnings date is Thursday, August 6, 2026, before market open.

Earnings Date	Aug 6, 2026
Ex-Dividend Date	n/a

Share Statistics

OPHC has 12.27 million shares outstanding. The number of shares has decreased by -5.65% in one year.

Current Share Class	12.27M
Shares Outstanding	12.27M
Shares Change (YoY)	-5.65%
Shares Change (QoQ)	+2.09%
Owned by Insiders (%)	18.85%
Owned by Institutions (%)	13.62%
Float	9.58M

Valuation Ratios

The trailing PE ratio is 7.90 and the forward PE ratio is 6.78.

PE Ratio	7.90
Forward PE	6.78
PS Ratio	1.39
Forward PS	n/a
PB Ratio	0.56
P/TBV Ratio	0.56
P/FCF Ratio	3.28
P/OCF Ratio	3.13
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.98
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.85%.

Return on Equity (ROE)	14.85%
Return on Assets (ROA)	1.55%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.68%
Revenue Per Employee	$517,469
Profits Per Employee	$177,969
Employee Count	98
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, OPHC has paid $5.73 million in taxes.

Income Tax	5.73M
Effective Tax Rate	24.74%

Stock Price Statistics

The stock price has increased by +29.71% in the last 52 weeks. The beta is 0.30, so OPHC's price volatility has been lower than the market average.

Beta (5Y)	0.30
52-Week Price Change	+29.71%
50-Day Moving Average	5.56
200-Day Moving Average	4.82
Relative Strength Index (RSI)	67.08
Average Volume (20 Days)	39,003

Short Selling Information

The latest short interest is 29,501, so 0.24% of the outstanding shares have been sold short.

Short Interest	29,501
Short Previous Month	22,615
Short % of Shares Out	0.24%
Short % of Float	0.31%
Short Ratio (days to cover)	0.35

Income Statement

In the last 12 months, OPHC had revenue of $50.71 million and earned $17.44 million in profits. Earnings per share was $0.74.

Revenue	50.71M
Gross Profit	50.71M
Operating Income	23.84M
Pretax Income	23.17M
Net Income	17.44M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.74

Full Income Statement

Balance Sheet

The company has $140.02 million in cash and $42.65 million in debt, giving a net cash position of $97.37 million or $7.94 per share.

Cash & Cash Equivalents	140.02M
Total Debt	42.65M
Net Cash	97.37M
Net Cash Per Share	$7.94
Equity (Book Value)	126.85M
Book Value Per Share	10.43
Working Capital	-988.87M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $22.58 million and capital expenditures -$1.05 million, giving a free cash flow of $21.52 million.

Operating Cash Flow	22.58M
Capital Expenditures	-1.05M
Depreciation & Amortization	n/a
Net Borrowing	30.00M
Free Cash Flow	21.52M
FCF Per Share	$1.75

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	47.01%
Pretax Margin	45.70%
Profit Margin	34.39%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	42.44%

Dividends & Yields

OPHC does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	5.65%
Shareholder Yield	5.65%
Earnings Yield	24.68%
FCF Yield	30.46%

Analyst Forecast

The average price target for OPHC is $7.17, which is 22.56% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$7.17
Price Target Difference	22.56%
Analyst Consensus	Strong Buy
Analyst Count	3
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on January 12, 2016. It was a reverse split with a ratio of 1:10.

Last Split Date	Jan 12, 2016
Split Type	Reverse
Split Ratio	1:10

Scores

Altman Z-Score	n/a
Piotroski F-Score	4