Oportun Financial Corporation (OPRT)
NASDAQ: OPRT · Real-Time Price · USD
5.14
-0.13 (-2.47%)
Mar 6, 2026, 1:13 PM EST - Market open
Oportun Financial Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest and Dividend Income | 893.22 | 925.47 | 963.5 | 876.11 | 575.84 | Upgrade
|
| Total Interest Expense | 231.5 | 238.16 | 179.41 | 93.05 | 47.67 | Upgrade
|
| Net Interest Income | 661.72 | 687.31 | 784.08 | 783.07 | 528.17 | Upgrade
|
| Other Revenue | 63.46 | 76.31 | 93.42 | 76.43 | 50.94 | Upgrade
|
| Revenue Before Loan Losses | 725.18 | 763.62 | 877.51 | 859.5 | 579.11 | Upgrade
|
| Revenue | 725.18 | 763.62 | 877.51 | 859.5 | 579.11 | Upgrade
|
| Revenue Growth (YoY) | -5.03% | -12.98% | 2.10% | 48.42% | 10.23% | Upgrade
|
| Salaries & Employee Benefits | 82.81 | 90.66 | 126.51 | 161.99 | 118.8 | Upgrade
|
| Cost of Services Provided | 278.95 | 319.73 | 385.33 | 413.92 | 322.09 | Upgrade
|
| Total Operating Expenses | 687.31 | 741.79 | 875.66 | 852.7 | 560.3 | Upgrade
|
| Operating Income | 37.87 | 21.82 | 1.85 | 6.8 | 18.81 | Upgrade
|
| EBT Excluding Unusual Items | 44.08 | -115.18 | -231.17 | 64.75 | 89.59 | Upgrade
|
| Restructuring Charges | - | - | -22.49 | -1.88 | -12.83 | Upgrade
|
| Impairment of Goodwill | - | - | - | -108.47 | - | Upgrade
|
| Pretax Income | 44.08 | -115.18 | -253.65 | -75.29 | 62.79 | Upgrade
|
| Income Tax Expense | 18.83 | -36.5 | -73.7 | 2.46 | 15.38 | Upgrade
|
| Net Income | 25.25 | -78.68 | -179.95 | -77.74 | 47.41 | Upgrade
|
| Net Income to Common | 25.25 | -78.68 | -179.95 | -77.74 | 47.41 | Upgrade
|
| Shares Outstanding (Basic) | 46 | 40 | 37 | 33 | 28 | Upgrade
|
| Shares Outstanding (Diluted) | 48 | 40 | 37 | 33 | 30 | Upgrade
|
| Shares Change (YoY) | 18.59% | 9.44% | 12.34% | 8.25% | 10.94% | Upgrade
|
| EPS (Basic) | 0.54 | -1.95 | -4.88 | -2.37 | 1.68 | Upgrade
|
| EPS (Diluted) | 0.53 | -1.95 | -4.88 | -2.37 | 1.56 | Upgrade
|
| Free Cash Flow | 413.41 | 393.52 | 392.77 | 247.88 | 163.45 | Upgrade
|
| Free Cash Flow Per Share | 8.64 | 9.75 | 10.65 | 7.55 | 5.39 | Upgrade
|
| Operating Margin | 5.22% | 2.86% | 0.21% | 0.79% | 3.25% | Upgrade
|
| Profit Margin | 3.48% | -10.30% | -20.51% | -9.04% | 8.19% | Upgrade
|
| Free Cash Flow Margin | 57.01% | 51.53% | 44.76% | 28.84% | 28.22% | Upgrade
|
| Effective Tax Rate | 42.72% | - | - | - | 24.49% | Upgrade
|
| Revenue as Reported | 956.69 | 1,002 | 1,057 | 952.55 | 626.78 | Upgrade
|
Source: S&P Capital IQ. Financial Services template. Financial Sources.