Oportun Financial Statistics
Total Valuation
OPRT has a market cap or net worth of $263.00 million. The enterprise value is $2.85 billion.
Important Dates
The next estimated earnings date is Wednesday, August 5, 2026, after market close.
| Earnings Date | Aug 5, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
OPRT has 45.74 million shares outstanding. The number of shares has increased by 14.81% in one year.
| Current Share Class | 45.74M |
| Shares Outstanding | 45.74M |
| Shares Change (YoY) | +14.81% |
| Shares Change (QoQ) | +0.67% |
| Owned by Insiders (%) | 5.94% |
| Owned by Institutions (%) | 68.67% |
| Float | 30.68M |
Valuation Ratios
The trailing PE ratio is 15.48 and the forward PE ratio is 3.25.
| PE Ratio | 15.48 |
| Forward PE | 3.25 |
| PS Ratio | 0.36 |
| Forward PS | 0.28 |
| PB Ratio | 0.66 |
| P/TBV Ratio | 0.80 |
| P/FCF Ratio | 0.63 |
| P/OCF Ratio | 0.63 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 159.91 |
| EV / Sales | 3.92 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 6.85 |
Financial Position
The company has a current ratio of 60.01, with a Debt / Equity ratio of 6.86.
| Current Ratio | 60.01 |
| Quick Ratio | 58.19 |
| Debt / Equity | 6.86 |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.53 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 4.68% and return on invested capital (ROIC) is 0.62%.
| Return on Equity (ROE) | 4.68% |
| Return on Assets (ROA) | 0.56% |
| Return on Invested Capital (ROIC) | 0.62% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.98% |
| Revenue Per Employee | $408,001 |
| Profits Per Employee | $9,997 |
| Employee Count | 1,783 |
| Asset Turnover | 0.23 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, OPRT has paid $16.65 million in taxes.
| Income Tax | 16.65M |
| Effective Tax Rate | 48.30% |
Stock Price Statistics
The stock price has decreased by -15.81% in the last 52 weeks. The beta is 1.25, so OPRT's price volatility has been higher than the market average.
| Beta (5Y) | 1.25 |
| 52-Week Price Change | -15.81% |
| 50-Day Moving Average | 5.43 |
| 200-Day Moving Average | 5.34 |
| Relative Strength Index (RSI) | 64.12 |
| Average Volume (20 Days) | 521,194 |
Short Selling Information
The latest short interest is 1.37 million, so 3.00% of the outstanding shares have been sold short.
| Short Interest | 1.37M |
| Short Previous Month | 1.29M |
| Short % of Shares Out | 3.00% |
| Short % of Float | 4.47% |
| Short Ratio (days to cover) | 2.39 |
Income Statement
In the last 12 months, OPRT had revenue of $727.47 million and earned $17.82 million in profits. Earnings per share was $0.37.
| Revenue | 727.47M |
| Gross Profit | 691.98M |
| Operating Income | 37.90M |
| Pretax Income | 34.48M |
| Net Income | 17.82M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.37 |
Full Income StatementBalance Sheet
The company has $130.38 million in cash and $2.72 billion in debt, giving a net cash position of -$2.59 billion or -$56.57 per share.
| Cash & Cash Equivalents | 130.38M |
| Total Debt | 2.72B |
| Net Cash | -2.59B |
| Net Cash Per Share | -$56.57 |
| Equity (Book Value) | 396.28M |
| Book Value Per Share | 8.69 |
| Working Capital | 2.95B |
Full Balance SheetCash Flow
| Operating Cash Flow | 416.16M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | 1.54M |
| Net Borrowing | -127.42M |
| Free Cash Flow | 416.16M |
| FCF Per Share | $9.10 |
Full Cash Flow StatementMargins
Gross margin is 95.12%, with operating and profit margins of 5.21% and 2.45%.
| Gross Margin | 95.12% |
| Operating Margin | 5.21% |
| Pretax Margin | 4.74% |
| Profit Margin | 2.45% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 57.21% |