Oportun Financial Corporation (OPRT)
NASDAQ: OPRT · Real-Time Price · USD
5.12
-0.03 (-0.58%)
At close: Mar 9, 2026, 4:00 PM EDT
5.16
+0.04 (0.78%)
After-hours: Mar 9, 2026, 7:56 PM EDT
Oportun Financial Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Net Income | 25.25 | -78.68 | -179.95 | -77.74 | 47.41 | |
| Depreciation & Amortization | 6.71 | 11.06 | 12.59 | 13.33 | 5.01 | |
| Other Amortization | 34.7 | 40.1 | 42.3 | 34.2 | 16.9 | |
| Gain on Sale of Loans & Receivables | -5.64 | -6.01 | -8.48 | -5.7 | -26.75 | |
| Loss (Gain) From Sale of Investments | 8.93 | -12 | -3.3 | 11.99 | 1.67 | |
| Asset Writedown & Restructuring Costs | - | - | - | 108.47 | 5.2 | |
| Provision for Credit Losses | 292.59 | 408.32 | 500.19 | 391.76 | 62.37 | |
| Stock-Based Compensation | 10.69 | 12.99 | 18.59 | 27.62 | 18.86 | |
| Net Decrease (Increase) in Loans Originated / Sold - Operating | 7.18 | 4.52 | 8.49 | 6.1 | 27.42 | |
| Change in Other Net Operating Assets | -2.29 | -30.26 | -21.05 | -80.74 | -10.42 | |
| Other Operating Activities | 35.29 | 43.49 | 23.4 | -181.42 | 15.77 | |
| Operating Cash Flow | 413.41 | 393.52 | 392.77 | 247.88 | 163.45 | |
| Operating Cash Flow Growth | 5.05% | 0.19% | 58.45% | 51.65% | 6.92% | |
| Cash Acquisitions | - | - | - | - | -111.65 | |
| Sale (Purchase) of Intangibles | -24.33 | -19.19 | -31.26 | -48.89 | -26.48 | |
| Net Decrease (Increase) in Loans Originated / Sold - Investing | -344.42 | -173.62 | -253.48 | -1,117 | -734.36 | |
| Other Investing Activities | -0.97 | -0.89 | -1.44 | -6 | -12.3 | |
| Investing Cash Flow | -369.73 | -193.69 | -286.18 | -1,172 | -884.79 | |
| Long-Term Debt Issued | 2,870 | 1,737 | 945.46 | 3,234 | 2,771 | |
| Long-Term Debt Repaid | -2,926 | -1,915 | -1,044 | -2,283 | -2,020 | |
| Net Debt Issued (Repaid) | -55.72 | -178.18 | -98.97 | 951.38 | 751.12 | |
| Other Financing Activities | -3.65 | -13.04 | -5.42 | -16.85 | -5.42 | |
| Financing Cash Flow | -59.38 | -191.22 | -104.39 | 934.53 | 745.71 | |
| Net Cash Flow | -15.69 | 8.61 | 2.2 | 10.86 | 24.37 | |
| Free Cash Flow | 413.41 | 393.52 | 392.77 | 247.88 | 163.45 | |
| Free Cash Flow Growth | 5.05% | 0.19% | 58.45% | 51.65% | 6.92% | |
| Free Cash Flow Margin | 57.01% | 51.53% | 44.76% | 28.84% | 28.22% | |
| Free Cash Flow Per Share | 8.64 | 9.75 | 10.65 | 7.55 | 5.39 | |
| Cash Interest Paid | 194.72 | 213.97 | 183.97 | 85.78 | 46.83 | |
| Cash Income Tax Paid | 2.85 | 1.04 | -1.86 | -3.46 | 3.88 | |
Source: S&P Capital IQ. Financial Services template.
Financial Sources.