Ohio Valley Banc Corp. (OVBC)
NASDAQ: OVBC · Real-Time Price · USD
41.03
+0.09 (0.23%)
At close: Dec 5, 2025, 4:00 PM EST
40.90
-0.13 (-0.32%)
After-hours: Dec 5, 2025, 5:01 PM EST
Ohio Valley Banc Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 70.2 | 64.94 | 54.82 | 42.27 | 42.1 | 43.2 | Upgrade
|
| Interest Income on Investments | 12.21 | 10.83 | 7.04 | 5.34 | 2.61 | 2.97 | Upgrade
|
| Total Interest Income | 82.41 | 75.76 | 61.87 | 47.62 | 44.71 | 46.17 | Upgrade
|
| Interest Paid on Deposits | 24.96 | 24.64 | 14.17 | 2.13 | 2.98 | 5.25 | Upgrade
|
| Interest Paid on Borrowings | 2.11 | 2.32 | 1.66 | 0.71 | 0.72 | 0.94 | Upgrade
|
| Total Interest Expense | 27.07 | 26.96 | 15.84 | 2.84 | 3.7 | 6.19 | Upgrade
|
| Net Interest Income | 55.34 | 48.8 | 46.03 | 44.78 | 41.01 | 39.98 | Upgrade
|
| Net Interest Income Growth (YoY) | 17.63% | 6.03% | 2.79% | 9.18% | 2.58% | -7.13% | Upgrade
|
| Trust Income | 0.39 | 0.4 | 0.33 | 0.33 | 0.29 | 0.26 | Upgrade
|
| Mortgage Banking Activities | 0.17 | 0.16 | 0.18 | 0.7 | 0.85 | 1.25 | Upgrade
|
| Gain (Loss) on Sale of Investments | -1.22 | - | - | -1.54 | -1.07 | - | Upgrade
|
| Other Non-Interest Income | 9.79 | 9.57 | 9.43 | 8.23 | 7.93 | 6.28 | Upgrade
|
| Total Non-Interest Income | 12.16 | 13.17 | 12.63 | 10.16 | 9.86 | 9.44 | Upgrade
|
| Non-Interest Income Growth (YoY) | -5.22% | 4.29% | 24.28% | 3.02% | 4.51% | 2.97% | Upgrade
|
| Revenues Before Loan Losses | 67.5 | 61.98 | 58.66 | 54.94 | 50.88 | 49.42 | Upgrade
|
| Provision for Loan Losses | 3.29 | 2.47 | 2.09 | -0.03 | -0.42 | 2.98 | Upgrade
|
| Revenue | 64.21 | 59.51 | 56.57 | 54.97 | 51.3 | 46.44 | Upgrade
|
| Revenue Growth (YoY) | 11.98% | 5.20% | 2.90% | 7.17% | 10.46% | -9.33% | Upgrade
|
| Salaries and Employee Benefits | 26.91 | 27.28 | 23.27 | 21.04 | 21.07 | 21.02 | Upgrade
|
| Federal Deposit Insurance | 0.71 | 0.65 | 0.57 | 0.34 | 0.33 | 0.17 | Upgrade
|
| Amortization of Goodwill & Intangibles | 0.01 | 0.01 | 0.02 | 0.04 | 0.05 | 0.06 | Upgrade
|
| Selling, General & Administrative | 12.48 | 11.79 | 11.47 | 11.65 | 10.18 | 9.28 | Upgrade
|
| Other Non-Interest Expense | 6.56 | 6.4 | 6.02 | 5.92 | 5.6 | 5.47 | Upgrade
|
| Total Non-Interest Expense | 46.66 | 46.13 | 41.37 | 39.04 | 37.28 | 36.13 | Upgrade
|
| EBT Excluding Unusual Items | 17.55 | 13.38 | 15.2 | 15.93 | 14.02 | 10.31 | Upgrade
|
| Legal Settlements | - | - | - | - | - | 2 | Upgrade
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| Pretax Income | 17.55 | 13.38 | 15.2 | 15.93 | 14.02 | 12.31 | Upgrade
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| Income Tax Expense | 3.39 | 2.38 | 2.57 | 2.59 | 2.28 | 2.05 | Upgrade
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| Net Income | 14.16 | 11 | 12.63 | 13.34 | 11.73 | 10.26 | Upgrade
|
| Net Income to Common | 14.16 | 11 | 12.63 | 13.34 | 11.73 | 10.26 | Upgrade
|
| Net Income Growth | 20.96% | -12.92% | -5.30% | 13.69% | 14.36% | 3.55% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | -0.87% | -0.79% | 0.11% | -0.24% | -0.14% | 0.42% | Upgrade
|
| EPS (Basic) | 3.01 | 2.32 | 2.65 | 2.80 | 2.45 | 2.14 | Upgrade
|
| EPS (Diluted) | 3.01 | 2.32 | 2.65 | 2.80 | 2.45 | 2.14 | Upgrade
|
| EPS Growth | 22.03% | -12.23% | -5.41% | 13.96% | 14.52% | 3.12% | Upgrade
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| Dividend Per Share | 0.900 | 0.880 | 0.870 | 0.840 | 0.840 | 0.840 | Upgrade
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| Dividend Growth | 2.27% | 1.15% | 3.57% | - | - | - | Upgrade
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| Effective Tax Rate | 19.31% | 17.77% | 16.89% | 16.28% | 16.30% | 16.64% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.