Ohio Valley Banc Corp. (OVBC)
NASDAQ: OVBC · Real-Time Price · USD
45.75
+0.05 (0.11%)
At close: Apr 28, 2026, 4:00 PM EDT
45.80
+0.05 (0.11%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Ohio Valley Banc Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 76.04 | 73.33 | 64.94 | 54.82 | 42.27 | 42.1 | Upgrade
|
| Interest Income on Investments | 11.88 | 11.91 | 10.83 | 7.04 | 5.34 | 2.61 | Upgrade
|
| Total Interest Income | 87.91 | 85.24 | 75.76 | 61.87 | 47.62 | 44.71 | Upgrade
|
| Interest Paid on Deposits | 26.31 | 25.41 | 24.64 | 14.17 | 2.13 | 2.98 | Upgrade
|
| Interest Paid on Borrowings | 2.11 | 2.08 | 2.32 | 1.66 | 0.71 | 0.72 | Upgrade
|
| Total Interest Expense | 28.42 | 27.49 | 26.96 | 15.84 | 2.84 | 3.7 | Upgrade
|
| Net Interest Income | 59.49 | 57.75 | 48.8 | 46.03 | 44.78 | 41.01 | Upgrade
|
| Net Interest Income Growth (YoY) | 17.22% | 18.32% | 6.03% | 2.79% | 9.18% | 2.58% | Upgrade
|
| Trust Income | 0.37 | 0.38 | 0.4 | 0.33 | 0.33 | 0.29 | Upgrade
|
| Mortgage Banking Activities | 0.18 | 0.18 | 0.16 | 0.18 | 0.7 | 0.85 | Upgrade
|
| Gain (Loss) on Sale of Investments | -3.75 | -3.75 | - | - | -1.54 | -1.07 | Upgrade
|
| Other Non-Interest Income | 8.75 | 9.13 | 9.57 | 9.43 | 8.23 | 7.93 | Upgrade
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| Total Non-Interest Income | 8.61 | 8.97 | 13.17 | 12.63 | 10.16 | 9.86 | Upgrade
|
| Non-Interest Income Growth (YoY) | -34.37% | -31.90% | 4.29% | 24.28% | 3.02% | 4.51% | Upgrade
|
| Revenues Before Loan Losses | 68.11 | 66.72 | 61.98 | 58.66 | 54.94 | 50.88 | Upgrade
|
| Provision for Loan Losses | 4.26 | 3.05 | 2.47 | 2.09 | -0.03 | -0.42 | Upgrade
|
| Revenue | 63.85 | 63.66 | 59.51 | 56.57 | 54.97 | 51.3 | Upgrade
|
| Revenue Growth (YoY) | 3.41% | 6.98% | 5.20% | 2.90% | 7.17% | 10.46% | Upgrade
|
| Salaries and Employee Benefits | 25.24 | 24.91 | 23.94 | 23.27 | 21.04 | 21.07 | Upgrade
|
| Federal Deposit Insurance | 0.76 | 0.7 | 0.65 | 0.57 | 0.34 | 0.33 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | - | 0.02 | 0.04 | 0.05 | Upgrade
|
| Selling, General & Administrative | 12.33 | 12.27 | 11.79 | 11.47 | 11.65 | 10.18 | Upgrade
|
| Other Non-Interest Expense | 6.36 | 6.34 | 6.42 | 6.02 | 5.92 | 5.6 | Upgrade
|
| Total Non-Interest Expense | 44.69 | 44.21 | 42.79 | 41.37 | 39.04 | 37.28 | Upgrade
|
| EBT Excluding Unusual Items | 19.15 | 19.45 | 16.71 | 15.2 | 15.93 | 14.02 | Upgrade
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| Pretax Income | 19.15 | 19.45 | 13.38 | 15.2 | 15.93 | 14.02 | Upgrade
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| Income Tax Expense | 3.66 | 3.85 | 2.38 | 2.57 | 2.59 | 2.28 | Upgrade
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| Net Income | 15.49 | 15.6 | 11 | 12.63 | 13.34 | 11.73 | Upgrade
|
| Net Income to Common | 15.49 | 15.6 | 11 | 12.63 | 13.34 | 11.73 | Upgrade
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| Net Income Growth | 22.84% | 41.84% | -12.92% | -5.30% | 13.69% | 14.36% | Upgrade
|
| Basic Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Diluted Shares Outstanding | 5 | 5 | 5 | 5 | 5 | 5 | Upgrade
|
| Shares Change (YoY) | -0.15% | -0.55% | -0.79% | 0.11% | -0.24% | -0.14% | Upgrade
|
| EPS (Basic) | 3.29 | 3.31 | 2.32 | 2.65 | 2.80 | 2.45 | Upgrade
|
| EPS (Diluted) | 3.29 | 3.31 | 2.32 | 2.65 | 2.80 | 2.45 | Upgrade
|
| EPS Growth | 23.02% | 42.62% | -12.23% | -5.41% | 13.96% | 14.52% | Upgrade
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| Dividend Per Share | 0.920 | 0.910 | 0.880 | 0.870 | 0.840 | 0.840 | Upgrade
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| Dividend Growth | 4.54% | 3.41% | 1.15% | 3.57% | - | - | Upgrade
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| Effective Tax Rate | 19.11% | 19.80% | 17.77% | 16.89% | 16.28% | 16.30% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.