Oak Valley Bancorp (OVLY)
NASDAQ: OVLY · Real-Time Price · USD
28.05
0.00 (0.00%)
At close: Dec 5, 2025, 4:00 PM EST
28.04
-0.01 (-0.04%)
After-hours: Dec 5, 2025, 5:01 PM EST
Oak Valley Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 57.15 | 53.41 | 44.77 | 38.89 | 43.77 | 39.95 | Upgrade
|
| Interest Income on Investments | 29.42 | 29.49 | 35.89 | 22.31 | 6.04 | 6.16 | Upgrade
|
| Total Interest Income | 86.57 | 82.89 | 80.67 | 61.2 | 49.81 | 46.11 | Upgrade
|
| Interest Paid on Deposits | 13.56 | 12.86 | 4.86 | 1.12 | 0.97 | 1.12 | Upgrade
|
| Interest Paid on Borrowings | - | - | 0 | - | - | 0.03 | Upgrade
|
| Total Interest Expense | 13.56 | 12.86 | 4.86 | 1.12 | 0.97 | 1.15 | Upgrade
|
| Net Interest Income | 73 | 70.03 | 75.8 | 60.08 | 48.84 | 44.96 | Upgrade
|
| Net Interest Income Growth (YoY) | 4.14% | -7.61% | 26.18% | 23.02% | 8.63% | 9.56% | Upgrade
|
| Mortgage Banking Activities | 0.04 | 0.03 | 0.02 | 0.07 | 0.15 | 0.13 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | 0.11 | 0.16 | - | 0.15 | 0 | Upgrade
|
| Other Non-Interest Income | 4.92 | 4.73 | 4.64 | 3.9 | 3.83 | 3.38 | Upgrade
|
| Total Non-Interest Income | 6.72 | 6.56 | 6.63 | 5.57 | 5.43 | 4.82 | Upgrade
|
| Non-Interest Income Growth (YoY) | -2.34% | -1.15% | 19.03% | 2.67% | 12.69% | -4.60% | Upgrade
|
| Revenues Before Loan Losses | 79.72 | 76.59 | 82.43 | 65.65 | 54.26 | 49.77 | Upgrade
|
| Provision for Loan Losses | -0.06 | -1.62 | 0.97 | -1.35 | -0.64 | 2.17 | Upgrade
|
| Revenue | 79.78 | 78.21 | 81.46 | 67 | 54.9 | 47.61 | Upgrade
|
| Revenue Growth (YoY) | 2.98% | -3.99% | 21.59% | 22.04% | 15.31% | 4.55% | Upgrade
|
| Salaries and Employee Benefits | 29.38 | 27.8 | 25.58 | 22.42 | 19.63 | 17.42 | Upgrade
|
| Occupancy Expenses | 3.15 | 3.07 | 3.02 | 2.86 | 2.74 | 2.51 | Upgrade
|
| Federal Deposit Insurance | 1.14 | 1.09 | 1.02 | 0.93 | 0.65 | 0.32 | Upgrade
|
| Selling, General & Administrative | 5.33 | 5.2 | 4.79 | 4.26 | 3.93 | 3.75 | Upgrade
|
| Other Non-Interest Expense | 10.57 | 8.86 | 6.76 | 6.84 | 6.27 | 5.86 | Upgrade
|
| Total Non-Interest Expense | 49.56 | 46.02 | 41.16 | 37.31 | 33.22 | 29.86 | Upgrade
|
| EBT Excluding Unusual Items | 30.22 | 32.19 | 40.31 | 29.69 | 21.68 | 17.74 | Upgrade
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| Pretax Income | 30.22 | 32.19 | 40.31 | 29.69 | 21.68 | 17.74 | Upgrade
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| Income Tax Expense | 6.64 | 7.24 | 9.46 | 6.79 | 5.34 | 4.06 | Upgrade
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| Net Income | 23.59 | 24.95 | 30.85 | 22.9 | 16.34 | 13.69 | Upgrade
|
| Net Income to Common | 23.59 | 24.95 | 30.85 | 22.9 | 16.34 | 13.69 | Upgrade
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| Net Income Growth | -4.91% | -19.13% | 34.70% | 40.18% | 19.36% | 9.59% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 0.46% | 0.34% | 0.32% | 0.32% | 0.49% | 0.27% | Upgrade
|
| EPS (Basic) | 2.86 | 3.04 | 3.76 | 2.80 | 2.01 | 1.68 | Upgrade
|
| EPS (Diluted) | 2.84 | 3.02 | 3.75 | 2.79 | 2.00 | 1.68 | Upgrade
|
| EPS Growth | -5.65% | -19.47% | 34.41% | 39.50% | 19.05% | 9.09% | Upgrade
|
| Dividend Per Share | 0.600 | 0.525 | 0.385 | 0.310 | 0.295 | 0.285 | Upgrade
|
| Dividend Growth | 33.33% | 36.36% | 24.19% | 5.08% | 3.51% | 3.64% | Upgrade
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| Effective Tax Rate | 21.96% | 22.50% | 23.46% | 22.86% | 24.63% | 22.86% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.