Oak Valley Bancorp (OVLY)
NASDAQ: OVLY · Real-Time Price · USD
33.75
+0.07 (0.21%)
At close: Apr 28, 2026, 4:00 PM EDT
33.75
0.00 (0.00%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Oak Valley Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | - | 58.35 | 53.41 | 44.77 | 38.89 | 43.77 | Upgrade
|
| Interest Income on Investments | - | 29.58 | 29.49 | 35.89 | 22.31 | 6.04 | Upgrade
|
| Total Interest Income | - | 87.92 | 82.89 | 80.67 | 61.2 | 49.81 | Upgrade
|
| Interest Paid on Deposits | - | 13.31 | 12.86 | 4.86 | 1.12 | 0.97 | Upgrade
|
| Interest Paid on Borrowings | - | - | - | 0 | - | - | Upgrade
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| Total Interest Expense | - | 13.31 | 12.86 | 4.86 | 1.12 | 0.97 | Upgrade
|
| Net Interest Income | 75.63 | 74.62 | 70.03 | 75.8 | 60.08 | 48.84 | Upgrade
|
| Net Interest Income Growth (YoY) | 7.13% | 6.54% | -7.61% | 26.18% | 23.02% | 8.63% | Upgrade
|
| Mortgage Banking Activities | 0.03 | 0.03 | 0.03 | 0.02 | 0.07 | 0.15 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0 | -0 | 0.11 | 0.16 | - | 0.15 | Upgrade
|
| Other Non-Interest Income | 5.64 | 5.3 | 4.73 | 4.64 | 3.9 | 3.83 | Upgrade
|
| Total Non-Interest Income | 7.45 | 7.11 | 6.56 | 6.63 | 5.57 | 5.43 | Upgrade
|
| Non-Interest Income Growth (YoY) | 12.09% | 8.53% | -1.15% | 19.03% | 2.67% | 12.69% | Upgrade
|
| Revenues Before Loan Losses | 83.09 | 81.73 | 76.59 | 82.43 | 65.65 | 54.26 | Upgrade
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| Provision for Loan Losses | 1.27 | 0.81 | -1.62 | 0.97 | -1.35 | -0.64 | Upgrade
|
| Revenue | 81.82 | 80.92 | 78.21 | 81.46 | 67 | 54.9 | Upgrade
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| Revenue Growth (YoY) | 3.74% | 3.47% | -3.99% | 21.59% | 22.04% | 15.31% | Upgrade
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| Salaries and Employee Benefits | 29.94 | 29.94 | 27.8 | 25.58 | 22.42 | 19.63 | Upgrade
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| Occupancy Expenses | 3.14 | 3.14 | 3.07 | 3.02 | 2.86 | 2.74 | Upgrade
|
| Federal Deposit Insurance | 1.12 | 1.12 | 1.09 | 1.02 | 0.93 | 0.65 | Upgrade
|
| Selling, General & Administrative | 6.59 | 6.59 | 6.12 | 5.16 | 4.26 | 3.93 | Upgrade
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| Other Non-Interest Expense | 10.38 | 9.5 | 7.94 | 6.39 | 6.84 | 6.27 | Upgrade
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| Total Non-Interest Expense | 51.16 | 50.27 | 46.02 | 41.16 | 37.31 | 33.22 | Upgrade
|
| EBT Excluding Unusual Items | 30.66 | 30.65 | 32.19 | 40.31 | 29.69 | 21.68 | Upgrade
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| Pretax Income | 30.66 | 30.65 | 32.19 | 40.31 | 29.69 | 21.68 | Upgrade
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| Income Tax Expense | 6.74 | 6.74 | 7.24 | 9.46 | 6.79 | 5.34 | Upgrade
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| Net Income | 23.93 | 23.91 | 24.95 | 30.85 | 22.9 | 16.34 | Upgrade
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| Net Income to Common | 23.93 | 23.91 | 24.95 | 30.85 | 22.9 | 16.34 | Upgrade
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| Net Income Growth | -2.42% | -4.15% | -19.13% | 34.70% | 40.18% | 19.36% | Upgrade
|
| Basic Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
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| Diluted Shares Outstanding | 8 | 8 | 8 | 8 | 8 | 8 | Upgrade
|
| Shares Change (YoY) | 0.43% | 0.40% | 0.34% | 0.32% | 0.32% | 0.49% | Upgrade
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| EPS (Basic) | 2.90 | 2.90 | 3.04 | 3.76 | 2.80 | 2.01 | Upgrade
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| EPS (Diluted) | 2.88 | 2.88 | 3.02 | 3.75 | 2.79 | 2.00 | Upgrade
|
| EPS Growth | -3.03% | -4.64% | -19.47% | 34.41% | 39.50% | 19.05% | Upgrade
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| Dividend Per Share | 0.675 | 0.675 | 0.525 | 0.385 | 0.310 | 0.295 | Upgrade
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| Dividend Growth | 28.57% | 28.57% | 36.36% | 24.19% | 5.08% | 3.51% | Upgrade
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| Effective Tax Rate | 21.97% | 21.98% | 22.50% | 23.46% | 22.86% | 24.63% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.